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Brian C. Perlin
Miami, Florida
Has prepared over 4,000 estate plans & administered over 600 estates in South Florida.
Interests: healthy living, vegan, estate planning, Breaking Bad, House MD, Starbucks, living in downtown Miami
Recent Activity
“The U.S. retirement age is rising, as the government pushes it higher and workers stay in careers longer.” Think Advisor’s recent article, “Americans Are Retiring Later, Dying Sooner and Sicker in Between,” notes that lifespans aren’t necessarily extending to offer equal time in the sun. Data released recently shows that... Continue reading
Posted 6 hours ago at Perlin Estate Planning
“What taxes will be owed if you gift money to family?” Questions often come up when gifting to children. What are the consequences to the giver and to the recipient? An article from nj.com, “Gift tax consequences for you and your heirs,” begins with the big picture, then looks at... Continue reading
Posted yesterday at Perlin Estate Planning
“Guardianships are a legal relationship created by state courts that give one person the authority to make decisions in the best interest of someone judged to be incapacitated—and when no family member or friend is available to assume the role.” A recent article in Reuters shows the problems in Nevada... Continue reading
Posted 2 days ago at Perlin Estate Planning
“The day you open for business is not a minute too soon to think about your long-term exit strategy–a written plan, including provisions for increasing the value of your business at least five to 10 years ahead of your exit date.” As a by-product of succession planning, you get a... Continue reading
Posted 3 days ago at Perlin Estate Planning
“You can't give your required minimum distribution from a 401(k) to charity without triggering a tax, but you can donate your 401(k) RMD tax-free, if you roll the money over to an IRA.” Required Minimum Distributions (RMDs) are minimum amounts that a retirement plan account owner is required to withdraw... Continue reading
Posted 4 days ago at Perlin Estate Planning
“Want to reduce your beneficiary's tax burden? Consider the estate planning power of a Roth IRA.” There’s considerable talk about potential tax reform in Washington. It is anyone’s guess what that will look like in the end. However, taxes must be a significant concern for those who are doing estate... Continue reading
Posted Nov 3, 2017 at Perlin Estate Planning
“Do we need a trust? This is one of the most common questions people have when they start to discuss their estate planning needs.” A trust is a legal vehicle for managing financial assets for the benefit of you and/or someone else. The property owner (the grantor or settler) transfers... Continue reading
Posted Nov 2, 2017 at Perlin Estate Planning
“If a prosecutor can prove a vulnerable adult or senior citizen suffered any injury at the hands of a caregiver, lawmakers in Michigan want to be able to charge that person with a felony crime.” Right now, Michigan law only allows a felony if a person "causes serious physical harm... Continue reading
Posted Nov 1, 2017 at Perlin Estate Planning
“The vilification of probate extends nationwide and affects everyone’s perceptions.” Progressive states like California have led the charge in finding and implementing methods and techniques to avoid probate, reports The PV Democrat in its recent article entitled “Avoiding probate - panacea or problem.” We’ve seen numerous articles that discuss the... Continue reading
Posted Oct 31, 2017 at Perlin Estate Planning
“The government is changing the loan's insurance costs and reducing how much applicants can borrow—and the window for borrowing under the old rules is closing fast.” The federal government is again modifying the reverse mortgage rules. These changes impact the cost of insurance and borrowing limits, which create a mixed... Continue reading
Posted Oct 30, 2017 at Perlin Estate Planning
“Thomas Ellis is in a south Mississippi prison serving a 45-year prison sentence. However, he filed a lawsuit to try to stop the woman who bears his father’s last name from claiming his late father’s Social Security benefits.” Thomas Ellis claims that Maria Jackson, also known as Maria Ellis, has... Continue reading
Posted Oct 27, 2017 at Perlin Estate Planning
“A common perception is that only big estates need to pay taxes. This can be wrong.” With all the tax laws in the United States, at some point you get a curve ball thrown at you. This could make a big impact on your tax bill. It is, therefore, important... Continue reading
Posted Oct 26, 2017 at Perlin Estate Planning
