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Sustainable and frugal living with an emphasis on investing and practical entrepreneurship
Interests: Saving Money, Making Money, Investing Money, Coupons, Freebies, Craft Beer, Foody
Recent Activity
AIM is an investment method devised by the late Robert Lichello. This method is a proven way to take advantage of the inevitable market swings to enable us to ‘Buy Low / Sell High’. Groundrules of how the AIM Strategy works: When starting with a lump sum, only invest 50% from the start. If establishing a monthly investment plan, also split this allocation to 50% invested (after all, there’s a 50/50 chance the market will go up OR down tomorrow!) Utilize a cash account to maintain your investment reserves / gains, awaiting further investment (starting with the second 50% of your lump sum, and then including the proceeds from sales as well as 50% of any subsequent monthly investment.) Be prepared to sell a portion of the gains you have realized and deposit them into your cash account, per the AIM algorithm. Be prepared to buy some back with your... Continue reading
Posted Nov 1, 2016 at Cheapo Groovo
What money you might be saving, you are wasting two-fold in the amount of time it takes you to properly shop with coupons. It's downright complicated. You have to subscribe to the newspapers, clip, sort, and store the coupons, find the store's deals that week, figure out what coupons can work with the deals, go shopping (often times having to visit multiple stores), and then, additionally, plan out and shop for the things your coupons don't work for (but you still need). Coupons are meant to bring down the price of name-brand items. But, have you noticed that name-brand items are typically more expensive to begin with? One of my favorite frugal living secrets is that store-brand items are usually made by the name-brand factories. Most coupons are for pantry items. It's next to never that you'll find a coupon for fresh produce, dairy, or meat ... which is typically... Continue reading
Posted Jan 16, 2016 at Cheapo Groovo
I use free stuff sites. Nothing better than an email coupon or a free sample arriving via USPS. Here are my favorites: Freestufftimes Deal News GimmeFreebies Eat Drink Deals Continue reading
Posted Jun 6, 2015 at Cheapo Groovo
I'm not a geologist, but from the alternative articles I've read, natural gas will explode sometime between now and 2022. The play for me is $BOIL and I'm boxing in the current price by selling out of the money calls and selling out of the money puts. The popping of the shale gas bubble Natural Gas: The fracking fallacy Skip to 37:30 for natural gas analysis. Continue reading
Posted Mar 9, 2015 at Cheapo Groovo
Ditching the car Census data shows that the share of 16 to 24 year-olds traveling to work by car declined by 1.5 percentage points between 2006 and 2013, while the share of young people getting to work by public transportation, on foot or by bicycle, or else working from home, had increased. Young people aged 20 to 30 are less likely to move from central cities to suburbs than at any time since at least the late 1990s. Millennials consistently report greater attraction to less driving-intensive lifestyles — urban living, residence in “walkable” communities, and openness to the use of non-driving modes of transport — than older generations. Fewer young people are getting their driver’s licenses than even a few years ago. The percentage of high school seniors with driver’s licenses declined from 85 percent to 73 percent between 1996 and 2010, according to the AAA Foundation for Highway Safety,... Continue reading
Posted Oct 15, 2014 at Cheapo Groovo
Junk silver and copper pennies are the easiest way. U are betting the metal price is worth more than the face value coin price. U can do this w/o having a lot of money to begin with! Continue reading
Posted Jul 30, 2014 at Cheapo Groovo
I tried making my own soap, but the ingredients + molds + time turned out to be very costly! So I did lots of research and the best way to save is as follows: Buy basic bar soap like DIAL = 36 bars can cost as little as $12 from dollar stores Buy hand soap in 56 oz. refill sizes = should be about $5 Continue reading
Posted Apr 28, 2014 at Cheapo Groovo
Get insurance out of health care altogether, except for catastrophic, unanticipated injuries. After all, insurance is about managing risk. You wouldn’t have your car insurance pay for routine oil changes, or your homeowners insurance pay for a new coat of exterior paint on your house. The very idea is absurd from an economics perspective, cost-prohibitive, and goes against the very definition and purpose of insurance. Having one’s insurance pay for a routine tooth cleaning or simple physical checkup makes no more sense than having insurance pay for a new tires or a home termite inspection. General Insurance Coverage: Join a health care sharing ministry. These are voluntary, charitable membership organizations that agree to share medical bills among the membership. Samaritan Ministries, Christian Healthcare Ministries, and Christian Care Ministry. They operate entirely outside of Obamacare’s regulations, and typically offer benefits for about half the cost of similar health insurance. Members are... Continue reading
Posted Mar 9, 2014 at Cheapo Groovo
Our tea kettle serves as a humidifier. Lime and calcium will build up in it, so boil white vinegar inside of it to clean! It makes great tea as well. Our solar lantern also serves as an emergency phone charger. No sun? It has a hand crank! Continue reading
Posted Feb 13, 2014 at Cheapo Groovo
I go to an old post that needs updating (thru search) and then what do I do to edit? This decision was worse that the "new Coke"
Toggle Commented Aug 26, 2013 on Retiring the Blogside Toolbar at Everything Typepad
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Examines the corollaries between 1776 and today. Only 11 minutes long. Judge_nap Continue reading
Posted May 28, 2013 at Chaos & Tyranny
This podcast does a great job of answering who they are and what are there intentions. From an old Alex Jones interview with Kevin Trudeau. Alex Jones + K_trudeau Continue reading
Posted May 28, 2013 at Chaos & Tyranny
First some history. Japanese American internment was in "War Relocation Camps" of about 110,000 people of Japanese heritage who lived on the Pacific coast of the United States. Rex 84, short for Readiness Exercise 1984, was a plan by the United States federal government to test their ability to detain... Continue reading
Posted May 19, 2013 at Chaos & Tyranny
The fat police Arrested for complaining too much 2 illegal immigrants gain USA property thru court order School officials want to ban whole milk Continue reading
Posted May 15, 2013 at Chaos & Tyranny
Cracking The Tax Code (PDF) "Vertical" Inequality. Although equality under the law is a bedrock American principle, the income tax treats citizens unequally. "Vertical" inequality is created by hugely different tax burdens on citizens at different income levels. Besides violating the spirit of equal protection guarantees of the Constitution, such... Continue reading
Posted May 15, 2013 at Chaos & Tyranny
Google 1 UN Google 2 UN State Dept Memorandum 200 The Peace Corps is back in Bolivia, from which it was booted out in 1971 due to the widespread belief that it was involved in a project to eradicate the indigenous population through sterilization without consent. World-famous microbiologist Sir Macfarlane... Continue reading
Posted May 9, 2013 at Chaos & Tyranny
I re-did my home entertainment system to save some money (using only high speed Internet and antenna TV). I noticed the green lights on my modem, wireless router, and powered antenna "dancing" while everything else is off. I never heard about people turning off these devices which are designed to be "always on". It would be easy to do -- simply turn off your surge protector/power strip before bed. While they draw about 15 watts, think of how many househlods have these devices? Not a peep from the conservationists. No discussion on the Net. No public service announcements from government. Only the electric companies benefit! Continue reading
Posted Mar 20, 2013 at Cheapo Groovo
Sprawl is a Ponzi scheme and we the taxpayers are the ones left holding the empty bags. Municipalities chase outward growth to find new tax revenue that proves insufficient when the infrastructure needs repair; so they chase even more new growth to pay for the previous round, over and over,... Continue reading
Posted Mar 18, 2013 at Chaos & Tyranny