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Steve
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“A daily money manager (DMM) can pay your bills, get your documents together for your accountant to prepare your taxes and handle other routine financial matters.” You read one article after the other about seniors being ripped off by financial scams. With all the advances we have made in society,... Continue reading
Posted Sep 12, 2017 at Elder Law Firm of Steve Bailey
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“As of June 10, 2017, residents of Oregon, Vermont, Washington, California, Colorado, Montana and the District of Columbia may legally choose to have physician-assisted death, also called “death with dignity,” under certain conditions.” As of June 10, 2017, residents of Oregon, Vermont, Washington, California, Colorado, Montana and the District of... Continue reading
Posted Sep 11, 2017 at Elder Law Firm of Steve Bailey
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“People who do not like to live alone, often thrive in a home sharing arrangement. Some will do better with people of their own age, while others enjoy the energy that younger people can bring to a home.” Your kids have grown up and moved into their own homes. You... Continue reading
Posted Aug 29, 2017 at Elder Law Firm of Steve Bailey
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“Today’s high-tech banking coupled with the decreasing cognitive capabilities that can plague seniors, makes them particularly vulnerable to financial abuse. Con artists often use power of attorney forms to rip off the elderly.” It used to be easier for a senior to know the status of his finances. He could... Continue reading
Posted Aug 28, 2017 at Elder Law Firm of Steve Bailey
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“In a conservatorship, the court gives the conservator the legal authority to handle the person’s finances. The conservator can be an individual or an organization.” As your parents age, you might be wondering if they need help managing their affairs. You do not want to take away their dignity and... Continue reading
Posted Aug 25, 2017 at Elder Law Firm of Steve Bailey
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“Resist the temptation of making a quick buck in risky investments.” It would be naïve to assume that, once you retire, everything will be rosy and sublime. You should plan for financial crises in retirement, just as you planned for them during your working life. This article identifies types of... Continue reading
Posted Aug 24, 2017 at Elder Law Firm of Steve Bailey
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“Even if you have employer medical coverage, you can be penalized for late enrollment, if you do not sign up for Medicare when you are supposed to.” As you approach the age of 65, you may be looking for ways to downsize and cut your monthly expenses. Your monthly health... Continue reading
Posted Aug 24, 2017 at Elder Law Firm of Steve Bailey
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“The Residents’ Bill of Rights provides eight fundamental protections and rights for nursing home residents.” Before 1987, many residents of American nursing homes did not receive adequate care. Many were the victims of neglect and abuse. Congress created the Nursing Home Reform Act to address these issues. If you have... Continue reading
Posted Aug 23, 2017 at Elder Law Firm of Steve Bailey
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Caring for Parents with Dementia “Every person’s dementia is unique, but there are many common behaviors associated with the condition. You need to be aware of these actions and have a plan for how to deal with them.” When your parent has dementia, you have limited options. You can try... Continue reading
Posted Aug 23, 2017 at Elder Law Firm of Steve Bailey
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”There are 10 early indications of Alzheimer’s” People can become a little forgetful as they get older. How do you know if your parent is experiencing normal aging or if it is something more serious, like Alzheimer’s? One rule of thumb is that Alzheimer’s is not when your dad forgets... Continue reading
Posted Aug 16, 2017 at Elder Law Firm of Steve Bailey
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“People who live in nursing homes can suffer physical, mental, sexual and financial abuse.” You just visited your loved one in a nursing home, and you went away with the unsettling feeling that something was just not right. You do not want to make unfounded accusations, but you cannot stand... Continue reading
Posted Aug 15, 2017 at Elder Law Firm of Steve Bailey
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“The U. S. Department of Veterans Affairs (VA) provides many benefits to the widows of veterans.” The funeral is over, and the reality is sinking in. You are planning for your future without your husband and wondering how you will make it financially. Then you wonder: “My Deceased Spouse was... Continue reading
Posted Aug 14, 2017 at Elder Law Firm of Steve Bailey
