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Amoruso & Amoruso
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The ER Can Be a Major Challenge for Alzheimer’s Patients / New York, NY & Greenwich, CT
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Start planning long before a visit is needed. Careful planning can often help patients with Alzheimer’s to be more relaxed and comfortable if the day comes when a trip to the emergency room becomes necessary, according to The Advocate in “Alzheimer’s Q&A: What should I know before taking someone with... Continue reading
Posted yesterday at New York Estate Planning & Elder Law
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Life Insurance Can Be Part of Taxable Estate / Greenwich, CT & White Plains, NY
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Life insurance isn’t taxable to beneficiaries but there can still be a tax involved. An Irrevocable Life Insurance Trust or “ILIT” can be a key part of your overall estate plan, according to JD Supra in the article “Estate Planning: The Irrevocable Life Insurance Trust,” An ILIT can be used... Continue reading
Posted 2 days ago at New York Estate Planning & Elder Law
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The Wrong Benefit Is Likely to Be Smaller and Forever / New York, NY & White Plains, NY
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Social Security options need to be approached carefully. Many people have been known to confuse “Restricted Application” with the “Claim and Suspend” strategy and that can cause some problems, according to Forbes in “Put Thousands In Your Pocket By Taking Advantage Of the Social Security ‘Restricted Application’.” Both tactics require... Continue reading
Posted 2 days ago at New York Estate Planning & Elder Law
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Company Helps Boomers Ease Pressure of Downsizing / White Plains, NY & Greenwich, CT
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If the clients wait until the last minute, panic can set in. A woman and her team focus on the difficulties of the work as well as the emotional challenges faced by Baby Boomers who opt to downsize, according to Columbus CEO’s article “Estate Planning and Retirement: How to Downsize... Continue reading
Posted 4 days ago at New York Estate Planning & Elder Law
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Offered Early Retirement? Consider the Options / New York, NY & Greenwich, CT
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Offers to leave your job with compensation are growing at a considerable rate. The offering of early retirement has grown tremendously in the U.S. However, it is important to think the options through carefully before making your decision, according to Money in “This Is the Only Time You Should Accept... Continue reading
Posted 5 days ago at New York Estate Planning & Elder Law
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Age Doesn’t Matter—You Need an Estate Plan / Greenwich, CT & New York, NY
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How many people over the age of 45 do not have a prepared will? Two out of Five! Many people seem to have difficulty getting started with an estate plan. However, it really doesn’t take much to do the planning necessary to help family members who survive you, according to... Continue reading
Posted Feb 15, 2019 at New York Estate Planning & Elder Law
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A Fiduciary Has Considerable Responsibilities / New York, NY & Greenwich, CT
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It sounds financial but it isn’t. It is all about the person’s behavior in the relationship. A fiduciary relationship is a legal relationship that includes responsibilities that can be enforced and it is important to look closely at it, according to the Denton Record-Chronicle in “What is the “F” word?”... Continue reading
Posted Feb 14, 2019 at New York Estate Planning & Elder Law
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When It Comes to Farming, It’s All about the Family / White Plains, NY & Greenwich, CT
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Government regulations usually have less impact than family relations. There are some big estate planning mistakes that farmers can make. It is best to be aware of them and avoid following in the footsteps of others, according to Ag Web in “5 Estate Planning Mistakes You Don’t Want To Make.”... Continue reading
Posted Feb 13, 2019 at New York Estate Planning & Elder Law
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Why Didn’t Cinderella’s Dad Plan Ahead? / New York, NY & White Plains, NY
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The tale might be light-hearted, but it is actually a dire position for the daughter. Proper estate planning by Cinderella’s father could have created an entirely different outcome in that very famous fairy tale, according to The National Law Review in “A Cautionary Fairy-Tale–If Only Cinderella’s Father Had An Estate... Continue reading
Posted Feb 12, 2019 at New York Estate Planning & Elder Law
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Planning Can Give Someone Access to Your Health Documents / Greenwich, CT & New York, NY
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Laws can still prevent someone with your Advanced Care Directive from accessing medical records. It seems illogical that the person who is named as your agent under an Advanced Care Directive can’t gain access to your health care records. However, that can sometimes be the case, according to the Monterey... Continue reading
Posted Feb 11, 2019 at New York Estate Planning & Elder Law
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No Estate Plan Yet? Make It a Goal for This Year! / Greenwich, CT & New York, NY
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Life is full of surprises, so perhaps it is best to be as prepared as possible. Do you know you need a Health Care Proxy, a Power of Attorney (POA) and an estate plan? Getting organized to create a will is a good place to start, according to the Toronto... Continue reading
Posted Feb 8, 2019 at New York Estate Planning & Elder Law
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Professional Advice Can Make Retirement Even Better / New York, NY & White Plains, NY
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Signing up for retirement isn’t simple, because you have many options. There are many options when it comes to retirement, so it can be helpful to seek professional advice before making decisions that can’t easily be reversed, according to the Cleveland Jewish News in “Professionals can ease a person into... Continue reading
Posted Feb 7, 2019 at New York Estate Planning & Elder Law
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Self Employed? You Still have Retirement Options / Greenwich, CT & White Plains, NY
