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Sandy
ALWAYS CUSTOMER CENTERED -Committed to helping buyers find homes in neighborhoods they love and to achieving the maximum value for sellers.
Recent Activity
FHA allows owner-occupants to purchase up to a four-unit property with a minimum 3.5% down payment. The rent collected on three units could be used to make the payment and the owners' pro-rata share would be less than ¼ of... Continue reading
It may be an all too common belief that a person will have a house payment and a car payment for the rest of their lives. However, with a plan and some determination, you can be mortgage free. Planning for... Continue reading
The gutters and downspouts on your home are intended to channel rainwater away from your home and its foundation. When they're blocked and not functioning properly they can lead to the gutters coming loose, wood rot and mildew, staining of... Continue reading
Congress enacted the Dodd-Frank Act in 2010 in response to the mortgage crisis that led to America's Great Recession. The two parts that apply closely to homebuyers are the Ability-to-Repay (ATR) and Qualified Mortgages (QM). A Qualified Mortgage is a... Continue reading
No one wants to waste water or money. For that reason, take a few minutes every other month to do the following inspections: Check to see if cutoff valves on sinks and toilets are working properly. Many times, builders will... Continue reading
Whether it is hesitation or procrastination due to uncertainty, it can cost buyers by having to pay more for both the house and the financing. This is one of those markets where most of the experts expect interest rates and... Continue reading
There is much more than a lower rate and payment to determine whether to refinance a mortgage. Lenders try to make refinancing as attractive as possible by rolling the closing costs into the new mortgage so there isn't any out... Continue reading
Moisture is mold's best friend and it thrives between 40 and 100 degrees Fahrenheit which is why it is commonly found in homes. Mold spores float in the air and can grow on virtually any substance with moisture including tile,... Continue reading
It's understandable; you’re excited; you've found the right home, negotiated a contract, made a loan application and inspections. Closing is not that far away, and you are making plans to move and put personal touches on your new home. Even... Continue reading
Mortgage rates have risen 0.5% in 2018 on 30-year and 15-year fixed rate mortgages and experts expect them to continue to increase. Buyers paying attention to the market understand the relationship that inventory has on pricing; when the supply is... Continue reading
If it's not broken, why would a homeowner consider replacing something as expensive as a toilet when there may be other things in the home to replace that provide more aesthetic appeal. Don't be too quick to ignore the functionality... Continue reading
Along with all the planning of what you're going to do and where you're going to stay, consider this checklist to make you feel more comfortable while you're away from home. Ask a trusted friend to pick up your mail,... Continue reading
When comparing the cost of owning a home to renting, there is more than the difference in house payment against the rent currently being paid. It very well could be lower than the rent but when you consider the other... Continue reading
Acquisition Debt is the amount of money borrowed used to buy, build or improve a principal residence or second home. Under the new tax law, mortgages taken after 12/14/17 are limited to a combination of $750,000 on the first and... Continue reading
An accent wall can completely transform a room; taking it from boring and drab to bold and exciting! Accent walls create a new focal point to make your space pop! Adding liveliness and contrast are typically a very inexpensive DIY... Continue reading
The Big (Short) Picture What’s the biggest obstacle you fear when thinking about purchasing a home? interest rates?, don’t have enough for a down payment? or home prices are too high? Don’t worry, you’re not alone! We talk with home... Continue reading
Are home prices crazy?!? I remember when my friend came to me recently to purchase a new home. He asked me “Sandy do you think this is a good deal with prices rising so high?” My response was yes, this... Continue reading
Why Use a REALTOR® When Buying a Home? A real estate agent can help you understand everything you need to know about the home buying process. Not all real estate licensees are the same; only those who are members of... Continue reading
Thinking Of Selling? Are you thinking of selling your home? The #1 question we’re asked by home sellers is “how do we maximize the value of our home”. There are a lot of factors that come in to play when... Continue reading
First-Time Home Buyer Mistakes Being a first-time home buyer can be scary! Think of it sort of like starting a new job. You have a sense of what you need to do, but don’t know all the ins and outs... Continue reading
Choosing your new neighborhood Neighborhoods in Seattle each have their own individual feel. You can imagine each neighborhood as its own city within Seattle. The biggest objection we receive from home buyers is they don’t know much about the area.... Continue reading
First time home buyer terms When looking to purchase your first home you may become confused with all the terms and words that are thrown around. This guide goes over some of the terms you will hear or need to... Continue reading
Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But, before you get into the fun stuff, here are some basics you should handle first: Change the locks... Continue reading
We all need help with the little things in life! You don’t need to be behind a computer screen to be a HACKER!!! Life hacker, that is! Below see this week’s Exact Home Team life Hacks & Home Tips. Hack... Continue reading
It's time to Winterize Your Home It’s that time of the year again! Winter is coming!! Forecasters predict another cold and snowy winter. What this means for you is work to protect your investment! Below you will find some of... Continue reading