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Brian Wolfman
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We have posted a number of times about self-driving cars, including about how they'll be regulated. Go, for instance, here, here, and here. So, now, read this article by Ashley Halsey III about a spin around D.C. in a driverless... Continue reading
Posted 6 days ago at CL&P Blog
So, you want to buy a used or new car. How do you tell whether the vehicle has been recalled and whether the repair associated with the recall has been completed? Given the large number of high-volume recalls in the... Continue reading
Posted 7 days ago at CL&P Blog
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That's the name of this article from Vox, which is worth a read. Here's an excerpt: Health care prices have grown really slowly this summer, a piece of good economic news released by the Bureau of Labor Statistics Tuesday. The... Continue reading
Posted Aug 21, 2014 at CL&P Blog
There's no question that, for some low-wage workers, it can be finanically difficult or impossible to wait for pay day. So even if pay day loans are a bad thing for consumers, the demand for them is created by a... Continue reading
Posted Aug 20, 2014 at CL&P Blog
I have been asked to post a reminder that if want a chance to present your paper on consumer law at the Association of American Law Schools 2015 annual meeting in January, you must submit it by tomorrow. Here ya... Continue reading
Posted Aug 14, 2014 at CL&P Blog
That's the topic of Future Claimants and the Quest for Global Peace, a new article by prolific law prof Rhonda Wasserman. Here's the abstract: In the mass tort context, the defendant typically seeks to resolve all of the claims against... Continue reading
Posted Aug 13, 2014 at CL&P Blog
The Consumer Financial Protection Bureau has just issued this consumer advisory about the risks of bitcoin and other virtual currencies. The agency has also begun accepting consumer complaints on the topic. Today’s advisory warns that virtual currencies carry significant risks,... Continue reading
Posted Aug 11, 2014 at CL&P Blog
The Consumer Financial Protection Bureau is demanding information about what it terms "secret contracts" between banks and colleges under which the banks pay the colleges to steer students to their products, particularly credit cards. Here is an excerpt of an... Continue reading
Posted Aug 8, 2014 at CL&P Blog
On July 21, we noted the Consumer Financial Protection Bureau's 3-year anniversary. If you want some detail on what the CFPB has been up to, over a wide-range of topics, read Ed Mierzwinski's The CFPB at Three: A Child Prodigy. Continue reading
Posted Aug 6, 2014 at CL&P Blog
Law prof Linda Mullenix addresses that issue in Designing Compensatory Funds: In Search of First Principles. Here is the abstract: The World Trade Center Victims’ Compensation Fund of 2001 ushered in a new age of fund approaches to resolving claims... Continue reading
Posted Aug 4, 2014 at CL&P Blog
Teresa Schmid has written The Lawyer-Rent Seeker Myth and Public Policy. Here is the abstract: Two enduring fallacies in public policy are that lawyers are rent seekers who impair rather than stimulate the economy, and that there are too many... Continue reading
Posted Aug 1, 2014 at CL&P Blog
Allison recently posted on the Obama Administration's excecutive order prohibiting government contractors from using forced arbitration in contracts with their employees in some circumstances. To watch a news story on the order, go here or click on the embedded video... Continue reading
Posted Aug 1, 2014 at CL&P Blog
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by Ted Mermin (guest blogger -- pictured to the right) Just a quick follow-up on Allison Zieve's post on the country-of-origin-labeling case decided yesterday by the DC Circuit. As Allison notes, the case addresses the constitutional standard under which government-mandated... Continue reading
Posted Jul 30, 2014 at CL&P Blog
This article by Matt O'Brien is about the same study that Scott posted about yesterday. But it highlights a longer-term phenomenon -- that the middle class has lost ground, not only in the recent past (because of the massive recession... Continue reading
Posted Jul 30, 2014 at CL&P Blog
Seriously. The Transportation Security Agency wants to know whether consumers have solutions to long airport security lines. TSA is offering cash rewards for the best ideas about how to speed security checks. The total payout will be $15,000. Top prize... Continue reading
Posted Jul 28, 2014 at CL&P Blog
Read this recent report by the National Highway Traffic Safety Administration. Loss of life and injuries from vehicle crashes go way beyond measurement in purely economic terms, but the economic losses (including the lost of quality life measured in economic... Continue reading
Posted Jul 28, 2014 at CL&P Blog
In 2009, Congress for the first time gave the Food and Drug Administration authority to regulate tobacco. In April 2014, the agency proposed to regulate e-cigarettes and similar products. In a short paper in the Journal of the American Medical... Continue reading
Posted Jul 25, 2014 at CL&P Blog
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by Brian Wolfman Take a close look at this story about a new CNN poll. The first thing you see is this: So, it looks like 59% oppose the ACA and only 40% support it. If you are an ACA... Continue reading
Posted Jul 24, 2014 at CL&P Blog
Remember the 80-20 rule (also known as the medical loss ratio rule)? That's the Affordable Care Act rule that generally requires health insurers to spend 80% or more on hospitals, docs, prescription drugs, and the like (that is, actual health... Continue reading
Posted Jul 24, 2014 at CL&P Blog
A recent study by Myungho Paik, Bernard Black, and David Hyman finds a significant downward effect from state-law medical-malpractice caps on claim rates and payouts. Here is the abstract: We study the effect of damage caps adopted in the 1990s... Continue reading
Posted Jul 23, 2014 at CL&P Blog
The Consumer Financial Protection Bureau has been taking consumer complaints on a wide range of topics for some time now, including mortgage lending, credit reporting, private students, and (more recently) debt collection. The agency announced today that it is now... Continue reading
Posted Jul 21, 2014 at CL&P Blog
We have been providing reports (go, for instance, here) of evidence that the number of Americans lacking health insurance has been dropping as the Affordable Care Act goes into effect. Here is the latest: State insurance officials [in Washington state]... Continue reading
Posted Jul 21, 2014 at CL&P Blog
Is off-label drug promotion--promotion of drugs for uses other than those approved by the FDA -- good, bad, or something in between? What can the FDA do to curb off-label promotion by drug sellers consistent with the First Amendment? Law... Continue reading
Posted Jul 21, 2014 at CL&P Blog
Professors Eric Fink and Roland Zullo have written Federal Student Loan Servicing: Contract Problems and Public Solutions Here is the abstract: One consequence of the 2007-2008 financial crisis was an abrupt shift from bank-based to direct federal student loans. This... Continue reading
Posted Jul 18, 2014 at CL&P Blog