“Genworth’s annual study on the cost of care nationwide, which includes home care, assisted living facilities, etc. is not reassuring.” It’s no secret that the price of long-term care insurance is high. It’s high for everyone, not only the patients, but also the caregivers. They pay in more than money... Continue reading
Posted Oct 25, 2017 at Perlin Estate Planning
“Solving the retirement puzzle can require using investments for liquidity and growth, insurance products for income and principal protection and possibly alternative investments for diversification. That requires a plan.” Kiplinger’s recent article, “Plot a Smoother Retirement Journey with a Written Income Plan,” explains that Social Security is expected to play... Continue reading
Posted Oct 24, 2017 at Perlin Estate Planning
“If you have concerns about a will challenge, the first thing that you should do is talk to the attorney.” The Northwest Indiana Times says in its recent article, “Choosing an executor,” that will challenges are pretty rare. A successful contest can stem from an issue with the will making... Continue reading
Posted Oct 20, 2017 at Perlin Estate Planning
“Choosing a trustee for your living trust, seems like it wouldn’t be that difficult. Most living trusts (also called revocable trusts and sometimes called grantor trusts) will name the person or people who set them up as the initial trustees.” The (Riverside CA) Press-Enterprise explains in its recent article, “Women... Continue reading
Posted Oct 19, 2017 at Perlin Estate Planning
“There’s a big disconnect between what resources people think they will need financially during their last years and what they actually do.” According to a survey conducted a few years ago by the Associated Press-NORC Center for Public Affairs Research, 34% of Americans thought Medicare would cover ongoing nursing home... Continue reading
Posted Oct 18, 2017 at Perlin Estate Planning
“What do Living Wills and Lasting Powers of Attorney have in common? What are their differences? Many people do not understand these documents and it is clear why!” A Living Will (often called an Advance Decision or an Advance Directive) is a record of your choices on your health and... Continue reading
Posted Oct 17, 2017 at Perlin Estate Planning
“A plan to transfer assets to an heir smoothly is important, and sometimes using a trust to holds assets and dole out income over time can be savvy. However, a trust can expose your family to a big income-tax bill, if it's funded with a traditional IRA, so it's important... Continue reading
Posted Oct 13, 2017 at Perlin Estate Planning
“The lawsuit brought against Alan Thicke‘s widow by the late actor’s two eldest sons has been dismissed.” The probate attorney for Alan Thicke’s widow, Tanya Callau, announced that the petition filed against her in May by Thicke’s sons, Brennan and Robin Thicke, was dismissed. The petition said Callau alleged that... Continue reading
Posted Oct 12, 2017 at Perlin Estate Planning
“A new Texas law gives financial institutions greater authority to stop transactions that they suspect are aimed at defrauding elderly or disabled clients.” An elderly woman in Dallas County recently sold her home and wired the $200,000 proceeds to a mysterious bank account, a victims’ advocate said. The “alleged Nigerian”... Continue reading
Posted Oct 11, 2017 at Perlin Estate Planning
“For reverse mortgage specialists looking to build a referral network, local elder law attorneys can be a smart resource.” Elder law attorneys work with seniors and their families to plan for long-term care needs. In many instances, this includes assisting with their future housing options. Reverse Mortgage Daily’s recent article,... Continue reading
Posted Oct 10, 2017 at Perlin Estate Planning
“There will be plenty of fights among Republicans over the details of tax reform...if they're lucky enough to get that far.” Among the fighting over tax reform, there’s one measure that is likely to find unanimous support: the repeal of the federal estate tax—what some call “the death tax.” CNN... Continue reading
Posted Oct 6, 2017 at Perlin Estate Planning
“Your family and friends are important, and the transfer of wealth after you pass can be greatly simplified with an expert on your side.” Are you a tax law expert? Tax law is one of the most complicated legal fields in the discipline. It really should be left to the... Continue reading
Posted Oct 5, 2017 at Perlin Estate Planning
“Smart moves to strategize your financing and keep costs in line.” The average person’s savings and Social Security income won’t be enough to pay for assisted living. As a result, individuals will combine those assets with long-term-care insurance benefits, home-sale proceeds and contributions from family members to cover the costs.... Continue reading
Posted Oct 4, 2017 at Perlin Estate Planning