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Adams Miller
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Sometimes an elderly person who gets ill would rather not be saved, but the decision not to save someone can be difficult for families and doctors to make. An 87-year-old man named Herb Lee went out to eat and may have gotten something bad. He became extremely ill and had... Continue reading
Posted Aug 31, 2017 at Adams Miller LLP
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While reverse mortgages may look like no-lose propositions on the surface, they also have some significant downsides. First, the closing costs for these loans are about double those for conventional mortgages. For example, closing costs on a $110,000 reverse mortgage for a $200,000 home would be more than $10,000. These... Continue reading
Posted Aug 30, 2017 at Adams Miller LLP
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Reverse mortgages can be a big help to seniors needing extra cash, but they can become a nightmare for their heirs. Heirs who don't know their rights may be faced with large bills or threats of losing the house. Fortunately, there are some protections for heirs. Reverse mortgages allow homeowners... Continue reading
Posted Aug 29, 2017 at Adams Miller LLP
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Under our "system" of paying for long-term care, you may be able to qualify for Medicaid to pay for nursing home care, but in most states there's little public assistance for home care. Most people want to stay at home as long as possible, but few can afford the high... Continue reading
Posted Aug 28, 2017 at Adams Miller LLP
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“In order to qualify, you must have little to no-income, very little savings and little to no property.” For most aging Americans, long-term health care sources are nebulous. While most people entering their “final third” of life will need long–term care in some form, they simply are unaware of their... Continue reading
Posted Aug 24, 2017 at Adams Miller LLP
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The duties of the executor of a will can seem overwhelming. However, if you break things down to essentials, then you can get a better grasp of what it is that an executor needs to do. The executor of a will has a lot of work to do. Much of... Continue reading
Posted Aug 24, 2017 at Adams Miller LLP
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Planning for divorce before your children or grandchildren get married. might seem like a strange thing for parents and grandparents to do, but it can save a lot of problems later on. When your child or grandchild announces that he or she is getting married, your first thought is probably... Continue reading
Posted Aug 23, 2017 at Adams Miller LLP
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Many seniors and their families don't use a lawyer to plan for long-term care or Medicaid, often because they're afraid of the cost. But an attorney can help you save money in the long run as well as make sure you are getting the best care for your loved one.... Continue reading
Posted Aug 21, 2017 at Adams Miller LLP
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Digital technology lets people leave memories behind that can last far longer than ever before. It is something to consider, if you want future generations of your family to know who you were. Most people who have walked the face of the Earth have been forgotten. Unless a person was... Continue reading
Posted Aug 18, 2017 at Adams Miller LLP
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Researchers at the University of Wisconsin have found three new possible early indicators that a person might be developing Alzheimer's or another form of cognitive impairment. Scientists still do not know exactly how Alzheimer's disease and other forms of dementia work. They are not sure of the causes. They do... Continue reading
Posted Aug 16, 2017 at Adams Miller LLP
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As a trust beneficiary, you may feel like you are at the mercy of the trustee, but depending on the type of trust, trust beneficiaries may have rights to ensure the trust is properly managed. A trust is a legal arrangement through which one person, called a "settlor" or "grantor,"... Continue reading
Posted Aug 15, 2017 at Adams Miller LLP
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Often people will want to do things with their trusts that are improper or just a bad idea in general. They should listen to their attorneys, when they are told they should not do whatever it is that they want to do. When people decide to get trusts, many of... Continue reading
Posted Aug 15, 2017 at Adams Miller LLP
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While Congress is currently debating possible deep cuts in Medicaid, many people are wondering what that might mean for them should they ever need long-term care in a nursing home. Medicaid is the government program that provides health care to poor people. The debate over it, often focuses on how... Continue reading
Posted Aug 14, 2017 at Adams Miller LLP
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When leaving a home to your children, you can avoid probate by using either joint ownership or a revocable trust, but which is the better method? If you add your child as a joint tenant on your house, you will each have an equal ownership interest in the property. If... Continue reading
Posted Aug 7, 2017 at Adams Miller LLP
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One of the worst nightmares for wealthy people is to lose all of their assets to creditors. They have some options to protect against that possibility. One potential creditor that wealthy people do not often think about is their spouse. In a divorce, a spouse can quickly turn from a... Continue reading
Posted Aug 4, 2017 at Adams Miller LLP
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If you are planning on getting remarried and have children from previous relationships, it is important for you to think about how to preserve an inheritance for your children. Although state laws have some variations, a general rule is that if you pass away without a will, then your closest... Continue reading
Posted Aug 2, 2017 at Adams Miller LLP
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If you create a trust, you will need a separate person or institution, called a "trustee," to manage the trust either now or in the future, depending on the type of trust. Choosing the right trustee is crucial to making sure your wishes are carried out. The choice is important... Continue reading
Posted Jul 31, 2017 at Adams Miller LLP
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While the details change somewhat from survey to survey, there is something that appears to hold true in almost all studies about inheritances. It is that parents and their children have far different expectations about how much the children will inherit. Most people do not really know how many assets... Continue reading
Posted Apr 14, 2017 at Adams Miller LLP
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Not all disputes over an estate are worth bringing. A recent case from the U.K. illustrates why. It is not unusual for people to not get along well with their stepparents. It is the source of many family feuds over estates when adult children of the deceased think a stepparent... Continue reading
Posted Apr 12, 2017 at Adams Miller LLP
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It used to be that once you executed an irrevocable trust, you were more or less stuck with its terms. That is no longer the case. Irrevocable trusts are often far superior to revocable trusts for many reasons, not the least of which is taxes. However, the big drawback to... Continue reading
Posted Apr 10, 2017 at Adams Miller LLP
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Michigan recently became the 17th state to allow asset protection trusts. While these trusts are controversial, they are a good option for people who want to shield their assets from creditors. People have always wanted the ability to protect their money from current or future creditors. It is only natural.... Continue reading
Posted Apr 7, 2017 at Adams Miller LLP
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We’ve all heard that it’s better to give than to receive, but if you think you might someday want to apply for Medicaid long-term care benefits, you need to be careful because giving away money or property can interfere with your eligibility. Under federal Medicaid law, if you transfer certain... Continue reading
Posted Apr 6, 2017 at Adams Miller LLP
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The impact of the Republican plan to replace the Affordable Care Act is contested. The Congressional Budget Office says that it would eventually reduce health insurance premiums by as much as 10%. How the bill would do that, could be concerning to many older Americans. The non-partisan Congressional Budget Office... Continue reading
Posted Apr 5, 2017 at Adams Miller LLP
Hi, my name is Bill Miller. I’m an estate planning and elder law attorney here in Alabama. One of the most frequently-asked questions I get is “do I have to probate a will in Alabama?” The answer is that it depends. A will controls the assets that someone owns in... Continue reading
Posted Apr 4, 2017 at Adams Miller LLP
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People who are not married and who do not have children, often think they do not need wills. They are wrong. One of the primary reasons why people get estate plans is to make sure that their spouses and children are provided for, after they pass away. On the other... Continue reading
Posted Apr 3, 2017 at Adams Miller LLP