Interests: Terry leads and directs all information technology strategy and application development obligations, including developing products, establishing budgets, and managing vendor and customer relationships. He also directs the company’s efforts in computer operations, corporate security, business continuity, and project management. Terry participates in a number of industry councils. He is a member of the board and steering committee for the Payment Processor Information Sharing Council (PPISC) and is vice chairperson of the Secure Remote Payment Council (SRPC). These groups focus on sharing and protecting the national payment infrastructure, as well as defining new standards and technologies to authenticate consumers as the payment industry converges with mobile technologies. Terry earned an associate’s and bachelor’s degree in business administration from William Penn University. In addition, he is Certified in the Governance of Enterprise IT (CGEIT) and Certified in Risk and Information Systems Control (CRISC). Terry is married with two children and is actively involved in his children’s activities.