This is Steve's Typepad Profile.
Join Typepad and start following Steve's activity
Join Now!
Already a member? Sign In
Steve
Recent Activity
Image
“If you disagree with the full or partial denial of a claim, you must file an appeal within 120 days of getting the MSN. Complete a Redetermination Request Form and send it to the Medicare contractor at the address provided on the MSN.” You do not just have to accept... Continue reading
Posted yesterday at Elder Law Firm of Steve Bailey
Image
“The Part D (prescription drug) coverage may be going down in some plans in 2018, but you should be careful, read your entire plan and ask questions, until you are comfortable that you understand it.” Medicare premiums and coverage details can change every year. Medical expenses and insurance premiums can... Continue reading
Posted 2 days ago at Elder Law Firm of Steve Bailey
Image
“With so many of our aging population experiencing abuse, we should all be aware of how to detect when a senior might be suffering abuse.” As a society, we are becoming more aware of the problem of elder abuse. Much of the mistreatment of our seniors comes from friends or... Continue reading
Posted 4 days ago at Elder Law Firm of Steve Bailey
Image
“To get the added benefit of Aid & Attendance, a veteran must need someone’s help to perform routine daily activities, such as grooming, dressing, eating, and administering medications.” If your loved one is a veteran over the age of 65 who needs assistance with his daily living activities, you may... Continue reading
Posted 5 days ago at Elder Law Firm of Steve Bailey
Image
Birmingham financial planning for Alzheimer’s spouse, Birmingham legal planning for spouse with Alzheimer’s, Birmingham how to plan for your spouse’s care with Alzheimer’s, Shelby County financial planning for Alzheimer’s spouse, Shelby County legal planning for spouse with Alzheimer’s, Shelby County how to plan for your spouse’s care with Alzheimer’s Continue reading
Posted 6 days ago at Elder Law Firm of Steve Bailey
Image
“We want to enjoy our retirement years, while getting the care we need now and down the road.” Many options are now available for retirement living. People are living longer and healthier lives. We want to enjoy our retirement years, while getting the care we need now and later. Some... Continue reading
Posted 7 days ago at Elder Law Firm of Steve Bailey
Image
“Planning for incapacity is a lot like buying homeowner’s insurance. Not everyone will become incapacitated, just as not everyone will experience a house fire. However, it is prudent to prepare so you are ready for whatever life may bring.” Planning for incapacity is a lot like buying homeowner’s insurance. Not... Continue reading
Posted Nov 14, 2017 at Elder Law Firm of Steve Bailey
Image
“You can usually only find out private medical information about your parents from their doctor, if they give the doctor permission to tell you the information or you have a medical records release that satisfies the strict HIPAA requirements and is signed by them.” Before the days of HIPAA regulations,... Continue reading
Posted Nov 13, 2017 at Elder Law Firm of Steve Bailey
Image
“Medicare Part A is also called Medicare Hospital Insurance. It covers inpatient medical care in a hospital or skilled nursing facility and provides benefits for hospice care and some types of home health care.” When approaching age 65, you must enroll in Medicare. You will have a limited amount of... Continue reading
Posted Nov 10, 2017 at Elder Law Firm of Steve Bailey
Image
“Medicare Part B will help pay for outpatient services that they consider to be medically necessary to treat or prevent a disease or condition.” Health care coverage for people age 65 and older can be confusing. Medicare has Parts A, B, C, and D and additional options such as F,... Continue reading
Posted Nov 9, 2017 at Elder Law Firm of Steve Bailey
Image
“In addition to telling you your rights as a Medicare patient, the IM gives you the contact information for the organization that will conduct an immediate review of your case, if you feel the hospital is trying to make you leave too soon.” Medicare patients are not always as profitable... Continue reading
Posted Nov 9, 2017 at Elder Law Firm of Steve Bailey
Image
“You must already have enough work credits to qualify for benefits, in order to use the SSA Retirement Calculator. However, if you cannot use that calculator, you can probably use one of the other benefit calculators the SSA provides on their website.” Very few people have enough money in their... Continue reading
Posted Nov 8, 2017 at Elder Law Firm of Steve Bailey
Image
