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http://www.well.com/user/mp/host.html
Expert witness in nearly all areas of business: finance, marketing, management, compensation, ethics...Author of 11 books on money and commerce
Interests: Licensed Pilot Single Engine Sailor Skier Welder Chinese Martial Arts student Motorcycles
Recent Activity
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Verizon is trying to sell its landlines to Frontier Communications. Frontier is largely an operator in the Pacific Northwest service area. The Verizon landlines for sale are in California, Texas and Florida. This would be a significant expansion for Frontier. It would get a declining business out of the hands of Verizon. Up until now, nobody is trying to sign-up... Continue reading
Posted 17 hours ago at Pro Commerce
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I finished reading Michael Morell’s book The Great War of Our Time: (Islamic)Terrorism. Morell for the past 15 years was the top man at the CIA with four different politically appointed bosses. He wrote the book to clear his name from the many known failings of the agency. He failed. George Bush was blamed by the rabid Democrats for the... Continue reading
Posted yesterday at Pro Commerce
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I got an email for a man who seems to be doing a doctorate on the subject of money from an anthropological or linguistic vantage point. He had read a portion of my article on the subject, which is summarized in this blog. Money is language. There are within this language, many money languages each with their own syntax and... Continue reading
Posted 2 days ago at Pro Commerce
New York is the hive. All the bees of this same family go to the hive for directions.
Toggle Commented 4 days ago on Ethical Culture and Manhattan at Pro Commerce
1 reply
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Apple is running ads on TV that their products are better because the physical product and the software are done by the same Apple designers. This is supposed to be a selling point. Maybe for the Apple faithful but not for investors. Apple, via the arrogant self centered Steve Jobs promoted this inclusive idea at a time when they had... Continue reading
Posted 3 days ago at Pro Commerce
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One rather striking observation is that nearly all Jews in Manhattan and most of their intellectual allies around them sound like the friends of Felix Adler who founded the Ethical Culture Society in New York in 1877. There is a High School called Fieldston in Upper Westside Manhattan and several elementary and middle schools that are part of it. Fieldston... Continue reading
Posted 4 days ago at Pro Commerce
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I must lead an atypical life. I don’t encounter real humans who talk about ‘appropriation’ ‘‘white privilege’ or ‘racism’. These seem to be campus terms appropriated from the Marxist lingo of old white academic Lefties. I saw the term ‘appropriation’ used by students in Boston to complain about a Monet painting displayed along with a kimono and fan for visitors... Continue reading
Posted 5 days ago at Pro Commerce
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Back in the early 1990’s when I was trying to make the ideas of ‘small is beautiful’ work in third world development, the meme ‘sustainable’ began floating around my circles. My friends and I tossed the word around and concluded that it was just a fashionable term of no significance. There was no possibility that solar panels, wind generators or... Continue reading
Posted 6 days ago at Pro Commerce
The debit card came decades after the credit card. It is a useless addition. What a credit card has that a debit doesn't: 1. Hundreds of millions of people who carry a credit balance. 2. A credit card can be used around the world, it is the world's first international currency. 3. It can be sold in units; those hundreds of Amazon, Best Buy and Forever 21 gift cards you see hanging on racks.
Toggle Commented Jul 24, 2015 on Chips in credit cards at Pro Commerce
1 reply
I don't see your arguments for a debit card. It is a poor substitute for a credit card in the examples you give. I see a whole new bureaucracy created for no reason. The numbers embossed on the card are only for online information these days. The embossing is for the worlds where card readers are manual. It has happened to me in taxis and retailers where the power went out. And in a few remote and third world sites.
Toggle Commented Jul 24, 2015 on Chips in credit cards at Pro Commerce
1 reply
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It seems to be the time, right now, for the media world to announce the end of capitalism and our entry into the postcapitalist world. It could be because Barack Obama and the Democrat Party have done so much damage to the formerly thriving commercial world that its demise is evident to many in a near decade of American and... Continue reading
Posted 7 days ago at Pro Commerce
I didn't conclude this until I was 60 years old. I have only known 5 people in my life who defied this hardboiled reality. That is 5 out of several thousand. I have found no common experience, but I'm sure there is one.