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“Nursing homes can only relocate residents for certain allowed reasons, and then only if the resident’s health does not contraindicate the move.” Nursing home residents cannot be moved around arbitrarily. The nursing home only may transfer or discharge a resident, if the reason is allowed by law. The nursing home... Continue reading
Posted Aug 11, 2017 at Elder Law Firm of Steve Bailey
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Understanding Medicaid Per Capita Caps The American Health Care Act (AHCA) is dead for the moment but there is Republican sentiment to resurrect it so you need to know how it will impact you. “Under the per capita cap, the federal government would pay a flat rate per person for... Continue reading
Posted Aug 4, 2017 at Elder Law Firm of Steve Bailey
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“Federal, state and local governments are working diligently to protect the elderly, but seniors also need to be proactive about their safety.” Aging Americans are the disproportionate targets of international fraud schemes. Americans lose hundreds of millions of dollars a year to these scams. Too often, the criminals defraud an... Continue reading
Posted Aug 3, 2017 at Elder Law Firm of Steve Bailey
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“If you suspect that someone is misusing a power of attorney granted to them by your loved one, you will have to ask a judge to take action, unless your loved one will revoke the power of attorney.” For an aging adult, a power of attorney can be a useful... Continue reading
Posted Aug 2, 2017 at Elder Law Firm of Steve Bailey
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“Even if you have the legal authority to make a medical decision, other family members will feel better about the situation, if they have a voice and are involved in the discussion.” When loved ones cannot make health care decisions for themselves, close relatives and friends may wonder who is... Continue reading
Posted Aug 1, 2017 at Elder Law Firm of Steve Bailey
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“Contests, freebies, giveaways and so-called clubs are often disguising illegal schemes.” Because older Americans are frequently the victims of online fraud, the Department of Homeland Security has created a collection of Cyber Tips for Older Americans. It is called the Elderly Person’s Guide to Staying Safe Online. The DHS guide... Continue reading
Posted Jul 31, 2017 at Elder Law Firm of Steve Bailey
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“Small changes can make the difference, in whether your aging loved one can continue to live at home.” Injuries in the home are a common reason why many people move into assisted care as they age. Falls, kitchen burns, bathtub scalds and drownings top the list of injuries the elderly... Continue reading
Posted Jul 28, 2017 at Elder Law Firm of Steve Bailey
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“Experts disagree on whether reverse mortgages are a good idea.” You have seen the ads on television. The celebrity spokesperson claims that you can solve all of your problems with a reverse mortgage. It sounds too good to be true. And you know that when something sounds too good to... Continue reading
Posted Jul 27, 2017 at Elder Law Firm of Steve Bailey
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“The rules on life insurance and Medicaid are in a state of flux”. Medicaid has an enormous number of complicated rules, and reading convoluted life insurance policies can make lawyers want to weep. How are you supposed to plan for the future in the midst of this quagmire? This blog... Continue reading
Posted Jul 27, 2017 at Elder Law Firm of Steve Bailey
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“With the proper information and some work on your part, you can craft a playbook to navigate your golden years.” As you enter your fifties and beyond, you may have uncertainty about the future. You may wonder what lies ahead. Rather than just wait and accept whatever happens, savvy people... Continue reading
Posted Jul 27, 2017 at Elder Law Firm of Steve Bailey
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“The sad reality is that the government denies benefits to the vast majority of people the first time they apply to programs such as Social Security Disability Income (SSDI) and Supplemental Security Income (SSI), even with severe medical conditions.” The good news is that there are many government assistance programs... Continue reading
Posted Jul 26, 2017 at Elder Law Firm of Steve Bailey
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When retired, it’s important to handle your pension and IRA withdrawals wisely. Keep this guideline in mind: if the money that went into your retirement plan was not taxed during deposit, it will be taxable when you withdraw it. Plan accordingly. Pension Plans Employer contributions to a pension plan are... Continue reading
Posted Jul 21, 2017 at Elder Law Firm of Steve Bailey
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Your aging parent is living with you. He has become a little confused lately, but you shrug it off as normal aging. You worry about whether he is developing Alzheimer’s disease or dementia, but you do not want to think about that for long. Then, one day when you come... Continue reading
Posted Jul 20, 2017 at Elder Law Firm of Steve Bailey