I loved this post for two reasons. First, my friend went through the same fertility experience you are going through and I knew it was costly but really had not clue how much. You are very lucky to have the care paid for in Canada. I know my friend had to go into debt just to make a baby! I also loved your look at cloth diapers. I use cloth and it is a great reminder at how much we have saved these past 2 1/2 years. I purchased 30 Bum Genius 3.0s, 4 super thick hemp inserts from Thirsties for night time, 2 Disana wool soakers for night time, and 1 swim diaper. Total cost $515. I feel good about the money I have saved but even better about the reduced impact I am making on the environment. Oh and do not forgot about cloth wipes!!!! I have found some amazing ones on Etsy and use them myself now! ;)