“Keep the decedent’s bank account open for at least two months, and return to the SSA any uncashed checks you receive on his behalf.” As if you did not have enough things to manage when your loved one dies, you also must notify the Social Security Administration (SSA) right away,... Continue reading
Posted Nov 7, 2017 at Elder Law Firm of Steve Bailey
Image
“A health care proxy is also called a medical power of attorney or a durable power of attorney for health care decisions. The document allows you to designate a person who will make all your health care decisions, if you are not able to.” It can happen to anyone. You... Continue reading
Posted Nov 3, 2017 at Elder Law Firm of Steve Bailey
Image
“Some hybrid packages provide fixed income through annuities, cover nursing home costs out of cash retained in the product and pay a death benefit through life insurance components.” Since Penn Treaty long-term care insurance went out of business, leaving Penn’s business partners holding the bag for some costs of claims... Continue reading
Posted Nov 2, 2017 at Elder Law Firm of Steve Bailey
Image
“ It might not cost twice as much to insure both of you, as it does to cover one of you.” If you can afford long-term care insurance coverage, but only for one spouse, explore multiple factors when deciding on long-term care coverage for you or your spouse. Long-term care... Continue reading
Posted Nov 1, 2017 at Elder Law Firm of Steve Bailey
Image
“If there are any red flags, the doctor should make a decision about contacting social services or Adult Protective Services for evaluation.” The Elder Abuse Suspicion Index© (EASI) is a copyrighted tool developed for family doctors to perform quick and easy (pun intended) triage of possible elder abuse or neglect... Continue reading
Posted Oct 31, 2017 at Elder Law Firm of Steve Bailey
Image
“DHR will investigate the situation and evaluate the mental capacity of the senior and the level of risk she faces. The agency will write a case plan that is created especially for this client. If she accepts the services, DHR will implement the plan.” The problem of elder abuse is... Continue reading
Posted Oct 30, 2017 at Elder Law Firm of Steve Bailey
Image
“Three factors control whether you can qualify for the senior tax credit, also known as the Credit for the Elderly or Disabled. You must meet all three of the requirements.” Seniors can get tax breaks, but they must use the correct forms and follow the detailed instructions to the letter.... Continue reading
Posted Oct 29, 2017 at Elder Law Firm of Steve Bailey
Image
New Medicare Cards Include Fraud Protection “The current Medicare cards use Social Security numbers to identify patients. The new cards will bear identifiers that are similar to usernames on accounts.” For many years, Medicare cards have contained the recipients’ Social Security numbers. Because of this, anyone with access to your... Continue reading
Posted Oct 20, 2017 at Elder Law Firm of Steve Bailey
Image
“Without an advance directive and a talk with your family, you are at the mercy of what other people will decide for you.” Advance directives speak for you, when you can no longer make your medical decisions. These legal documents tell your family what you want to happen when you... Continue reading
Posted Oct 19, 2017 at Elder Law Firm of Steve Bailey
“The National Highway Transportation Safety Administration (NHTSA) warns doctors that they can be liable for injuries to third-parties, when their patients have car crashes.” As our parents age, we may become concerned that they should no longer be licensed drivers. Their reflexes and reaction times can slow down, making them... Continue reading
Posted Oct 18, 2017 at Elder Law Firm of Steve Bailey
Image
"Talk with your parents and grandparents to make sure they are aware of these frauds and help them plan what they will do in response, when confronted by the con artists.” There have always been “snake oil salesmen.” However, con artists are around every corner today. Some of these swindlers... Continue reading
Posted Oct 17, 2017 at Elder Law Firm of Steve Bailey
Image
“Many of us find ourselves in what is called the ‘sandwich generation.’” Many of us find ourselves in the “sandwich generation.” We are raising or supporting our children, while also taking care of our aging parents. We juggle these responsibilities with full-time or part-time jobs or careers. This situation is... Continue reading
Posted Oct 16, 2017 at Elder Law Firm of Steve Bailey
Image
“Medicare recipient advocacy groups warned that the proposed changes would weaken some consumer protections at the same time that they require Medicare recipients to pay more money and receive fewer services.” Word on the street is that federal health officials will soon launch several new Medicare pilot projects. Experts predict... Continue reading
Posted Oct 15, 2017 at Elder Law Firm of Steve Bailey