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Jeff Sovern
Recent Activity
Available from Amazon here. I have only just started reading it, but here's a description from Chris: FTC Privacy Law and Policy is a broad-ranging primer on the FTC’s consumer protection mission. It is the first hundred-year history of the... Continue reading
Posted 8 hours ago at CL&P Blog
Raymond H. Brescia of Albany has written Regulating the Sharing Economy: New and Old Insights into an Oversight Regime for the Peer-to-Peer Economy, 95 Nebraska Law Review 2016 (Forthcoming). Here is the abstract: The significant expansion of new, peer-to-peer businesses,... Continue reading
Posted yesterday at CL&P Blog
David A. Hoffman of Temple has written From Promise to Form: How Contracting Online Changes Consumers. Here is the abstract: I hypothesize that different experiences with online contracting have led some consumers to see contracts — both online and offline... Continue reading
Posted 2 days ago at CL&P Blog
Elizabeth Chamblee Burch of Georgia and Margaret S. Williams of the Federal Judicial Center have written Repeat Players in Multidistrict Litigation: The Social Network. Here's the abstract: To promote pretrial efficiency, the Judicial Panel on Multidistrict Litigation has transferred 36... Continue reading
Posted 3 days ago at CL&P Blog
Here. Excerpt, reporting on a study by Lendedu: When Lendedu talked to 477 undergraduate and graduate students at three Bay Area campuses, it found that just 6 percent of them knew how long they would be repaying the debt. Only... Continue reading
Posted 3 days ago at CL&P Blog
Here (behind paywall, unfortunately). Excerpt: When the CFPB may [issue its arbitration rule] is unknown. A spokesman told Bloomberg BNA that the bureau continues to gather information from stakeholders on the arbitration rulemaking. A final regulation is unlikely to take... Continue reading
Posted 6 days ago at CL&P Blog
(Also take note of the engaging debate in the Comments.) by Jeff Sovern Every other week, the Sunday Times Business Section runs a column called The Haggler, written by David Segal (who may be better known to law professors as... Continue reading
Posted Jan 31, 2016 at CL&P Blog
John Y. Campbell of Harvard's Department of Economics has written Restoring Rational Choice: The Challenge of Consumer Financial Regulation. Here is the abstract: This lecture considers the case for consumer financial regulation in an environment where many households lack the... Continue reading
Posted Jan 29, 2016 at CL&P Blog
His column is headed Why is the food industry dead set against warning labels? And he has another interesting piece on cell phone scams. Continue reading
Posted Jan 25, 2016 at CL&P Blog
Joel R. Reidenberg of Fordham, Jaspreet Bhatia and Travis Breaux, both of Carnegie Mellon,and Thomas B. Norton also of Fordham have written Automated Comparisons of Ambiguity in Privacy Policies and the Impact of Regulation. Here is the abstract: Website privacy... Continue reading
Posted Jan 24, 2016 at CL&P Blog
Former FTC Commissioner Joshua D. Wright, now of George Mason, and John M. Yun of the FTC have written Stop Chug-a-Lug-a-Lugin 5 Miles an Hour on Your International Harvester: How Modern Economics Brings the FTC's Unfairness Analysis Up to Speed... Continue reading
Posted Jan 23, 2016 at CL&P Blog
Not so much, according to this story in the Boston Herald. Excerpt: [Apparently [buyers are] not [using the disclosures] so much. Bill Emerson, chief executive of Quicken Loans, the country’s second highest volume mortgage lender, says his firm is seeing... Continue reading
Posted Jan 21, 2016 at CL&P Blog
by Jeff Sovern Bear with me for a moment. As is well-known, Richard H. Thaler and Cass R. Sunstein,in their important book Nudge, describe how classical microeconomics assumes that all people are rational. They call such rational people "Homo Economicus"... Continue reading
Posted Jan 18, 2016 at CL&P Blog
Omri Ben-Shahar and Adam S. Chilton both of Chicago have written Simplification of Privacy Disclosures: An Experimental Test. Here's the abstract: Simplification of disclosures is widely regarded as an important goal and is increasingly mandated by regulations in a variety... Continue reading
Posted Jan 17, 2016 at CL&P Blog
Christopher R. Drahozal of Kansas has written Confidentiality in Consumer and Employment Arbitration, 7 Yearbook on Arbitration & Mediation ___ (forthcoming 2015). Here is the abstract: This article examines an apparent misperception among some commentators about the confidentiality of consumer... Continue reading
Posted Jan 16, 2016 at CL&P Blog
The late Jean Braucher of Arizona and Angela K. Littwin of Texas have written Examination as a Method of Consumer Protection, 87 Temple Law Review, 807 (2015). Here is the abstract: Lack of compliance with consumer protection law has been... Continue reading
Posted Jan 14, 2016 at CL&P Blog
Here. An excerpt: [The Chamber] slammed the U.S. Securities and Exchange Commission for sometimes pursuing violators of securities law in the comfort of its in-house courts rather than try the cases in the public courts. There are "substantial differences" in... Continue reading
Posted Jan 12, 2016 at CL&P Blog
Quoting from the announcement: The Department of Mercantile Law at the University of Pretoria, South Africa will host an international consumer law conference that will focus on relevant developments internationally and nationally in the field of consumer law. The conference... Continue reading
Posted Jan 4, 2016 at CL&P Blog
Ibrahim Altaweel of Good Research, Nathan Good, also of Good Research, and Chris Jay Hoofnagle of Berkeley have posted their updated Web Privacy Census, Technology Science 2015121502, Online. Here is the abstract: Most people may believe that online activities are... Continue reading
Posted Jan 4, 2016 at CL&P Blog
Jeffrey Davis of Florida has written Regulating for the First Time the Decision to Grant Consumer Credit: A Look at the First Steps Taken by the United States and Australia. Here is the abstract: In this Article, I discuss the... Continue reading
Posted Jan 3, 2016 at CL&P Blog
From Pearls Before Swine. (HT: ContractsProf Blog) Continue reading
Posted Jan 3, 2016 at CL&P Blog
by Jeff Sovern Richard posted a link last week to the Times article about how debt collectors first sue in court and then when consumers sue them, use arbitration clauses to block the consumer law suit. Today the Times published... Continue reading
Posted Dec 30, 2015 at CL&P Blog
Mark Elliott Budnitz of Georgia State has written The National Consumer Law Center From Its Birth to 2013. Here is the abstract: The article describes, analyzes and evaluates the role played by the National Consumer Law Center, a public interest... Continue reading
Posted Dec 10, 2015 at CL&P Blog
Here. Definitely worth watching. (HT: ContractsProf Blog) Continue reading
Posted Dec 8, 2015 at CL&P Blog