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Surprenant & Beneski
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When you think about the adage “growing old is a privilege”, you realize the senior years of life can be a time of great fulfillment. Everything from experiencing the gratifying hug of a grandchild or great-grandchild, or reminiscing with old friends on a weekday morning, hot cup of coffee in... Continue reading
Posted Oct 6, 2018 at Surprenant & Beneski
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FINANCIAL FOCUS Questions to Ask Before Taking Social Security Article 6 – Jan. 22, 2018 Social Security can be an important part of your retirement income. So, before you start making decisions about your payments, you’ll want to know what questions to ask. Here are a few to consider: How... Continue reading
Posted Aug 17, 2018 at Surprenant & Beneski
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Long-Term Care Insurance (LTCI) is one of the ways that people can pay for their long-term care needs later in life. Often a LTCI policy is purchased years before the individual needs to make a claim on the policy or use the policy benefits. Age and Your Ability To Health... Continue reading
Posted Aug 16, 2018 at Surprenant & Beneski
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“No other state in the country has something like this” -Daniel C. Zotos This new legislation requires physicians, physician assistants, and nurses to undergo training in diagnosis, treatment, and care of patients with Alzheimer’s and other forms of dementia, before they can obtain or renew their licenses. It requires physicians... Continue reading
Posted Aug 16, 2018 at Surprenant & Beneski
The Cape Cod Foundation recently awarded more than $500,000 in scholarships to 140 local students from Cape Cod and the Islands who are beginning or continuing their higher education or pursuing certificate programs. “This year we reached an important milestone by exceeding the half million-dollar mark in awards,” said Kristin... Continue reading
Posted Aug 7, 2018 at Surprenant & Beneski
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The Special Needs Alliance is a national organization comprised of attorneys committed to helping individuals with disabilities, their families and the professionals who serve them. Many of our members have loved ones with special needs; all of them work regularly with public benefits, guardianships/conservatorships, planning for disabilities and special education... Continue reading
Posted Jul 25, 2018 at Surprenant & Beneski
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No one wants to end up in a nursing home. However, if you do, it is best to have planned ahead. People who need nursing home care do not have a choice. One of the big problems is that staying in a nursing home for any length of time is... Continue reading
Posted Jul 2, 2018 at Surprenant & Beneski
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An inheritance can be wasted in many ways, including avoiding work and making bad investments. There are many possible scenarios that could lead to a wasted inheritance. Fears that this will happen appear to be on the rise, because in the next few decades the largest transfer of wealth from... Continue reading
Posted Jun 29, 2018 at Surprenant & Beneski
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Families are often silent about what should happen, if a parent becomes terminally ill or when a parent passes away. It is generally taken into consideration within a family, that a parent will some day pass away. However, it is not often discussed how painful this can be for the... Continue reading
Posted Jun 28, 2018 at Surprenant & Beneski
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There are many ways to transfer assets. The challenge is sometimes conflicting instructions. It is important that all the different ways assets can pass down do not contradict one another, or an estate plan may not be effective. A common problem that creates conflict was discussed recently. It began with... Continue reading
Posted Jun 27, 2018 at Surprenant & Beneski
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The government continues its campaign to fight the financial abuse of the elderly in U.S. with a joint webcast by federal agencies. The government has increased its efforts in recent years to combat the financial abuse of the growing elderly population in the U.S. Despite these efforts, many people believe... Continue reading
Posted Jun 26, 2018 at Surprenant & Beneski
By 2050, the number of people over 65 will more than double. Cities, communities, companies–and our entire culture–have some adjusting to do. If we can, the benefits will be enormous. BY EILLIE ANZILOTTI Patrick O’Halloran is 82 years old, “but I’m still a work in progress,” he says. After a... Continue reading
Posted Jun 25, 2018 at Surprenant & Beneski
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You are young, or you don’t have many assets and that means you don’t need an estate plan. Wrong! It is true that if people do not own any real estate and do not have any other property of high value, it will not be too difficult for their families... Continue reading
Posted Jun 22, 2018 at Surprenant & Beneski
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Legislators have been working to provide greater access to digital assets for estate administrators. Estate plans almost have to include plans for what to do with digital assets these days. However, many people are still confused about what digital assets actually are. There are four different basic categories of digital... Continue reading
Posted Jun 21, 2018 at Surprenant & Beneski
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Creating an estate plan can be easy. However, there are many opportunities to fail. The ease of writing your own will or downloading some forms from the Internet, can make you jump to the conclusion that you don’t need professional assistance. There are many reasons why you really need an... Continue reading
Posted Jun 20, 2018 at Surprenant & Beneski
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Planned giving is one way to leave a good legacy. Assets are often the first thought about estate planning. However, that does not mean your other values have to be left out of your estate plan completely. You can use your estate plan for planned charitable giving, according to the... Continue reading
Posted Jun 18, 2018 at Surprenant & Beneski
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Sometimes little thought is given in the choice of executor. That can create problems. The person in charge of your estate is the executor. Instead of thinking about whether the person they are choosing is the right person, many people just pick a close friend or relative. This can be... Continue reading
Posted Jun 8, 2018 at Surprenant & Beneski
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Simplify your medication today... Learn about White Cross Pharmacy's Medpack by clicking on White Cross Pharmacy below: White Cross Pharmacy 1. Sign up We make the process easy for new patients and care givers. Click here to get started and we'll be in touch to help get you setup with... Continue reading
Posted Jun 8, 2018 at Surprenant & Beneski
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An attorney certified by the National Elder Law Foundation has the expertise you need. What a Certified Elder Law Attorney can do for you... With professional expertise in the following areas, a CELA is your best choice for issues facing older Americans, such as: Health and long-term care planning. Public... Continue reading
Posted May 31, 2018 at Surprenant & Beneski
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By Judith Graham May 24, 2018 You’ve turned 65 and exited middle age. What are the chances you’ll develop cognitive impairment or dementia in the years ahead? New research about “cognitive life expectancy” — how long older adults live with good versus declining brain health — shows that after age... Continue reading
Posted May 26, 2018 at Surprenant & Beneski
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People do inherit from a long, lost relative. However, it isn’t all that often. If you should inherit money from a long, lost relative, someone administering the estate will contact heirs and let you know. This always comes as a very welcome surprise for the heirs. However, this rare occurrence... Continue reading
Posted May 24, 2018 at Surprenant & Beneski
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Knowing how to handle cryptocurrencies in estate planning can be a challenge. The very nature of how the increasingly popular cryptocurrencies are held by their owners creates issues in estate planning, according to the New Jersey Law Journal in "Estate Planning in the Age of Cryptocurrency." Why is it a... Continue reading
Posted May 23, 2018 at Surprenant & Beneski
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The use of of beneficiary designations is gaining in popularity. However, problems can develop. Beneficiary designation forms can be an easy way to quickly distribute many financial assets to heirs. However, complications may lurk behind the apparent simplicity, according to Wealth Management in "Designating a Beneficiary -- Not as Easy... Continue reading
Posted May 22, 2018 at Surprenant & Beneski
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If it is not updated, your plan may well become a bad plan. It doesn’t matter if it is life or your business that changes when it comes to estate planning. When key parts of your life change, the environment needs a fresh look, according to the Herald News in... Continue reading
Posted May 21, 2018 at Surprenant & Beneski
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You have your own ideas on what should happen, if you are incapacitated. However, your loved ones could have other ideas. What happens if you do not have a living will? For example, if you are in an accident and decisions need to be made about your medical care, your... Continue reading
Posted May 18, 2018 at Surprenant & Beneski