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Blog CARTES
Paris, France
Interests: smart card, Internet of Things, RFID, privacy, confidentiality, biometrics, security, contact less, mobile payment, NFC, digital technologies...
Recent Activity
Minutes of a workshop that took place at CARTES 2012: A mature Market ? The first wallet concepts were introduced in the years 2000. Since then, the market launched several pilots, such as, Maestro International in Europe. But the latter’s dream to reach mass market was never reached. This year, it seems that the market is mature as several companies were offering their wallet solutions at CARTES. Telecom operators have now implemented wallet solutions into smart phones to add value to customer services. Once again, the US is ahead and major wallet suppliers are ready to deploy their solutions for banks and telcos, the two main targeted industries. The business concerned is a new Eldorado According to Goldman Sachs, Electronic Commerce is growing steadily: from 572 billion dollars in 2010 to an estimate of 960 at the end of 2012. Mobile Commerce is following the same trend with 10 billion... Continue reading
Posted Dec 17, 2012 at Blog Cartes
One of the ID Management conferences’ interests that took place on Thursday 8th November was the Indian presentation on “Smart Governance – Role of Governments in Success”. Mr. Sanjay-Kumar SINHA, Senior Technical Director at the National Informatics Centre of India, presented the Government’s role in Electronic identification. Several projects involving smart cards were launched such as the implementation of the National Id card, the driver’s license, the E-Passport and the Social Security card. First step: choose a restricted population to start the National Identification project This huge project started “from scratch” in 2007. In order to succeed, the government decided to define a process and identify all the necessary steps. Before the launch of the project, several subjects needed clarification such as the criterion to consider for collecting data when most of the citizens are unknown from the government (80% of illiterate people), only use a surname and ignore their... Continue reading
Posted Nov 26, 2012 at Blog Cartes
Traffic and pollution in cities: common questions to face quickly Polyconseil Company a French subsidiary of Bolloré Group attended CARTES 2012, in the Smart Urban Mobility area, to present their Autolib project, that meets the objective of building low-environmental impact, interconnected infrastructures and devices. Not only does Autolib contribute to the deployment of electric vehicles, but it also contributes to improving battery-based power storage technologies. With its leading position in France, Autolib is a recent success story. However, it still has to deal with traffic problems (47% of cancellation due to traffic) and pollution (40,000 deaths / year in Paris). Car-share, an answer expected by consumers People are looking for solutions and “car-share” represents a real alternative to face these issues rapidly. “In 2016, we expect 5.5 Million users in Europe and 4.5 in the USA” said Sylvain Geron, an Associate Director of Polyconseil. To subscribe, customers can use one... Continue reading
Posted Nov 15, 2012 at Blog Cartes
EMV in the USA: a Niche Market or the Start of a Full-Scale EMV Migration? A Testimonial from Bank of America Thursday 8th November, at CARTES 2012, the presentation done together by Jack Jania, from Gemalto and Tony Laquet from Bank-Of-America / Merill-Lynch was a key moment of the EMV.2 daylong conferences. US Market overview: a slow but permanent evolution for citizens In his introduction, Jack Jania reminded the audience of the main changes that are occuring in the US payment market such as the EMV liability shift, the recent launch announcement of the E-Wallets by Isis, MX, Google and Square, and the Durbin amendment, which came into effect last year. The EMV adoption rate is over 60% worldwide (with 50% terminals and 30% of cards in Asia and 76% terminals and 20% of cards in Africa). The USA is just starting to use it with 20 EMV experimentation pilot... Continue reading
Posted Nov 15, 2012 at Blog Cartes
