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Steve
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“These six tips might help you avoid the development of Alzheimer’s disease or slow its progress if you have symptoms.” The experts agree – they do not yet know for sure what causes Alzheimer’s disease, the most common form of dementia. They have a good idea of a genetic connection... Continue reading
Posted 3 days ago at Elder Law Firm of Steve Bailey
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“Co-housing is an attempt to recreate the feeling of community you might have been lucky enough to experience when you were a kid.” We can become isolated in retirement, since we no longer spend most of our waking hours with the people we used to work with all day. Scientists... Continue reading
Posted 4 days ago at Elder Law Firm of Steve Bailey
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“There has never been a better time to be aging independently, or as some call it, to be an elder orphan.” Traditionally, people relied on their spouses and adult children to help them when they got older. However, many Americans today are widowed, divorced, or never married. Within this group,... Continue reading
Posted 5 days ago at Elder Law Firm of Steve Bailey
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“Older couples have found out the hard way that getting married later in life, can throw a wrench into more than just inheritance.” If your parent gets “serious” about someone he is dating, you might have mixed feelings. While you do not want your parent to be lonely, new romantic... Continue reading
Posted 6 days ago at Elder Law Firm of Steve Bailey
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Birmingham self-inflicted elder abuse, Birmingham causes of elder self-neglect,Shelby County self-inflicted elder abuse, Shelby County causes of elder self-neglect Continue reading
Posted 7 days ago at Elder Law Firm of Steve Bailey
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The Silent Epidemic – Elder Suicide “If you see any signs that an older loved one might be considering suicide, take action.” You may not hear about it on the news, but our seniors are ending their own lives at an alarming rate. Among all adult age groups, people age... Continue reading
Posted May 10, 2018 at Elder Law Firm of Steve Bailey
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“About 90 percent of the financial abuse of elders is home-grown.” We hear about older Americans being the victims of con artists who steal their life savings through many financial scams. These include emails that claim they have won a lottery and need to send their bank account information to... Continue reading
Posted May 9, 2018 at Elder Law Firm of Steve Bailey
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“The IRS does not consider veteran’s disability benefits taxable for purposes or federal income taxes. Your benefits can, however, count as income for other purposes, such as child support or alimony.” If you are a veteran receiving veteran’s disability benefits, you might wonder, Are veteran’s disability benefits considered income? The... Continue reading
Posted May 8, 2018 at Elder Law Firm of Steve Bailey
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“SSDI and SSI have different eligibility requirements. You might qualify for one program but not the other, or you might qualify for both.” It is easy to confuse Social Security Disability Insurance (SSDI) benefits and Supplemental Security Income (SSI), since their names are similar and the Social Security Administration (SSA)... Continue reading
Posted May 7, 2018 at Elder Law Firm of Steve Bailey
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“There may be programs in your area that can help with the caregiving workload.” Taking care of another person is a responsibility that some find daunting, if not overwhelming. The good news is that millions of people have successfully cared for their aging relatives, and you can benefit from their... Continue reading
Posted May 4, 2018 at Elder Law Firm of Steve Bailey
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“If your parent drives too fast, makes poor decisions, or reacts slower than before, you might have concerns about whether it is safe for him to be driving.” Nearly everyone with an aging parent asks this question at some point. If your parent drives too fast, makes poor decisions, or... Continue reading
Posted May 3, 2018 at Elder Law Firm of Steve Bailey
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“Although they are not for everyone, a tiny house can be a viable option for your aging parents in a variety of situations.” The tiny house movement is a hit with the younger generation, who do not want to have crippling mortgages on top of their student loans. By slashing... Continue reading
Posted May 2, 2018 at Elder Law Firm of Steve Bailey
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Birmingham your best life after 50, Birmingham living well in retirement, Birmingham being happy and healthy for seniors, Shelby County your best life after 50, Shelby County living well in retirement, Shelby County being happy and healthy for seniors Continue reading
Posted May 1, 2018 at Elder Law Firm of Steve Bailey
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“Using these tips can help seniors save money on their groceries and healthcare costs.” When you retire, you notice how much your cost of living goes up every year, and how inadequate the Social Security cost-of-living adjustment (COLA) is at meeting those higher expenses. Even seniors who take on part-time... Continue reading
Posted Apr 30, 2018 at Elder Law Firm of Steve Bailey
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“Aging adults have a wealth of experience, and their advice can help shape your life path.” Some people think of aging adults as frail, vulnerable people. However, nothing could be further from the truth. Our seniors are a valuable resource. They can teach us many lessons about life if we... Continue reading
Posted Apr 29, 2018 at Elder Law Firm of Steve Bailey
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“This checklist can help you start to answer the question of whether your aging loved one might have a mental illness.” You have plenty of things to worry about with your aging loved ones. You have concerns about their health. You want to make sure they are eating right and... Continue reading
Posted Apr 23, 2018 at Elder Law Firm of Steve Bailey
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“To a certain extent, your financial options for paying for the expenses of dementia will depend on the age of your loved one and whether he is still working.” After the reality sinks in that your loved one does, in fact, have Alzheimer’s or some other form of dementia, you... Continue reading
Posted Mar 9, 2018 at Elder Law Firm of Steve Bailey
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Just because your parents are approaching retirement age or have already retired, does not mean that they will have enough money to meet their needs. People often approach money with the same mindset they had while working full-time, not realizing that they may have to downsize their spending to stay... Continue reading
Posted Mar 8, 2018 at Elder Law Firm of Steve Bailey
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“When you hear your elderly parents complain about the cost of everyday items or mutter that they never expected to live so long, you worry that they might not have enough money.” People are living far longer than ever before, and although we have excellent health care available, it comes... Continue reading
Posted Mar 7, 2018 at Elder Law Firm of Steve Bailey
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“Working beyond age 65 can bring in extra (or needed) income, but it can come with other benefits, such as giving you a sense of purpose and value.” Seniors have many options for work after retirement. You are not limited to a tedious job that pays minimum wage. If you... Continue reading
Posted Mar 6, 2018 at Elder Law Firm of Steve Bailey
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“Although your loved ones might not understand why you would choose to continue working when you can retire and take it easy, you know that is not your path.” If you are considering working past age 65, you are not alone. Although your loved ones might not understand why you... Continue reading
Posted Mar 5, 2018 at Elder Law Firm of Steve Bailey
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“If you have not told your family what you want done at the end of your life, the best they can do is exercise substituted judgment.” Few things make people feel more uncomfortable than talking about death. Whether it is your own death or that of a loved one, people... Continue reading
Posted Feb 23, 2018 at Elder Law Firm of Steve Bailey
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“It is generally advisable to choose one person as your agent for healthcare decisions and a different person for your financial decisions.” When you do your estate planning, you must select who will decide for you, if you are one day unable to make or communicate your wishes. You will... Continue reading
Posted Feb 22, 2018 at Elder Law Firm of Steve Bailey
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“The AARP says that the most important thing is to start (and complete) the process, regardless of whether the ideal time was well in the past.” If you have aging loved ones, you might be thinking about what they may need you to do to help them as they get... Continue reading
Posted Feb 21, 2018 at Elder Law Firm of Steve Bailey
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“Since Alabama does not permit qualifying for Medicaid nursing home benefits by spending down your income on medical expenses, you can set up an irrevocable Miller trust.” If you are caught in that “no man’s land” of having too much income to qualify for Medicaid to pay your nursing home... Continue reading
Posted Feb 20, 2018 at Elder Law Firm of Steve Bailey