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LTCI Partners
LTCI Partners, an organization specializing in LTC Insurance
Recent Activity
Thanks for the comment - we based the $5,000 couples premium on industry statistics - in the Annual Broker World LTC survey just released the average premium per policy is $2,311. 5,000 is a little above that but in the ballpark.
Interesting comment, Larry. Of course, someone may need the LTC policy for another condition (Parkinsons, etc)and may still decide to keep the full benefit. But whenever there is information asymmetry it could lead to problems for carriers.
Kerry, thanks for the comment. It also depends on which state Medicaid program you may be considering as well. Tough to meet those Medicaid income requirements.