This is Walt Zaremba's Typepad Profile.
Join Typepad and start following Walt Zaremba's activity
Join Now!
Already a member? Sign In
Walt Zaremba
Williamsburg, Virginia
Your Dreams, Our Knowledge...Creating Estate Plans That Work
Interests: People
Recent Activity
Image
Our investment strategy needs to change during retirement. Nor should our investment strategy ever be set to autopilot unless we are willing to see our financial legacy further diminished by unnecessary taxes! As you purchase an annuity or contribute to your IRA accounts during your working years, rules and regulations... Continue reading
Image
Discerning truth from fiction and marketing from reality, when it comes to assisted living facilities is no easy task. Assisted living and board-and-care facilities are a popular and rapidly increasing segment of housing for seniors. However, what many people don’t know is that assisted living facilities are “non-medical” models of... Continue reading
Image
It is important to create an estate plan which allows for greater control, privacy and security of your legacy. Estate planning can be thought of as the process of anticipating and arranging, during an individual’s life, for the management and disposal of his or her estate during the person’s life... Continue reading
Image
The greatest gift you can give one another as you approach your forthcoming nuptials is financial disclosure; it may not be romantic but it is information that will serve you both well! Regardless of when you marry, especially given the trend these days of delaying marriage until your late twenties... Continue reading
Image
George Michael, who passed away in December 2016, left his multi-million estate and properties to his two sisters Melanie and Yioda. Kenny Goss, George’s former partner of 15 years, is claiming a large part of his estate, on the grounds he helped the troubled singer through hard times. The American... Continue reading
Image
Most Americans haven’t saved enough for retirement—however, the future for those Americans that freelance, saving for retirement is especially bleak. More than one in three workers today are doing ‘on-demand work’, like driving for Uber and Lyft, renting their homes out on Airbnb, doing handiwork on TaskRabbit, or traditional side... Continue reading
Image
Your retirement account may be an option for the additional funds you need for a down payment on a new home. The IRS also offers some breaks for taxpayers who opt to use retirement assets to purchase a first home. Get this: you don’t actually have to be buying a... Continue reading
Image
Your legacy will be the imprint you leave on this earth and the meaning your life leaves behind. ‘Legacy language’ is the legal expression of the specific manner your Trustee must use designated trust assets. While the added complexity of creating a separate trust for these designated funds may be... Continue reading
Image
16 years after his death the legal battle still rages over the remnants of Victor Posner’s real estate empire. The former-girlfriend-turned-business-associate of corporate raider Victor Posner, who was named the primary beneficiary of his $321 million estates in 2002, filed a lawsuit against a prominent law firm for breach of... Continue reading
Image
Many factors come into play—such as proximity to family and weather preferences. However, the article leaves personal preferences out; focusing on the financial angle. People nearing or just beginning their retirement may have plenty of life experience under their belts, but many are enjoying at least one brand-new feeling: a... Continue reading
Image
Many lower-income Americans see Medicaid as their lifeline to health care. This includes "older nonelderly" adults from 50 to 64. The Centers for Medicare & Medicaid Services announced in January that states can apply for waivers to implement work requirements for people who receive Medicaid benefits. This will impact some... Continue reading
Image
Check to see if you have all five of the critical areas covered. The road to retirement continues to get more and more complicated. There are new products, new rules, and new technologies. You need a guide. There are many of them out there—brokers, planners, agents, and money managers, all... Continue reading
Image
7 in 10 caregivers have been reduced to spending their own living expenses to cover caregiving costs. A recent study found that Gen X and Millennials are the heart of the sandwich generation and are struggling with the competing pressures of caring for aging family members and their own children.... Continue reading
Image
The sons of Charles Manson fail to show up in court Tuesday and therefore could soon be out of the legal battle over his estate. Matthew Lentz arrived after the brief hearing at Los Angeles Superior Court had ended in the probate case of the late cult leader. Lentz appeared... Continue reading
Image
7 in 10 caregivers have been reduced to spending their own living expenses to cover caregiving costs. A recent study found that Gen X and Millennials are the heart of the sandwich generation and are struggling with the competing pressures of caring for aging family members and their own children.... Continue reading
Image
Remarried can provide a means to a fresh start; an opportunity to learn from the past and to move forward. In order to avoid that next trip down the aisle from creating a host of new financial challenges here are some financial steps to consider before getting remarried. Create a... Continue reading
For many, Memorial Day marks the beginning of summer but here are some interesting facts you may not know about this Day of Remembrance. Memorial Day was first celebrated as 'Decoration Day', a day in which Americans everywhere placed wreaths, flowers, and flags on the graves of soldiers who died... Continue reading
Image
Parents of a special needs child have a big decision to make as their child approaches the age of 18: does my child needs a guardian, or do they need a power of attorney? If you have a child with special needs, once they turn 17, you need to start... Continue reading
Image
Glen Campbell died in Nashville on August 8, 2017, at the age of 81. He suffered from Alzheimer's. Rumors have surfaced that Glen included only five of his eight children in his will and that his widow Kimberly has brought a claim for more than $500K from the estate to... Continue reading
Image
Choosing the right person for the role of fiduciary is likely one of the most important appointments you will make during your lifetime. Why? Because by the time it is discovered that the choice was a bad one it is too late for you to make a change. A fiduciary,... Continue reading
Giving directly to the charity is one of the most common forms of giving. When considering charitable giving it is important to examine the various strategies and techniques that can be incorporated into an estate plan, but many people prefer to focus on how they can contribute during their lifetime.... Continue reading
Image
For many seniors, assisted living has become an increasingly common option to remaining in their homes. An elderly individual can live in a comfortable residence, get the services that he or she requires, such as help with bathing and dressing, as well as avoid the institutionalized setting of a nursing... Continue reading
Image
Alzheimer’s Disease can take a very long time before the obvious signs of the disease can be seen even by a physician trained to make the diagnosis. One-third of the people with younger-onset Alzheimer’s, who responded to a 2006 survey by the Alzheimer’s Association, said it took them somewhere between... Continue reading
Image
Take these eight essential steps to achieve retirement success. How do know when you’ll be ready for retirement? The Center for Retirement Research at Boston College says that 20% of households are wrong in projecting when they’ll be ready to retire. Here’s a checklist to go through before you should... Continue reading
Image
Life insurance could be an important investment perhaps even during life. Life insurance helps to ensure that all our final expenses are paid, such as burial and funeral services, and that insurance beneficiaries are taken care of. However, did you know that it can also provide many other benefits while... Continue reading