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Jarvis Law Office
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Clients will sometimes contact us to discuss their fears that a parent or other loved one is showing signs of dementia and may not be able to make important legal or financial decisions. There are ways the law can help protect this person’s assets in the event of dementia and other mental impairments. Continue reading
Posted yesterday at Jarvis Law Office
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An individual’s property and assets can be attacked in many different ways, all of which can have a serious detrimental impact on their wealth. A primary purpose of asset protection planning is to guard you from losing your wealth, as seen in the following examples. Continue reading
Posted yesterday at Jarvis Law Office
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The thought of paying for inpatient rehabilitation after a major surgery or debilitating illness is a concern for many seniors. Experienced elder law attorneys often advise clients who face rehabilitation that Medicare Part A will help pay for a portion, sometimes all, of the cost of a stay in an inpatient rehabilitation facility. But, are Medicare benefits available for all seniors? Here’s a quick look at what exactly goes into an inpatient rehab stay, who qualifies for Medicare coverage in such rehabs, and how much of the cost is covered by Medicare: Continue reading
Posted Jul 30, 2018 at Jarvis Law Office
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Dementia is one of the most devastating conditions that affect senior citizens. The loss of memory and cognitive functions leads to emotional distress and increased care expenses, made even worse by the fact that there is no known cure for dementia diseases, including the two leading diseases that cause dementia, Alzheimer’s and Lewy body dementia. There are treatments that can slow the effects and help make life more manageable, but the diseases must be detected early in order for the treatments to have any kind of effect. Here are three warning signs to look out for in your elderly loved ones who may have dementia or Alzheimer’s: Continue reading
Posted Jul 30, 2018 at Jarvis Law Office
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Medicaid is a federal, needs-based program administered by state agencies to provide aid to individuals, many of whom are senior citizens, who cannot afford to pay for their own medical care. Most of the time, this care takes place in a skilled nursing home. Many qualifications need to be met in order to determine eligibility to receive aid, including the following: Continue reading
Posted Jul 30, 2018 at Jarvis Law Office
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Most people live in the state where they are considered permanent residents; however, there are some exceptions – especially snowbirds who leave the cold Ohio winters for the warmer climates of Florida and other Southern states. While these snowbirds have two residences, they only have one domicile, which is their permanent residence and the place they intend to return to. That domicile is the location where probate proceedings will take place, meaning it’s not necessarily where they spend most of their time. Continue reading
Posted Jul 30, 2018 at Jarvis Law Office
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The Revised Fiduciary Access to Digital Assets Act, otherwise known as RUFADAA, is a law meant to help fiduciaries (executors, trustees, and agents working with a Power of Attorney) manage the digital assets of an incapacitated or deceased person. This act allows fiduciaries to access digital accounts and manage any issues that come up, while also providing a certain amount of privacy to the owner of the account and protection from legal liabilities for the businesses that provide the digital assets. Continue reading
Posted Jun 1, 2018 at Jarvis Law Office
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Retirement years are all about making sure you have enough money to live a comfortable life while also having access to “rainy day funds” to take care of any unforeseen financial difficulties that may arise. That’s why it’s so important to take advantage of the tax deductions that are available for senior citizens, since these deductions can maximize the amount of money you have to use in your retirement. The following are the top four tax deductions for senior citizens: Continue reading
Posted Jun 1, 2018 at Jarvis Law Office
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Claims for retirement benefits after death can be difficult for families if they don’t have the right information. Fortunately, there are steps you can take now to ensure that your retirement accounts pass smoothly to your loved ones when you are gone someday. Continue reading
Posted Jun 1, 2018 at Jarvis Law Office
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Advance Healthcare Directives commonly known as a Living Will and Healthcare Power of Attorney, typically concerns all aspects of health care, including mental health care. However, if you’re concerned about your own or a loved one’s mental health for the future, it may make sense to list out special instructions regarding mental and psychiatric health care to help guide your chosen agent. Continue reading
Posted Jun 1, 2018 at Jarvis Law Office
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Retirement opens up many opportunities for people, including the chance to start a new business. A retirement business can provide meaningful activity and the chance to maintain a lifestyle you’re suited to, while at the same time giving you some extra income to enjoy in your second half of life. But where should you begin? Continue reading
Posted May 6, 2018 at Jarvis Law Office
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One unfortunate reality of retirement is that you’ll most likely be living on a fixed income, meaning you may have to make adjustments to your lifestyle. Otherwise, your retirement plan may not meet your needs, and you could be left in a desperate situation at a difficult point in your life. One way to avoid this situation is to make a retirement plan that allows you to live within your means. Continue reading
