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Adams Miller
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As parents grow older, we become more involved in their lives. But your involvement should go beyond picking up the groceries and mowing the lawn. It’s time to find out if your parent has the right life care plan. Continue reading
Posted 3 days ago at Adams Miller LLP
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“As you reflect on 2017, you will remember happy times and perhaps some not so joyful moments, but if any of the following events on this handy checklist happened during 2017, you should update your estate plan.” So, another year is behind us, and a shiny new one is ahead,... Continue reading
Posted 5 days ago at Adams Miller LLP
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Attorneys are like doctors. There are attorneys who handle general matters and other who specialize. If you or an older loved one is facing incapacity or long-term medical treatment, you need an elder law attorney. Continue reading
Posted 6 days ago at Adams Miller LLP
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Critical health conditions often strike older people. Sometimes, despite the best intentions of family, institutional care is needed. After finding a nice nursing home, it’s time start paying your nursing home bills. Continue reading
Posted Jan 12, 2018 at Adams Miller LLP
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Let’s say you’re approaching retirement. You suddenly recall that family members from your parent’s generation had trouble paying for nursing care, both at-home and in assisted living facilities. It was a real nightmare, something you’d like to avoid. You may be wondering if long-term care insurance will help. Continue reading
Posted Jan 9, 2018 at Adams Miller LLP
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Most of us have relatives who are reaching their golden years. We often start wondering if they need more than the occasional helping hand. Sometimes senior citizens refuse to ask for help as the thirst for independence wins over a growing frailty. If you have any family members approaching senior citizen status, you may need the following tips on how to help your aging loved ones. Continue reading
Posted Jan 5, 2018 at Adams Miller LLP
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Estate planning is unique in that it touches people at every stage in life, from a newborn infant to a 90-year old great-grandma. Continue reading
Posted Jan 2, 2018 at Adams Miller LLP
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Max was going about his daily life when suddenly he got a call he’d been dreading. His Great Aunt Maude was critically ill, and Max soon learned that she would need 24/7 nursing care. She doesn’t have any insurance or savings accounts, and public benefits will have to pay – if she’s eligible. In addition to comforting his great aunt, Max had to scramble to apply for emergency Medicaid. Continue reading
Posted Dec 29, 2017 at Adams Miller LLP
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Every family is different. Only you can know how to approach your family about something as sensitive as estate planning. But discussions like this will help their peace of mind as they deal with difficult decisions and life events. Continue reading
Posted Dec 26, 2017 at Adams Miller LLP
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It happens every day: someone’s medical needs change dramatically. They need more care, they need it now, and they need Medicaid to help pay for it. When it comes time to complete Medicaid applications for you or a loved one, you’ll need to provide documentation. It’s good to know now what documents you will need if this situation arises. Continue reading
Posted Dec 22, 2017 at Adams Miller LLP
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With our rapidly growing population of seniors, more and more families will be dealing with loved ones who will face trouble managing their daily finances. Being unable to fully manage financial matters puts the elderly at risk of financial insecurity, debt problems or serious paying for long-term care down the... Continue reading
Posted Dec 20, 2017 at Adams Miller LLP
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Imagine a loved one is suddenly taken ill. In the emergency room, decisions must be made very quickly. The doctors want to know what treatments to give – or not give – but the patient can’t communicate. This is the type of critical occasion where a power of attorney comes into play. Continue reading
Posted Dec 19, 2017 at Adams Miller LLP
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For those interested in information on Medicare, understand that applying for the benefit sometimes seems like a double-edged sword. On the one hand, Medicare is obviously a good resource because it provides medical benefits to seniors who are often on a fixed income. On the other hand, however, navigating the... Continue reading
Posted Dec 17, 2017 at Adams Miller LLP
