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Scott Michelman
Recent Activity
Last Friday, the administration released a "discussion draft" of potential legislation to protect consumer privacy. CDT provides a helpful roadmap to the draft here. Today a coalition of consumer privacy groups (including CDT) responded with a letter asking the administration... Continue reading
Posted yesterday at CL&P Blog
Read this article from about automakers’ lack of attention to the security of their cars’ systems, and the investigation of Sen. Edward Markey of Massachusetts into the problem. Continue reading
Posted 2 days ago at CL&P Blog
Sen. Warren's op-ed in the Post this week is a must-read, and a must-share: it explains how our country's consumer, worker, and environmental protection laws could be undermined by a dispute-resolution clause in the TPP, currently being negotiated. More generally,... Continue reading
Posted 5 days ago at CL&P Blog
NPR reports: The Federal Communications Commission approved the policy known as net neutrality by a 3-2 vote at its Thursday meeting, with FCC Chairman Tom Wheeler saying the policy will ensure "that no one — whether government or corporate —... Continue reading
Posted 6 days ago at CL&P Blog
We've discussed before the fight between federal regulators and airbag manufacturer Takata over whether the company would issue a nationwide recall on defective airbags. The confrontation is escalating. As the New York Times reported Friday: federal regulators said on Friday... Continue reading
Posted Feb 24, 2015 at CL&P Blog
The latest Obamacare challenge, now pending before the Supreme Court, could if successful cost the states a lot of money. How much? Read the Post's analysis, complete with a state-by-state breakdown and a discussion of its possible implications for the... Continue reading
Posted Feb 19, 2015 at CL&P Blog
At a hearing on Capitol Hill last week, lawmakers from both parties expressed interest in exempting small banks and credit unions from new financial rules, reported the Wall St. Journal. But there must be a limit, warned two of the... Continue reading
Posted Feb 18, 2015 at CL&P Blog
California law caps at 30% the interest rate on loans of $2500 or less. So what did lender CashCall do? It made every loan -- no matter how small -- into a loan of $2600 or more, by having low-dollar... Continue reading
Posted Feb 16, 2015 at CL&P Blog
That last summer's decision in Hobby Lobby wasn't the end of the legal fight over what health care coverage the government could require businesses asserting religious objections to provide for their employees became clear just three days after the Hobby... Continue reading
Posted Feb 16, 2015 at CL&P Blog
California is considering enacting a new law protecting its citizens from warrantless spying. The proposed California Electronic Communications Privacy Act has bipartisan backing, along with support from major tech companies and civil liberties groups. Read more here from Top Tech... Continue reading
Posted Feb 10, 2015 at CL&P Blog
In a case we've discussed before about the wage/hour claims of a class of Applebee's workers, the Second Circuit today delivered an important victory today for class-action plaintiffs. The court held that the Supreme Court's 2013 decision in Comcast v.... Continue reading
Posted Feb 10, 2015 at CL&P Blog
Two weeks ago, we told you about a lawsuit challenging a Georgia county's practice of imprisoning individuals who could not pay court fees. Now, another lawsuit has been filed in the same vein. The location happens to be Ferguson, Mo.,... Continue reading
Posted Feb 9, 2015 at CL&P Blog
When Congress, as part of a government-funding deal during the lame-duck session in 2014, repealed a key provision of the 2010 Dodd-Frank Wall Street reform bill, it removed an important protection against the consolidation of power in too-big-to-fail financial entities.... Continue reading
Posted Feb 4, 2015 at CL&P Blog
Today, major credit rating agency Standard and Poor's agreed to pay almost $1.4 billion to settle a suit filed by the Justice Department accusing the agency of giving inaccurately high credit ratings for risky financial products in the lead-up to... Continue reading
Posted Feb 3, 2015 at CL&P Blog
We blogged last year about courts that send people to jail for their inability to pay their court debts. Yesterday the ACLU sued DeKalb County, Ga., over this unconstitutional practice, undertaken in partnership with a private debt collection company. According... Continue reading
Posted Jan 30, 2015 at CL&P Blog
We've previously discussed the pending Supreme Court case King v. Burwell, in which the Supreme Court will consider whether the subsidies Obamacare provides to low-income purchasers of health insurance will be drastically cut back. Earlier this week, Brian discussed the... Continue reading
Posted Jan 29, 2015 at CL&P Blog
Last week, the FTC filed a complaint in a Texas federal court against Commercial Recovery Systems for threatening consumers that unless they paid their debts, they would be sued or have their wages garnished. The problem? These representations weren't true.... Continue reading
Posted Jan 28, 2015 at CL&P Blog
We've discussed before the threats to privacy posed by secret government data collection programs of various kinds (see, for instance, here and here). Challenges to such programs are hard to bring because of the difficulty of establishing standing -- i.e.,... Continue reading
Posted Jan 28, 2015 at CL&P Blog
We're written before about the problem of civil asset forfeiture -- the law enforcement practice, disproportionately affecting low income people and people of color, of taking property from people on the suspicion that it had something to do with a... Continue reading
Posted Jan 26, 2015 at CL&P Blog
As we've discussed recently, the Supreme Court is set to decide by June whether the Fair Housing Act covers policies and practices that contribute to racial segregation in housing where there has been no showing they were intended to do... Continue reading
Posted Jan 23, 2015 at CL&P Blog
Vindicating a simple principle in a case with a complex procedural background, the Court held unanimously today in Gelboim v. Bank of America that investors who sued banks for manipulating the globally influential LIBOR interest rate in violation of federal... Continue reading
Posted Jan 21, 2015 at CL&P Blog the title of this op-ed from the NYT over the weekend. The piece highlights a recent Pew study finding that most wealthy Americans think that poor people have it easy then debunks that myth with some sobering numbers. These... Continue reading
Posted Jan 20, 2015 at CL&P Blog
Last month, we recommended an NPR story discussing the problem of collections against low-income hospital patients. In response to this problem (as reported by the New York Times), "The Obama administration has adopted sweeping new rules to discourage nonprofit hospitals... Continue reading
Posted Jan 14, 2015 at CL&P Blog
Resolving a split among the federal courts of appeals in favor of consumers, the Supreme Court held today in Jesinoski v. Countrywide Home Loans, Inc., that a consumer may exercise the right to rescind a loan under the federal Truth... Continue reading
Posted Jan 13, 2015 at CL&P Blog