Posted May 6, 2018 at Jarvis Law Office
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Often, a senior may have difficulty managing their finances at a certain point, and it comes down to their adult children to provide assistance with these matters. It’s important to know what you’re getting into when you begin assisting an elderly parent with their financial affairs, especially if legal intervention is required. Continue reading
Posted May 6, 2018 at Jarvis Law Office
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One of the most difficult times a person can go through is losing a spouse. Not only is the person faced with grief following their loss, but they must also deal with the financial and legal issues that arise during the probate and estate administration process. One saving grace is that adult children are usually able to assist their older parent during this time. The following are five ways that adult children can help a parent while they attempt to close out their spouse’s estate. Continue reading
Posted May 6, 2018 at Jarvis Law Office
We have outgrown our St. Clairsville home of 10 years thanks to loyal clients and partners like you. We are excited to announce and celebrate our new office location. Effective April 2nd our new address will be: 121 East Main Street St. Clairsville, Ohio 43950 Our phone number will be... Continue reading
Posted Mar 21, 2018 at Jarvis Law Office
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Some would argue that the point of estate planning is to have a Plan B, or a plan for when your first plan doesn’t go as anticipated. Sometimes heirs and designated beneficiaries don’t live to benefit from an estate, or they do something that makes them no longer qualified to benefit. Thus, an alternate beneficiary would benefit, if named, to ensure nothing is left to chance. Continue reading
Posted Feb 28, 2018 at Jarvis Law Office
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Medicaid planning is a daunting process due to the complexities surrounding Medicaid eligibility requirements. Strict asset and income limits must be maintained, and penalties resulting in loss of coverage or money owed to the state can occur if the planning is not done correctly. If you may receive Medicaid in the future, it’s best to consult with an experienced Ohio elder law attorney to make sure your strategies are sound. Continue reading
Posted Feb 22, 2018 at Jarvis Law Office
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The Power of Attorney is one of the most important estate planning documents you can have since it allows another person to make financial decisions for you. However, just because you have a Power of Attorney doesn’t mean it will always work when you need it to. Continue reading
Posted Feb 21, 2018 at Jarvis Law Office
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It’s an unfortunate fact that once you pass away, it will be someone else’s responsibility to wrap up your affairs. This can be a daunting and arduous task for your executor if he or she does not know where your important documents are kept, what types of financial accounts you have, or how to access everyday things like your internet passwords or home security PIN number. Providing directions to your executor in the event of your death can make a very difficult time a bit easier, and will go a long way to helping your estate close in an orderly, efficient fashion. Continue reading
Posted Feb 21, 2018 at Jarvis Law Office
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There are a number of benefit programs available for senior citizens in the United States, especially if they lack financial resources. However, one benefit is available to only a select group of people – VA Health Care Benefits. Continue reading
Posted Jan 30, 2018 at Jarvis Law Office
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It can be a difficult situation when you suspect your parent is not capable of living on their own anymore. This is a person you’ve looked up to your whole life for guidance and strength, and now they are entering a stage of life where they may be losing the ability to care for themselves. It’s not easy for either you or your parent to address the situation,... Continue reading
Posted Jan 23, 2018 at Jarvis Law Office
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It is the goal of many senior citizens to stay in their own home as long as they can. However, as physical abilities decline and health problems mount, it’s not always a possibility. Long-term health care within the confines of a senior’s home is a solution, but it must fit in with a senior’s individual situation. Continue reading
Posted Jan 22, 2018 at Jarvis Law Office
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Probate is an expensive, time consuming, and public process that concerns solely-owned assets held by a decedent at the time of their death. Here are some of the issues to keep in mind when seeking to avoid probate in Ohio. Continue reading
Posted Jan 8, 2018 at Jarvis Law Office
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It’s an unfortunate fact of aging that most seniors will require a stay at a long-term care center. Some stays are brief, such as when a nursing home is necessary for rehabilitation. Others are more permanent, especially in cases of dementia or Alzheimer’s disease. If you are struggling with finding and paying for the right long-term care center for your parent in Ohio, here are some things you need to know. Continue reading
Posted Dec 28, 2017 at Jarvis Law Office
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Long-term care insurance is often marketed as providing protection against the high costs associated with skilled nursing facilities and other long-term care. The problem is that long-term care insurance comes with many restrictions and requirements and may only provide a certain amount of protection from long-term care costs—sometimes less than what you may have spent in insurance premiums. Continue reading
Posted Dec 21, 2017 at Jarvis Law Office