In today’s digital landscape, keeping track of technical jargon can be overwhelming. As a result, the distinction between technologies like EMV® chip-based contactless payment cards and NFC payments has become blurred. EMV contactless cards and NFC mobile payments share common features and represent a new wave of cross-functional payment applications that will gradually replace magnetic stripe technology, enhancing payment cards and mobile wallets. As secure payment specialists, Datacard Group sees huge opportunity in combining the strengths of EMV contactless payment cards and the capabilities of smart phones. We’re setting the record straight about the similarities and differences between these emerging technologies – beginning with their basic definitions. EMVCo is currently owned by American Express, JCB, MasterCard and Visa. EMV is a standard for secure transactions that take place between chip-based payment cards and the payment systems. Electronic chips are being integrated into all major payment card brands to enable secure... Continue reading
Posted Nov 14, 2012 at Blog Cartes
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Securing sensitive data from a mobile into the cloud In terms of security, one of today’s main issue is to protect sensitive data (password, personal information, professional documents, etc.). Within the Eurosmart “Security in the Cloud” demo area, Giesecke & Devrient (G&D) proposed a fast and simple way to protect data and store it in a cloud environment. Mr. Volker W. Gerstenberger explained the risks and opportunities of their solution for smartphones, tablets or PCs. Any type of document can be protected (photo, video, text and sound) but the encryting time response depends on the initial size of the file and the length of the keys (512, 1024, 2048 bytes) used. The whole process is based on smart card technology used in a so called Secure Element. This Secure element Can be a SIM, a Secuure microSD or an embedded Secure Element. Process to secure data Like a traditional Public... Continue reading
Posted Nov 12, 2012 at Blog Cartes
After Eurosmart, Patrick GAUTHIER, Head of Operations, PayPal Retail Services, made a presentation on “Rethinking mobile payments for the era of omni-channel experience”. Patrick started the conference with a recent announcement regarding the first NFC mobile credit card payment realized by Simon Whitfield Canadian Olympic medalist. Used in several pilot projects all over the world, the NFC technology has come a long way since its launch ten years ago. He also came back on a decade of major mobile developments. For the first time this year, consumers own more mobile phones than PCs. In 2000, the first phone equipped with a “GPS” offering consumers geo-location and hyper-local marketing solutions was launched. That same year, the “Bluetooth” technology offering a wireless connectivity to other machines was unveiled. Three years later, the camera appeared on mobiles with Nokia offering “photo” and “video” feature, people using more and more phones for entertainment purposes.... Continue reading
Posted Nov 11, 2012 at Blog Cartes
At CARTES 2012, Paris, this week, there were several announcements, including: Enhanced Platform iCLASS SE announced that its platform delivers advanced security, sustainability, enhanced performance and usability, that simplifies the deployment of both traditional and mobile access control solutions. The latest additions to the platform include the standards-based iCLASS Seos credential for increased security, privacy and portability; and support for the industry-standard Open Supervised Device Protocol for secure, bi-directional communications of interconnected devices. E-bike and RF Technology PikeResearch, a market research firm, release a report in 2010 forecasting that worldwide sales of e-bikes, e-motorcycles and e-scooters -- which are powered by rechargeable electric motors -- will reach more than 466 million between 2010 and 2016. RF tags or cards are used to start the e-bikes. Unit, a company based in France, says that its key is the first ever 2.4 GHz active ISO 7810 card that is compatible with any... Continue reading
Posted Nov 9, 2012 at Blog Cartes
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During this year’s event, HID Global has been demonstrating how NFC tagging can be used for auditing and origination services. This technology can help to improve authentication security and convenience using contactless readers or any NFC-enabled smartphone. This photo shows HID Global’s Richard Aufreiter demonstrating two possible uses. Firstly, the NFC tag on the painting can reveal information such as the artist, the gallery where the painting was last sold, helping to prevent against fraud and counterfeit paintings. Tagging can also be used to log maintenance records, as is demonstrated with this model car. Details of when significant maintenance was undertaken can be securely logged on a maintenance tag, and this information can be accessed and updated with Trusted Tag Readers. HID Global Continue reading