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Have you noticed that one of your loved ones is having trouble remembering when to pay bills or take medications? Maybe you’ve been called by a neighbor because your elderly relative has been acting a little erratically. People often like to remain independent as long as possible, but there may come a time when you have to decide if your loved one needs a guardian or conservator. Continue reading
Posted Dec 15, 2017 at Adams Miller LLP
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Many people have been told that it is important for people to “avoid probate.” But just because people may have heard that term, doesn’t mean they know exactly what probate means, why it can be a problem or how to successfully avoid it. In this post, we will take a... Continue reading
Posted Dec 13, 2017 at Adams Miller LLP
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We’re living in an increasingly digital world. We often use e-readers instead of books and GPS instead of maps. And when someone passes away, they leave behind more than photo albums, homes, and cars. Now, they often leave a digital footprint. So, instead of just dealing with tangible assets, family members often have to decide what to do with a deceased loved one’s digital assets. And law, including Alabama law, must address those digital assets. Continue reading
Posted Dec 12, 2017 at Adams Miller LLP
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We all hope we won’t need expensive long-term care. The reality, though, is that about one-third of people turning 65 now will end up at a nursing home. Many people will be forced to turn to Medicaid to cover the high cost of that care, after they’ve run through their savings and assets. When looking ahead to meeting Medicaid eligibility requirements, people may want to consider setting up a Miller trust. Continue reading
Posted Dec 8, 2017 at Adams Miller LLP
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As we grow older, it’s only natural to go through some changes. Our hair becomes gray, our skin becomes wrinkled, and our strength may not be quite what it used to be. One of the ways we adapt to those changes is by getting help from specialists. Just as your body may need gerontologist, your legal matters may need an attorney trained in elder law. But you may wonder what exactly is elder law? Continue reading
Posted Dec 5, 2017 at Adams Miller LLP
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Members of the Baby Boomer generation are currently between the ages of 53 and 71 years of age. If they aren’t retired yet, they will be soon. So, what kind of estate planning should the aging baby boomer be considering? Continue reading
Posted Dec 1, 2017 at Adams Miller LLP
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According an AARP Fact Sheet, about 52% of people age 65 will need long-term care. Most of us probably think this only refers to care provided at a nursing home or other live-in facility. In reality, this includes medical treatment and support provided at home, at assisted living facilities, and at adult day care. Treatment and support for the elderly or disabled can be costly. Like a deep river after a thunderstorm, expenses can rise high and fast. Preparing for long-term care should be a priority for everyone. Continue reading
Posted Nov 28, 2017 at Adams Miller LLP
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Sometimes we avoid talking to our families. Maybe it’s because the family isn’t as close as it used to be or maybe we need to talk about a difficult topic. But like certain life events, some conversations just can’t be avoided – like talking about estate planning. Everyone should know... Continue reading
Posted Nov 22, 2017 at Adams Miller LLP
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Many things in our lives just work out better when we plan for them. From simple things like writing a grocery list to more complicated issues like preparing for a natural disaster, planning really helps. When dealing with a health-related crisis, it’s particularly important to know the difference between advance... Continue reading
Posted Nov 20, 2017 at Adams Miller LLP
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Sometimes an elderly person who gets ill would rather not be saved, but the decision not to save someone can be difficult for families and doctors to make. An 87-year-old man named Herb Lee went out to eat and may have gotten something bad. He became extremely ill and had... Continue reading
Posted Aug 31, 2017 at Adams Miller LLP
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While reverse mortgages may look like no-lose propositions on the surface, they also have some significant downsides. First, the closing costs for these loans are about double those for conventional mortgages. For example, closing costs on a $110,000 reverse mortgage for a $200,000 home would be more than $10,000. These... Continue reading
Posted Aug 30, 2017 at Adams Miller LLP
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Reverse mortgages can be a big help to seniors needing extra cash, but they can become a nightmare for their heirs. Heirs who don't know their rights may be faced with large bills or threats of losing the house. Fortunately, there are some protections for heirs. Reverse mortgages allow homeowners... Continue reading
Posted Aug 29, 2017 at Adams Miller LLP