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Mississippi Hospital Association
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On Feb. 17, the IRS issued final regulations regarding the implementation of the employer shared responsibility provisions under the Affordable Care Act (the ACA), otherwise known as the “pay or play” rules. The final regulations provide some helpful guidance and welcome relief to employers. For higher education institutions, the final... Continue reading
Posted Feb 18, 2014 at MHA Health Care Aide
The Affordable Care Act (ACA) does not require small employers to offer health coverage to their employees. If coverage is offered, however, the coverage must meet ACA requirements. The only exception is for grandfathered plans. Grandfathered plans are those health plans that were in effect when the ACA was enacted... Continue reading
Posted Feb 10, 2014 at MHA Health Care Aide
Welcome New Members! It has been a very busy year for HPIC! Our team realizes we are successful because of our member-owned, member-governed subscribers and the services we offer through claims management, risk management, and client services. We are pleased to welcome a record number of new members to HPIC!... Continue reading
Posted Oct 22, 2013 at HPIC News
HPIC is a Risk Retention Group formed in July of 2003 and dedicated to serving the liability insurance needs of Mississippi hospitals and other health care providers. It is sponsored by the Mississippi Hospital Association and was created with three overarching objectives: long term financial stability, member ownership and governance,... Continue reading
Posted Oct 9, 2013 at HPIC News
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Beginning October 1 and through March 31, 2014, the Health Insurance Marketplace will make it easy for Mississippians to compare qualified health plans, get answers to questions, find out if they are eligible for lower costs for private insurance or health programs like Medicaid and the Children’s Health Insurance Program... Continue reading
Posted Sep 21, 2013 at Cover Mississippi
On September 5, 2013, the Internal Revenue Service issued proposed rules intended to implement key reporting requirements of the Affordable Care Act. One rule would require insurers, self-insured employers, government-sponsored programs, and entities that provide minimum essential coverage to report information on this coverage to the IRS and to covered... Continue reading
Posted Sep 9, 2013 at MHA Health Care Aide
The Treasury Department and Internal Revenue Service proposed new regulations on Aug. 26 concerning the tax credits for small employers that provide health coverage to their employees. The tax credits were enacted as part of section 1421 of the Affordable Care Act (ACA), and are meant for businesses with fewer... Continue reading
Posted Aug 29, 2013 at MHA Health Care Aide
The Obama administration is ramping up its efforts to sell the health care law to small business owners, with the start of enrollment now only six weeks away. Read more from The Washington Post here. Continue reading
Posted Aug 16, 2013 at MHA Health Care Aide
Got a question about Affordable Care Act? Now there's a government website dedicated to answering the questions of business owners. Officially launched on Aug. 1 as part of BusinessUSA, a little-known platform that provides businesses with easy access to government services, the new site helps owners understand what they need... Continue reading
Posted Aug 5, 2013 at MHA Health Care Aide
Health care costs are the top concern of chief financial officers, who are still unsure of and worried about the impact of the Affordable Care Act on their businesses, a new survey of CFOs by Bank of America Merrill Lynch says. Read more here. Continue reading
Posted Jul 29, 2013 at MHA Health Care Aide
An important deadline under the Affordable Care Act is rapidly approaching. By no later than October 1, 2013, all employers must distribute a notice to all current employees to inform them of certain health coverage options under the new public exchanges. Employers must provide this notice regardless of how many... Continue reading
Posted Jul 29, 2013 at MHA Health Care Aide
As part of the Affordable Care Act, insurance companies offering certain health insurance policies and employers, including public agencies, that sponsor certain self-insured plans may be responsible for reporting and paying a Patient-Centered Outcomes Research Institute fee (PCORI Fee) by July 31. The Patient-Centered Outcomes Research Institute was established by... Continue reading
Posted Jun 25, 2013 at MHA Health Care Aide
The White House on May 30 issued early estimates of the number of health plans likely to be available in Health Insurance Marketplaces when enrollment begins in October. According to the memorandum, more than 120 issuers have applied to offer qualified health plans in the Marketplaces run by the Department... Continue reading
Posted Jun 3, 2013 at MHA Health Care Aide
The Centers for Medicare & Medicaid Services on May 31 released a rule finalizing requirements for the Small Business Health Option Program (SHOP), meaning eligible small employers can now evaluate participating plans and determine if they qualify for a tax credit to help fund the coverage. Starting in October, small... Continue reading
Posted Jun 3, 2013 at MHA Health Care Aide
On January 24, 2013, the Department of Labor issued guidance delaying the deadline for employers to provide employees with notice of coverage options available through the health care exchanges. Learn more here. Continue reading
Posted Jan 31, 2013 at MHA Health Care Aide
Beginning in 2014, large U.S. employers that do not offer a minimum level of affordable health coverage to their full-time employees may be required to pay an assessment of up to $3,000 per employee. For plan years beginning in 2015, the Internal Revenue Service (“IRS”) is proposing to extend this... Continue reading
Posted Jan 28, 2013 at MHA Health Care Aide
With the effective date for major changes in the private insurance market under the Affordable Care Act (ACA) less than a year away, a new Kaiser Family Foundation brief looks at three new proposed federal regulations that detail how the ACA’s rules will operate. Continue reading
Posted Jan 9, 2013 at MHA Health Care Aide
Recently, the IRS released proposed regulations implementing the employer “play or pay” provisions in the Affordable Care Act. The rules are applicable to employers with 50 or more full-time equivalents and outline the requirements for employers to provide affordable, minimum value health insurance to full-time employees to avoid penalties. Much... Continue reading
Posted Jan 7, 2013 at MHA Health Care Aide
On December 28, 2012, the Internal Revenue Service (IRS) issued proposed regulations providing guidance on the employer shared responsibility provisions under the Affordable Care Act (ACA). Additionally, a new set of questions and answers regarding the shared responsibility requirements has been posted on the IRS website. Read more here. Continue reading
Posted Jan 7, 2013 at MHA Health Care Aide
Companies must decide before the start of 2014 what they’ll do to comply with the healthcare law. Right now, no one knows how much the insurance will cost, and owners aren’t sure if they’d be better off not buying it and paying a government a penalty of $2,000 per worker.... Continue reading
Posted Dec 6, 2012 at MHA Health Care Aide
With healthcare reform unfolding and no end in sight to soaring medical costs, employers are playing a key role in transforming healthcare delivery. They are helping to rebuild the healthcare system with a do-it-yourself approach that takes picking the right tool. The new options include value-based design, workplace clinics and... Continue reading
Posted Sep 6, 2012 at MHA Health Care Aide
The Supreme Court is set to release its ruling on the constitutionality of President Obama’s controversial health reform law, the Affordable Care Act (ACA), as early as this week. In addition to the highly divisive individual insurance mandate, the ACA contains a variety of provisions designed to broaden access to... Continue reading
Posted Jun 26, 2012 at MHA Health Care Aide
A decision to invalidate the entire health care law would have vastly different effects on employers, depending on their size. Learn more here. Continue reading
Posted Jun 25, 2012 at MHA Health Care Aide
The Obama Administration is particularly proud of the small business friendly provisions in the Patient Care and Affordability Act. For example, there is a tax credit available for small employers that pay at least half their low-wage employees’ health insurance premiums (“low-wage” here means earning $11.50 an hour or less).... Continue reading
Posted Jun 13, 2012 at MHA Health Care Aide
In a 2009 study by the White House, small businesses pay 18% more in premiums for health coverage than their big box competitors per employee. As a small business owner are you surprised by this statistic? Of course not. Continue reading
Posted May 23, 2012 at MHA Health Care Aide