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Bob Lawless
University of Illinois
I'm a college professor with 3 kids.
Recent Activity
On October 11 & 12, the University of Illinois College of Law will host the 12th annual Midwestern Law & Economics Association conference. The event consists of law professors and economists presenting papers with varying degrees of law-and-economics content, ranging... Continue reading
Posted 2 days ago at Credit Slips
Any time The Daily Show has a piece that mentions both MERS and the OCC, it gets a link on Credit Slips. There is even a short clip featuring former Credit Slips blogger and current U.S. Senator (in that order)... Continue reading
Posted May 8, 2013 at Credit Slips
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Bankruptcy filings have continued to decline, and using data supplied by Epiq Systems, my analysis suggests the same trend will occur over the next twelve months. First, looking back at March and April, bankruptcy filings declined 12.0% and 11.8% respectively... Continue reading
Posted May 7, 2013 at Credit Slips
OK, I changed the code, and the captcha seems to be working for me in both Explorer and Chrome. Let me know if it is fixed for you. Thanks for letting me know about the troubles. I wish Typepad had sent around a notice.
Crap . . . and I think I just violated our own comment policy. I get the same result. The problem seems to be described here: http://help.typepad.com/captcha.html. I'll try to change some code and see if it fixes things. Thanks for helping me diagnose. On the Feedburner thing, I think it is a Typepad-specific problem and the tag Typepad uses to generate the author. I went around with their support as well as some forum posts. The RSS feed clearly has the author tag, and it shows up elsewhere -- Google Reader for example. It just does not come through in the e-mail.
Alas, now I need two hands to count. Thanks, Steevo, for the feedback. The author name already is in the RSS feed. It does not appear in the Feedburner e-mails. I spent hours on the issue a few months ago, and it is just a Feedburner issue. We'll switch away from Feedburner at some point. On the captcha, I don't know what could be going on. What browser are you using? Does it happen with a different browser? Send me an e-mail (rlawless-at-illinois-dot-edu) if you want to try to figure it out.
The many interesting comments left by our informed readership help make Credit Slips one of the best places on the Internet for informed discussion about debt and bankruptcy issues. The many spam comments make Credit Slips a less useful resource.... Continue reading
Posted Apr 2, 2013 at Credit Slips
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RSOs . . . nice, I'm going to remember that one.
Lauren Willis has joined us for the last month as a guest blogger, and in her most recent post thanked us for allowing her to "use our soap box." You're very welcome, Lauren, but we really don't want you to... Continue reading
Posted Mar 27, 2013 at Credit Slips
A related point is the dilemma scholars face getting access to data. Getting access to data can require working with industry players, but the cooperation then makes readers wonder about about the scholar's independence. The main advantage university researchers have, at least in the social sciences, is that we're not being paid based on the views we express. If you have to "play ball" to get data, our independence is rightfully drawn into question.
Thanks, Sarah. I looked for the press release and could not find it. I understand that Equifax was probably referring to 500 million consumers tracked worldwide, but that is not what the article says. At the least, the figure is out of context in an article about U.S. student loan charge-offs.
The Chicago Tribune is running a Reuters story describing a study from Equifax that student loan write-offs totaled $3 billion in the first quarter of 2013. It's an impressive study. According to the story, "Equifax analyzes data from more than... Continue reading
Posted Mar 25, 2013 at Credit Slips
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This is interesting stuff, Nathalie, and certainly belongs in the Unintended Consequences Hall of Fame. You write that "under applicable law," the commingled SSA funds may lose their protection. Can you expand on that a little bit?
Over at VoxEU, economists Daniel Aronson and Eric French have a discussion about the their research of the effects of a minimum wage hike. I found my way to this post through Yves Smith's discussion of the topic at Naked... Continue reading
Posted Mar 8, 2013 at Credit Slips
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On behalf of eveyone at Credit Slips, I wanted to thank Professor Paige Skiba for spending a week with us. Paige was able to share data from her new paper with Jim Hawkins on title loans. As the blog administrator,... Continue reading
Posted Mar 6, 2013 at Credit Slips
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As has been reported elsewhere (and also here), Judge Bruce Markell of the U.S. Bankruptcy Court of Nevada has agreed to join the faculty at Florida State as the Jeffrey A. Stoops Professor of Law. Markell started his career as... Continue reading
Posted Mar 6, 2013 at Credit Slips
Professor Mark Weidemaier of the University of North Carolina has been guest blogging with us since early November. Today's post on the Second Circuit's pari passu hearing in the NML litigation marked an end to his time with us. Mark... Continue reading
Posted Mar 1, 2013 at Credit Slips
To Stephen Brown: Our blog hosting service, Typepad, has been updating and improving its fight against comment spam. The amount of comment spam is a problem, and their efforts are welcome. According to Typepad, the performance of its new spam filters will improve over time and that should reduce the incidence of false positives.
It is always great to have our guests return, which makes me please to announced that Professor Paige Skiba of Vanderbilt University will be joining us for a few days. Paige has done a lot of interesting work on high-interest... Continue reading
Posted Feb 24, 2013 at Credit Slips
From the February 9th Economist: Some firms piece together scores by analysing applicants’ online social networks. Professional contacts on LinkedIn are especially revealing of an applicant’s “character and capacity” to repay, says Navin Bathija, the founder of Neo, a start-up... Continue reading
Posted Feb 24, 2013 at Credit Slips
If you visited Credit Slips yesterday (February 19) and had problems loading the site, it was because our hosting service (Typepad) had some system-wide issues. Everything should be working now. Typepad status is always available here. Continue reading
Posted Feb 20, 2013 at Credit Slips
My colleague, Professor Pamela Foohey, has just posted a paper on SSRN about religious organizations that have filed chapter 11. While the Roman Catholic dioceses bankruptcies have grabbed a lot of attention, Foohey identifies 509 other cases filed by faith-based... Continue reading
Posted Feb 18, 2013 at Credit Slips
Long-time readers will remember Professor Jason Kilborn's guest-blogging stints. Jason focuses on comparative and international issues in the world of bankruptcy. This is always a perspective we sorely need here on the Slips, and we were wanting to get his... Continue reading
Posted Feb 18, 2013 at Credit Slips
And, of course, there are likely class issues. Credit report errors and debt buyer issuers are not probably spread equally across the socioeconomic strata.
We're very excited to have Lauren Willis of Loyola Law School, Los Angeles, join us as a guest blogger. We have been trying to find a mutually convenient time for months, and schedules finally aligned. Professor Willis is perhaps best... Continue reading
Posted Feb 12, 2013 at Credit Slips