Lets see, $189,000,000 taken as a 'lump sum' gives you $94,500,00 then Uncle Sam gets his 30% so you end up with $66,150,000...not bad for a $ ticket...Now for the kicker...have everyone you know and put ads in the newspapers all over Florida offering to buy non-winning scratch-off tickets for 0.05 each and then at the end of the year, write your $25,000,000 you spent on busted scratch-offs as losses against your winnings...