There are a couple of comments above questioning what you do when you don't have money. If you expect to get funding when the only thing you are bringing to the table is an idea, you're acting like an employee. Entrepreneurs take risks, make sacrifices and most of all figure out how to get round problems like this. If you really don't have anything to offer and you're starting from the bottom, you need to fight your way up. Learn to code, spend the time getting domain knowledge, work at start ups, work evenings, save some money then quit your job, inspire others to help... do what it takes. VCs or angels only want to invest in people they believe can succeed. So you need to be someone (well, part of a team) who has a chance of doing so and you need to demonstrate it.