Posted Nov 9, 2012 at Blog Cartes
Interview with Isabelle Alfano, Exhibition Director Continue reading
Posted Nov 8, 2012 at Blog Cartes
Cartes 2012 show floor survey: What is the future of payment? Continue reading
Posted Nov 8, 2012 at Blog Cartes
World Card Summit 2012 Continue reading
Posted Nov 8, 2012 at Blog Cartes
90 Seconds @ CARTES 2012 - Security in the Cloud Continue reading
Posted Nov 8, 2012 at Blog Cartes
Posted Nov 8, 2012 at Blog Cartes
90 Seconds @ CARTES 2012 - Smart Cities & Urban Mobility Continue reading
Posted Nov 8, 2012 at Blog Cartes
90 Seconds @ CARTES 2012 - India Country Guest of Honour Continue reading
Posted Nov 8, 2012 at Blog Cartes
The World Card Summit took place yesterday, 6th November 2012, at CARTES. It was a real opportunity to keep up with the Smartcard market trends and forecasts thanks to Eurosmart’s presentation. Paypal gave its feedback on mobile payments and explained its strategy policy. A round table was also held with key players of the market who gave their point of view on the evolution of our digital society. Oyvind Rastad, Chairman of Eurosmart, opened the World Card Summit. Over 7.5 billion Smart Secure devices will be shipped in 2012 as an estimate (against 7billion in 2011). Telecom operators lead the market (70%). The banking industry represents 20% and Government only 4%. The contactless market is still growing with an estimate of +25% this year, the banking industry representing more than 50% of the market. Growing demands in Government, Banking and Transport industries are expected in the near future (respectively +... Continue reading
Posted Nov 7, 2012 at Blog Cartes
With Advances in the Smartphone Market, is NFC Set to Surpass the Traditional Lock and Key? We rarely go anywhere without our mobile phones – they’re no longer just for calling to say the train is late; we rely on them for all our business needs. But is the smartphone about to signal the end of a pocketful of keys and cards? With the advent of access cards, the importance of the traditional mechanical key has diminished. These cards have become increasingly capable and intelligent. And now, a quantum leap in access control technology has the potential to do away with the need to carry keys and cards by ushering in a new era of portable identity credentials embedded into smartphones. Commuters already use their phones as tickets or boarding passes in many European countries and in Japan, NFC-payment systems have been installed in restaurants, shops and even taxis. On... Continue reading
Posted Nov 7, 2012 at Blog Cartes
The SESAMES Awards Ceremony took place this 5th November 2012 at the Westin Hotel, close to the famous “Place de la Concorde” in Paris. The ceremony was animated by Alex Taylor and introduced by Isabelle Alfano, Exhibition Director. CARTES is pleased to present an exclusive interview of M. Charly Rohart, General Manager of RCDEVS and lucky prize winner of the “Discovery” category of the SESAMES Awards. Bonjour Monsieur Charly Rohart, thank you so much for accepting this interview, just after receiving a 2012 SESAMES Award, and please receive our warmest congratulations. INTRODUCTION CARTES: We would like to know your first feelings and thoughts after receiving this prestigious award? Charly Rohart: I come from a small French town and have been managing a very young start-up that develops software and architecture solutions for Internet for only two years. Coming to Paris and receiving such a prestigious award in a competition in... Continue reading
Posted Nov 6, 2012 at Blog Cartes
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“The expansion of smart security markets gives rise to new challenges, but especially new opportunitites.” During the last few years, we’ve seen the frontiers of the Smart Security industry expanding to larger countries or continents: IoT, M2M, Cloud Computing, Mobile Security as a whole, and not just limited to SIM card, etc. Is this evolution raising new issues and challenges for Eurosmart? Indeed, challenges, but especially opportunities to “advocate the use of Smart Security Devices, solutions and services to enhance the usability of digital services while protecting privacy and combatting fraud”. In our digital society, securing digital information and transactions is becoming an important and growing challenge for governments, businesses and individuals alike. But these challenges are matched by the degree of opportunity. The recent proposal from the European Commission for a regulation on e-Identification, e-Authentication and e-Signatures is another step forward towards removing existing barriers to Europe’s digital development,... Continue reading
