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Ryan
Kearns, Utah
A frugal guy who likes helping people be happy.
Interests: Family, money and travel.
Recent Activity
An ESPN commentator talked about the Cubs embracing the pressure all season long. They almost made the World Series in 1984 and 2003. Almost. But perhaps they succumbed to pressure. Now the Cubs are on the verge of another World Series. How do you handle pressure? Do you embrace pressure?... Continue reading
Posted Oct 22, 2016 at ThrivingTwogether
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The greatest people expand their souls and trim their possessions to a vital few. Shallow people tend to expand their possessions and shrink their souls. Are your possessions growing? Or is your soul growing? Continue reading
Posted Oct 19, 2016 at ThrivingTwogether
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Those who engage with manipulators often become enraged. Don't want to be crushed, worked and manipulated? Simply don't engage with aggressive or passive aggressive souls. Refrain from their game. (Photo of the Donald by Ali Shaker) Continue reading
Posted Oct 12, 2016 at ThrivingTwogether
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People use numbers to illuminate or obscure. Salespeople and marketers occasionally use numbers to sell a bad deal. Remember a common sales technique is to use numbers without comparison and without context. Only by looking at numbers in context and against other alternatives do we discover misinformation. Is $5,000 a... Continue reading
Posted Oct 12, 2016 at ThrivingTwogether
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What's your biggest debt? Mortgage/credit card/student loan? Do you believe it can be paid off? Do you really want to pay it off? Are you and your spouse united to pay it off? How many traditional and non-traditional ideas can you generate to pay off the debt? Who do you... Continue reading
Posted Oct 8, 2016 at ThrivingTwogether
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Frugal choices often involve comparison between two consumption choices: drive a car or ride a bike? Use a clothes-line or a dryer? Walmart or Target? Fly or drive for vacation? A third alternative is to completely forgo a purchase. Set a goal to live strictly within your means. Then look... Continue reading
Posted Oct 7, 2016 at ThrivingTwogether
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My wife and my best friend in high school often won games against me because I chose not learn the rules of the game. I was a hard-core competitor who didn't know the rules. Although I played hard, they knew the rules better than I did. You can learn the... Continue reading
Posted Oct 1, 2016 at ThrivingTwogether
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Your friend is doing stupid things and hasn't changed....yet. You keep yelling at your children and you're not calm....yet. Your spouse hasn't matured....yet. Yet. 'Yet' is a postive, faith-filled word that fills with hope. 'Yet" means you believe in others' potential and innate goodness more than you believe in yesterday.... Continue reading
Posted Sep 29, 2016 at ThrivingTwogether
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For about eight months I've been using an electric toothbrush. During that time I used only one setting: the fastest, loudest setting. Then a few days ago, I realized that my toothbrush had a slower, quitter setting. Some people need to be noisier and more active in their relationships. And... Continue reading
Posted Sep 24, 2016 at ThrivingTwogether
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Occasionally you may get fed up with life. Stress, work or relationship issues overwhelm you. What should you do when you reach the end of your rope? Jump or hold on? It depends. The best thing to do is to think. To go slow. To listen to your inner voice.... Continue reading
Posted Sep 21, 2016 at ThrivingTwogether
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Every relationship has times of overspending. When you unitedly decide to stop spending, make sure you don't starve your needs and wants. Rather put your spending on hold while you eliminate, reduce and strategize. You may need a season of belt tightening, but don't starve your family or take drastic... Continue reading
Posted Sep 14, 2016 at ThrivingTwogether
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Last Friday night my wife and I attended a concert (A Twist of Blues) at the Utah State Fair. Our friend, CJ, is one of the guitarists and, as usual, played the guitar with gusto and skill. Towards the end of the concert, CJ walked off the stage and into... Continue reading
Posted Sep 13, 2016 at ThrivingTwogether
