Great article that points out 3.5 Million Workers Needed by 2030 to Care for Older Adults, Current Levels of Workforce Already Stretched http://www.eldercareworkforce.org/newsroom/press-releases/article:3-5-million-workers-needed-by-2030-to-care-for-older-adults-current-levels-of-workforce-already-stretched/ Continue reading

A friend of mine, a mechanic, is kept busy by forgetful people. They forget to change the oil in their cars, they overlook checking to see whether their air filter is dirty, and as far as their fuel filters, "out of sight is out of mind". Today there are "extended... Continue reading

An article entitled "Why Americans Won't Do Dirty Jobs" recently appeared in BusinessWeek that caught my eye. Alabama enacted an immigration law in September that requires police to question people they suspect might be in the U.S. illegally and punish... Continue reading

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Ownership in a business prompts reviews of coverage on two fronts: the personal planning and the corporate. With business owners, your financial security is often closely tied to the business. If the business was to go under, so possibly does your financial security. There should be sufficient business coverages in... Continue reading

We all dream of a financial windfall at some time and pleasantly enough, this to creates a need to review your peraonal arrangements, priorities, and plans. Take your insurance coverage for example. The insurance coverages that were in place may no longer be necessary if the financial windfall is sufficient... Continue reading

Today, unlike years ago, families are frequently scatterer across a large geographical area. Family members may be many states away, or even in other countries. And unfortunately, in the increasingly busy world we live in, remote children may lose touch with the reality that as elder family members continue to... Continue reading

If you weren't around, would your loved ones have any idea about the myriad details that I have taken care of for years? Things like who takes care of the routine cleaning of the house gutters, or making sure the A/C in the car is checked and recharged as needed.... Continue reading

I don’t have kids, but I do have my “furchildren” … more affectionately known as my “furbabies”. It doesn’t matter how old they may be; they will always be my babies. Every morning that I get up, you can feel the love in our room. Our 90 lb. “kenardly” dog... Continue reading

A month ago a dear friend of mine called and mentioned that her father had died several months before. They had the hardest time locating all of his records like title to the house, will, car title, etc. They knew he was pretty well off but had never shared where the income came from, only that he had a great number of stock shares in several dividend-producing companies. They searched the house from top to bottom, his safety deposit box (at least they knew which bank he used), and everywhere else they could think of, but found nothing. One day they were cleaning up his car in preparation to selling it, and what did they find in the trunk? All his records including the stock certificates in a very old and dirty file folder under some oil-stained towels! What an unusual place to keep such documents. Here are some points to ponder: What would have happened if they hadn't looked in the trunk? Would the next owner of the car be the new owner of the shares? Or would they just have thrown out the old ragged files with everything else. Thinking about this makes me wonder “where are all of my files?” ”Does my wife know where they are?” “Where do you keep your life's documents?” “In one place or scattered around the house in secret places?” Does it make you wonder, too? Continue reading

A friend of mine, a NY State Trooper, was dispatched to a lake home of a lady, and was told by the dispatcher it was a "domestic Issue". Oh, great, he thought, another case of bickering spouses. (These are among the most dangerous of calls for law enforcement). When he... Continue reading

Like you, I can let things get backed up, and then I have to scramble to get caught up. You or somebody you know, probably scrambles around like crazy at tax season, trying to find documents, receipts, and other artifacts that are needed to prepare the annual tax filing. It's... Continue reading

The most common problem most people have with getting organized is not knowing how to begin or where to get started. So it gets put off until...later. Of course, the reasons are usually rational and make complete sense to us. For one, there's a lot going on in our lives.... Continue reading

The most common problem most people have with getting organized is not knowing how to begin or where to get started. So it gets put off until...later. Of course, the reasons are usually rational and make complete sense to us. For one, there's a lot going on in our lives.... Continue reading

The Simple Dollar tells us that there are 20 places to hide cash in your house. In an envelope taped to the bottom of a kitchen shelf In a watertight plastic bottle or jar in the tank on the back of your toilet In an envelope at the bottom of... Continue reading

There was a young woman who had been diagnosed with a terminal illness and had been given three months to live. So as she was getting her things 'in order,' she contacted her Pastor and had him come to her house to discuss certain aspects of her final wishes. She... Continue reading

What do these people have in common? The traveling businessman who brings prostitutes back to his hotel room The wealthy woman who is arrested for shoplifting The seemingly happily married man who cruises gay clubs They are all—despite differences in degree, gender, and age—living a double life, one of our... Continue reading

I had an uncle who, when told by the government in 1933 to turn in all his gold, decided instead to put it in milk cans and bury it on his farm. Which was a shrewd move, with one little glitch.... When he went back several years later to recover... Continue reading

Do you remember when you were a child, and you heard about all of the family members ad their interesting stories and antics? It's more of a challenge today with family members scattered far and wide. We seem to spend a great deal of time these days communicating, b ut... Continue reading

A friend of mine went through a divorce several years ago. A person who I would consider to be very organized. Yet she shared the experience of having had no inventory of household items. Some of us do this for insurance purposes, and create a list of all your personal... Continue reading

Several years ago, I was doing the most innocent of annual tasks, pulling down the Christma s decorations from the attic and passing them on to my wife who was at the bottom of the attic stairs. I was commenting that it was a bit dangerous going from rafter to... Continue reading

Did you ever forget a combination, a password, directions, or someone's name? How about telephone number, appointment, or commitment? Let's face it. Everybody deals with loss of memory from time to time. We often associate memory loss with aging, or trauma, there are many other potential factors. Being forgetful can... Continue reading