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studentcredit
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In this article, we have presented simple but valuable steps on managing a credit card, especially for young people and college students. Continue reading
Posted Nov 25, 2010 at studentcredit's blog
studentcredit added a favorite at studentcredit's blog
Aug 13, 2010
studentcredit added a favorite at studentcredit's blog
Aug 13, 2010
A student credit card is one way to build credit. This is great for teens since they can establish their own credit history while in high school or college. Credit history is important when applying for a loan or even a job. Continue reading
Reblogged Aug 13, 2010 at studentcredit's blog
A student credit card is one way to build credit. This is great for teens since they can establish their own credit history while in high school or college. Credit history is important when applying for a loan or even a job. Having a good credit score will help immediately sends out a good impression to potential lenders and employers. They can also learn some of the basic finance skills they can make use of in the future. Continue reading
Posted Aug 13, 2010 at studentcredit's blog
Students, especially those who are in college, sometimes face financial difficulties due to the rising costs of books, tuition fees and materials for projects. It is really expensive to go to college but education is very important. For college students who work during summer, student credit cards can be of great help. You can use your credit card to purchase items or pay tuition fees when cash is not readily available. A helpful tip: The best time to apply for a student credit card is now. Why? A New Credit Card Law is passed and will take effect on February... Continue reading
Posted Jun 3, 2010 at studentcredit's blog
Based on the 2009 study by Sallie Mae, a leading financing company, the average college student has at least four credit cards yet only 17% of these cardholders consistently pay off their monthly balances. Although having a college credit card can be advantageous for building early credit history, teenagers must be very careful about how they spend with their student credit cards. The modifications made to the Credit Card Law such as not being qualified for your credit cards for students unless you have a co-signer or proof of independent income are supposed to reduce the number of bad credit... Continue reading
Posted May 18, 2010 at studentcredit's blog
If you’re a student, the simplest way to improve credit history would be to get your first credit card. With the changest to the credit card law, it is now a prerequisite to have a co-signer. In this case, your parent or guardian can help you out. However, if you can show proof of your own income, you’ll be able to obtain your credit card for students without a co-signer. Continue reading
Posted May 6, 2010 at studentcredit's blog
In the past years, building credit history was easier for students with the help of student credit cards. Under the New Credit Card Law, students can only get approved for their credit card for students if they have a co-signer or if they can show proof of independent income. The amendment of the new law was meant to cut down the number of bankruptcy and bad credit cases among young people. Continue reading
Posted Mar 4, 2010 at studentcredit's blog
bad credit auto loans It isn't nearly impossible to find lenders that offer bad credit auto loans. What’s tough could be the payment has to get made on these loans. This is because the interest rates billed by poor credit auto providers tend to be more than the typical rate. If you perhaps might make a larger deposit or get hold of a cheaper car then that could reduce your payments.
Owning your first credit card can be an exciting experience. However, being a credit cardholder means more than just easier spending. Remember that you have a responsibility to pay your debts on time and use your student credit card according to the terms of your credit card company. Continue reading
Posted Mar 1, 2010 at studentcredit's blog
Credit cards for students do not have to be such a bad thing. However, if you notice that you are having problems in keeping up with your balances, then it’s time to change. Consider the above suggestions carefully. They are the key to managing your finances. Continue reading
Posted Feb 25, 2010 at studentcredit's blog
A lot of college students are excited about acquiring their first credit cards. Despite the ease and convenience that credit card brings, it is very important to learn how to handle first credit card properly. Reports show that a lot of college students graduate with unpaid debts on their account. Continue reading
Posted Feb 18, 2010 at studentcredit's blog
A student credit card is a great way in establishing a credit history in preparation for their future. Some credit card companies refuse to grant credit card approval for those without a credit history. But with the help of a parent as a co-signer, it will be much easier to get a credit card. Continue reading
Posted Feb 15, 2010 at studentcredit's blog
Students are prone to acquiring credit card debt. Why? Because most young people do not know or are not paying attention on how to handle their student credit cards correctly. Here are some practical advice on the proper use of student credit cards and how to avoid credit card debt. It’s Just a Marketing Strategy Be aware that credit card companies are experts when it comes to marketing their business. They spend millions of dollars in using different marketing strategies to get your attention, to grab your interest and move you to sign up with their company. Credit card companies... Continue reading
Posted Feb 9, 2010 at studentcredit's blog
http://www.buildingcreditforstudents.com/ if this is the case, credit card holders should use their cards than paying fees for nothing. They better pay for credit card bills for something.
Many credit card companies see the marketing potential in college students. Credit card companies use promotional offers and free gifts like t-shirts, coffee mugs, or CDs to entice students on signing up for their company. Continue reading
Posted Feb 4, 2010 at studentcredit's blog
Students are prone to get caught in credit card debt. Let’s take a closer look at the following mistakes that students make with their student credit cards. Continue reading
Posted Feb 3, 2010 at studentcredit's blog
If you are a student thinking about applying for a credit card, you are preparing to establish a credit record of your own. It is a good idea to start early. Whether in high school with a debit visa or mastercard that reports to the credit bureaus, or college, since a credit card will be essential once you’ve graduated. http://www.buildingcreditforstudents.com/
Students are prone to get caught in credit card debt. Let’s take a closer look at the following mistakes that students make with their student credit cards. Continue reading
Posted Jan 27, 2010 at studentcredit's blog
Credit Cards for Students Everyone needs a credit. Being a student in college and applying for a credit card can be challenging since generally you have no or very little credit. This site will show you how to build your credit. Why Is Building Credit So Important? students need credit cards to help pay for books and such to help further their education. student credit cards help you form good spending habits as you learn how to manage your credit if you start building credit while you are in college you will find it easier to get approved for other... Continue reading
Posted Jan 19, 2010 at studentcredit's blog