Automate, automate, automate. Nothing frees up your mind to do life's important tasks like automation. I don't have a budget, my money gets automatically pushed into savings accounts - if there is no money in my checking account or short term savings (aka cushion account) then I can't spend any money. All my bills, except the mortgage are paid automatically - I never miss paying a bill. All of my financial transactions are auto-magically tracked. Every month I can login and see if I spent to much money on something and make a mental note to cut back. Turns out money is one of those mind numbing tasks that can and should be automated as much as possible. My thermostat is programmed so I don't have to remember to adjust the A/C before I leave the house. One of these days I'll get around to programming all the lights in my house. I have a robot that cleans my floors for me, I love him. I'll be getting automatic cat feeders too, I can't wait for that day, cause boy are my cats annoying between the hours of 4 PM and 6 PM. I keep a calendar that has certain items on it as a reminder of when they need to be done. That is it. Otherwise, if I can't remember to do it, not important.