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Mother Teresa didn't consider herself a Saint. Ironically, she was recently made a Saint by the Catholic Church. She thought she did what anyone else would do in the same situation. She saw lowly, struggling people as wonderful children of God. Although she passed away over 17 years ago, her... Continue reading
Posted Sep 10, 2016 at ThrivingTwogether
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On Labor Day, I waited for my son to begin the swim portion of a Triatholon. While I waited, a man began to swim in the pool in front of me. He swam while towing a crippled man in a raft. We watched as he swam 150 yards. As he... Continue reading
Posted Sep 8, 2016 at ThrivingTwogether
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A journeyman isn't colorful or brilliant. Fortunately happiness doesn't depend on brilliance nor stardom. Be a journeyman. A plowhorse. Journey on. And eventually your pedestrian, plowhorse journeyman-ways will yield bright starlike results. Continue reading
Posted Aug 31, 2016 at ThrivingTwogether
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What is the one thing that will make a relationship great? There is no one thing. No elixir. No panacea. Wonderful marriages are composed of many things done well. Although one thing may destroy a marriage, a marriage is built with many tools. Continue reading
Posted Aug 30, 2016 at ThrivingTwogether
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Flux is a flow or movement from one state to another. We are not in a race with or against others but rather we are transitioning to a better way of being. Flux is the process to achieve our ideal way of life. Paradoxically our lives flow smoothly as we... Continue reading
Posted Aug 25, 2016 at ThrivingTwogether
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I ran out of gas on I-15 and had to coast to the nearest gas station. Why? I became too busy with other concerns and pushed myself to the edge. I didn't slow down and refill. Are you pushing to the edge? Need to slow down and refill? It's better... Continue reading
Posted Aug 23, 2016 at ThrivingTwogether
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As children we are full of dreams and excitement. Everything is fun and positive and we quickly forgive. We play. We love. We dream. We create. Somewhere in our lives we tend to get a little cynical and less trusting. We become intellectually haughty: superior to optimism, dreams and faith... Continue reading
Posted Aug 18, 2016 at ThrivingTwogether
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Goethe said "Let everyone sweep in front of his own door, and the whole world will be clean." The quote is rich with responsibility and effort. It removes blame and extols progress. What needs to be swept in your life? (Photo courtesy Edal) Continue reading
Posted Aug 16, 2016 at ThrivingTwogether
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Planes rarely fly in a perfect flight pattern. Pilots recalibrate often to ensure the intended destination is met. Marriages too, rarely follow a perfect pattern. Recalibration is neede to ensure our final destination (happiness and togetherness) is achieved. Recallibration involves communicating and ideating about problems, children, goals, calendars, and money.... Continue reading
Posted Aug 12, 2016 at ThrivingTwogether
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Formulaic. Ride in a straight line. By the book. Isn't that the best way to get results? Nope. Instead we should freestyle. Improvise. Create. Freestyle BMX became popular in the 1980's and I was swept up in the craze. My best friend and I learned how to Endo, Bunny hop... Continue reading
Posted Aug 9, 2016 at ThrivingTwogether
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On a recent game day, I lost to my son, Hyrum, four straight in Chess. Hyrum loves to trash talk. So he constantly heckled me for not protecting my Queen. Four times he confiscated my Queen as I poorly protected her. Later as a humbled father, I talked with Hyrum... Continue reading
Posted Aug 2, 2016 at ThrivingTwogether
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You've probably heard some form of "hope for the best and expect the worst." That sounds like a sure way to become schizophrenic.* Others have taught something like, "hope for the best and nothing bad will ever happen." This is akin to thinking a five-year old would make a good... Continue reading
Posted Jul 28, 2016 at ThrivingTwogether
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I chuckled to myself this morning as my wife and I discussed heater vent covers. Seems trivial, but we want to make our 40 year-old home beautiful. And every detail matters. As part of our home remodel, we discuss every aesthetic and functional detail. We are solicitous of each other,... Continue reading
Posted Jul 27, 2016 at ThrivingTwogether