Toggle Commented Jul 23, 2015 on The only explanation for the Left at Pro Commerce
1 reply
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The historic parallels of Industrial commerce and the Romantic era are important. Of greater importance to the issue of love, is that the ‘authenticity’ characteristic of commerce has allowed ‘love’ and many other emotions to flourish, for the first time, in history. How do we know? We have most of the world to examine, where modernity is only superficial, and... Continue reading
Posted Jul 23, 2015 at Pro Commerce
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The good news. The idea for this blog came from my son Scott. What that means is that my contributions to thinking about the Pro Commerce world will be continued after I die. Only two other people have indicated a deep enough understanding of the issue that I can be confident that this vital thread of human thought is kept... Continue reading
Posted Jul 22, 2015 at Pro Commerce
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I am constantly being asked for an explanation of why the Left exists, particularly in America. The Left is anti-commerce; America is the shining example of commercial genius. The 20th Century saw the failure of Leftist centralized government to feed people in any country where it was dominant including Cuba, North Korea and Venezuela in the 21st century. The Left... Continue reading
Posted Jul 21, 2015 at Pro Commerce
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This question came to my mind when Pope Francis quoted favorably a 4th century bishop who hated commerce. So the Pope who hates commerce himself and vilifies it every chance he gets also recognized the state of Palestine (does that include Gaza in his flat world theology?) along with the perennial Roman Catholic Jew hate, it is clear that Pope... Continue reading
Posted Jul 20, 2015 at Pro Commerce
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In most or Europe and Japan credit cards now come with a chip in the card. These are slowly being rolled out in the U.S. The chip can be used to verify a 5 digit passkey. If I were still in the credit card world this would not be happening. There wouldn't be debit cards either. I invented the modern... Continue reading
Posted Jul 19, 2015 at Pro Commerce
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The entire world is experiencing a movement from tribal life to commercial life. This is happening as the Black and Tan moslems move from Africa and Arabia to Europe. There been a steady flow from the old Soviet Union countries to Europe. The Chinese and a few other Asians have been leaving their tribal world for a century and a... Continue reading
Posted Jul 18, 2015 at Pro Commerce
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I hear speculation regularly about a new Internet bubble. The reality is that it would be ‘new’ because we haven't had a first Internet bubble yet. Everyone I know is wrong when talking about the first Internet bubble in 2000 on Nasdaq. Stocks on Nasdaq rose rapidly over the year 1999 and 2000. They fell no more rapidly in 2000... Continue reading
Posted Jul 17, 2015 at Pro Commerce
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There seems to be a great deal of hype these days about computer watches. I am watching this with interest. I don’t wear a watch and haven’t for the past 45 years so the allure of a watch passes me by. We are a society, fortunately, that loves gadgets and seems to have unlimited money to spend on gadgets. If... Continue reading
Posted Jul 16, 2015 at Pro Commerce
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The holy grail, these days, is some form of money that can thrive on the Internet and be independent of national currency; it is a dream that looks like a permanent fantasy. Just like the personal jet pack or the flying car; which have been fantasies for 65 years. These last two ideas never go away despite the physics that... Continue reading
Posted Jul 15, 2015 at Pro Commerce
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A term you might want to use when discussing a big problem of our time. The largest health insurance companies are merging and forming a small group of giant companies with limited competition in the United States. The first two, the largest are Aetna and Humana. Already Health Net and Centene are talking merger as are Cigna and Anthem. Expect... Continue reading
Posted Jul 14, 2015 at Pro Commerce
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My college roommate and long time friend (poet in my first book The Seven Laws of Money) Charlie, sent me this fascinating article about the Ibo in the delta area of Nigeria. Turns out the Ibo have been the tribe at the center of metallurgy for several thousand years. I was at Berkeley grad school in the early 1960s before... Continue reading
Posted Jul 13, 2015 at Pro Commerce
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I ran into a fellow who knew people from the Republican Party in the 1960’s when I was active. I was president of the San Francisco Young Republicans in 1963 when it was the largest club in California and one of the largest in the U.S.; 4,000 members. It was large because of all the young single hetero men and... Continue reading
Posted Jul 12, 2015 at Pro Commerce
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In California, geology is particularly visible. I would like to see some effort put into making the visible more accessible to the public. Let me give you some examples. There is a major freeway that goes from South San Francisco over a hill to the town of Pacifica. I’d like to see a large sign in both directions. Going West... Continue reading
Posted Jul 11, 2015 at Pro Commerce