Posted Nov 6, 2012 at Blog Cartes
In emerging countries across the world, Civil ID programs are taking shape. For these countries, growth, prosperity and political stability depend on providing burgeoning populations with access to basic services, such as pensions, entitlements, education, banking, as well as secure voting systems. Unlike developed countries, emerging nations often lack an identity infrastructure, making it imperative that identifying and authenticating an individual be easy and resistant to fraud. Because other forms of identity such as personal identification numbers (PINs) or identity cards can be faked, shared, lost or stolen, they are less desirable, as they are susceptible to rampant fraud. Biometrics is a portable identity for citizens that can be reused in many other programs in both the public and private sectors. Delivering services such as entitlements, banking and voting brings points-of- service access to rural populations in a cost-effective, reliable and secure way. Many countries are now fingerprinting their entire... Continue reading
Posted Nov 5, 2012 at Blog Cartes
“Traditional players tend to be fast followers or slow followers as opposed to inventing something new and driving it,” says Drew Luca, a Principal in PWC’s Banking Strategy Technology and Operations practice and co-leader of PwC’s U.S. Payments Practice. He notes that the up-and-comers are the ones creating new ways of doing things in payments. Kathleen McDowell, a director in PwC's Financial Services Payments Advisory Practice, says that technology is driving the innovation. Social commerce has fundamentally changed consumer behavior, even in terms of payments. These phenomena are creating the opportunity for disintermediation of traditional players in the payments arena. In Luca’s opinion, traditional players are going to struggle to move fast enough to remain relevant. “They’re at an inflection point, which says they either have to determine that they’re going to become much more innovative and much more rapid than they historically have moved,” he notes. He believes that... Continue reading
Posted Nov 5, 2012 at Blog Cartes
We call them “swipers,” although some show the label “Chip&Pin”. Their security has stirred debates and some changes for the better: they are now PCI-DSS and PCI-PTS compliant. These “light” card readers associated with current smartphones are spoiling the party. They are not just opening up new markets but they are actively taking part in the renewal of the traditional payment culture, by directly threatening the status of the classic POS. Mobiles, mobiles, always mobiles… It has become rather commonplace to describe the device as the Swiss-Army knife of the digital era. It’s much more than that, thanks to the explosion of applications and physical “prostheses”: flash memory sticks, stickers, cradles, miscellaneous cases and now mini-card readers that can be plugged into the serial port, the audio jack or connected via Bluetooth – which is providing the stellar base (a future black hole?) of an unprecedented force field, paving the... Continue reading
Posted Nov 2, 2012 at Blog Cartes
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Olivier Caleff is chair of the Security in the Cloud track at CARTES 2012, Paris, Nov. 6-8. As a co-founder of the French Chapter of the Cloud Security Alliance, Caleff talked with SourceMedia in anticipation of the conference. What is the most important thing for CARTES attendees to know about cloud computing? The crucial role played by authentication. It’s the main security service that prevents a prying eye from accessing someone else’s cloud environment and using the information. You must establish a high level of trust and use an authentication strength that matches the classification of the assets to be accessed. Additional recommended services are authorization and logging, for log analysis. Do cloud computing’s benefits really outweigh the risks? Well, you‘d rather ask this question to risk managers. They are in a position to assess and balance the risks. The Cloud Security Alliance provides methodologies and checklists to support this... Continue reading
Posted Oct 31, 2012 at Blog Cartes
The way we pay and proceed to transfers is drastically evolving. Raconteur Media's complete study on the future of payments explains the developments and challenges that we will face tomorrow. To read the digital report, please click here. Continue reading
Posted Oct 29, 2012 at Blog Cartes