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Even if you are self-employed, you can still plan for retirement. People who own and run a business often find themselves without the usual plans available to employees, such as a 401(k). However, that does not mean they do not have options to save for retirement, according to Zing! in... Continue reading
Posted Feb 6, 2019 at New York Estate Planning & Elder Law
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Estate Planning Is Still a Key to Protecting Your Family / White Plains, NY & New York, NY
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The larger picture needs to be considered rather than the short term. The federal estate planning exemptions have been increased. However, that doesn’t mean an estate plan is not needed because it is still a good tool when it comes to protecting your heirs, according to ThinkAdvisor in “Estate Planning... Continue reading
Posted Feb 5, 2019 at New York Estate Planning & Elder Law
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Estate Plan Can Put You Back in Control / New York, NY & Greenwich, CT
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Want to become more in control? Get that estate plan in order. When it comes to investments, the risks involved can make us feel we are not in control. However, if you want to feel more in control, take a good look at your estate plan, according to the Daily... Continue reading
Posted Feb 4, 2019 at New York Estate Planning & Elder Law
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Don’t Be Surprised by Taxes during Retirement / New York, NY & Greenwich, CT
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Retirement accounts usually have the largest impact. However, there are also other income streams. One of the surprises that can catch you unawares is that taxes during the working years are usually much simpler than taxes during retirement, according to The News Tribune in “Implement an efficient tax strategy to... Continue reading
Posted Feb 1, 2019 at New York Estate Planning & Elder Law
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Scammers on the Prowl for Vulnerable Seniors / Greenwich, CT & New York, NY
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Scam artist targets woman who is grieving for her husband. Scammers work on the easiest targets, so senior citizens are often their targets in hopes they will catch them off guard at their weakest moments, according to Newsday in “Nassau, Suffolk police warn of phone scammers posing as officials.” The... Continue reading
Posted Jan 31, 2019 at New York Estate Planning & Elder Law
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Estate Planning: An Easy New Year’s Resolution to Keep / New York, NY & White Plains, NY
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It isn’t difficult to get the process started. Many Americans make New Year’s resolutions. However, it turns out that very few keep them. One New Year’s resolution that is relatively easy to keep and helps prevent your family from unnecessary stress in the future is getting your estate plan in... Continue reading
Posted Jan 30, 2019 at New York Estate Planning & Elder Law
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Better to Organize Papers before Someone Dies / White Plains, NY & Greenwich, CT
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Handling the decedent’s final affairs. When a family member passes away, there are some important papers and information that must be gathered. The smart way to address the issue is to gather the papers beforehand and have assistance from an estate planning attorney, according to The Balance in “Important Papers... Continue reading
Posted Jan 29, 2019 at New York Estate Planning & Elder Law
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Tax Changes will have Impact on Divorces / New York, NY & Greenwich, CT
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Assets will have to be divided as well as dealing with paperwork, courts and tax law changes. Dividing up assets is difficult in a divorce and the new tax law changes that went into effect in January 2019 are not going to make it any easier, according to Next Avenue... Continue reading
Posted Jan 28, 2019 at New York Estate Planning & Elder Law
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To-do List for 2019 Should Include These Documents / New York, NY & Greenwich, CT
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Don’t wait until you are under pressure, to create these safeguards. If you don’t have documents that protect you, your family and your assets, you should consider doing yourself a favor and putting them on your list to accomplish in 2019, according to Fox Business in “3 financial documents everyone... Continue reading
Posted Jan 25, 2019 at New York Estate Planning & Elder Law
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Seconds to Leave Your Home? What Do You Take? / New York, NY & Greenwich, CT
A “go-bag” can protect your family, until you can head home again. As we all know from news events, you never know when an emergency will arise that causes the evacuation of your home. If that should happen, do you have a “go-bag” that will protect your family until life... Continue reading
Posted Jan 25, 2019 at New York Estate Planning & Elder Law
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How Do You Fill Void when Caregiver Role Ends? / Greenwich, CT & White Plains, NY
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What happens to the caregiver when your loved one is gone? Providing care for another adult can be difficult, because the caregiver often puts their life on hold. They may find themselves facing a new challenge later, according to the AARP Bulletin in “What Happens When Caregiving Ends?” The article... Continue reading
Posted Jan 23, 2019 at New York Estate Planning & Elder Law
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Can Bankruptcy have an Impact on Your IRA? / White Plains, NY & New York, NY
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Protection varies, according to state law. IRAs are protected from bankruptcy. However, there are some limitations you should guard against, according to The Balance in “What is IRA Bankruptcy Protection?” President George W. Bush signed bankruptcy protection into law in 2005 with the Bankruptcy Abuse Prevention and Consumer Protection Act... Continue reading
Posted Jan 22, 2019 at New York Estate Planning & Elder Law
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The Majority of Elderly End Up Needing Long-Term Care / New York, NY & Greenwich, CT
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Not having a long-term care plan can put your family at financial risk. A government report estimates a vast majority of those over 65 will end up needing long-term care. However, many people do not have plans to meet the expenditures, according to Westfair Online in “Keybank poll reveals clients... Continue reading
Posted Jan 21, 2019 at New York Estate Planning & Elder Law
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