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Amoruso & Amoruso
Recent Activity
How Do I Contest a Will?
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“You are still mourning the loss of a loved one and you just learned that you were cut out of the will. What should you do?” First, know that this happens quite a bit. A Forbes article, “5 Things You Should Know About Contesting A Will” says that disgruntled heirs... Continue reading
Posted 13 hours ago at New York Estate Planning & Elder Law
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Do Annuities in 401(k)s Work for Retirement Income?
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“Proposed U.S. legislation would make it easier for employers to offer annuities in 401(k) retirement plans that provide retirees fixed payments for as long as they live.” The role of annuities in retirement planning is one aspect of the Secure Act that was passed by the House in May and... Continue reading
Posted yesterday at New York Estate Planning & Elder Law
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Can I Get Social Security Disability Benefits for Leukemia?
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“No matter how severe your leukemia is, your medical condition, by itself, will not qualify you for disability benefits.” After getting diagnosed with leukemia, your first thoughts are probably about your health and your future with your family and friends. The disease and the anti-cancer treatments might make you too... Continue reading
Posted 2 days ago at New York Estate Planning & Elder Law
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Should I Roll a 401(k) Into an IRA?
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“What should you do with the money in your 401(k), when you leave your job?” Your first instinct when leaving a job, for retirement or a new opportunity, may be to take your money with you, by rolling it into an Individual Retirement Account (IRA). That may not be such... Continue reading
Posted 3 days ago at New York Estate Planning & Elder Law
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Can I Get Social Security Disability Benefits for Colon Cancer?
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“The SSA uses the Adult Listing of Impairments, also called the Blue Book, to determine whether your colon cancer is severe enough to make you eligible for disability benefits.” If you have colon cancer, you might need some help with your finances after you step away from your job because... Continue reading
Posted 4 days ago at New York Estate Planning & Elder Law
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Early Social Security Can Be a Good Idea – Sometimes / White Plains, NY & New York, NY
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Sooner rather than later can turn out to be a good strategy. Even though there are many, many excellent reasons to delay taking Social Security benefits, there are some good reasons to take it early that do make sense, according to the Government Executive in “Why You Might Want to... Continue reading
Posted 7 days ago at New York Estate Planning & Elder Law
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Irrevocable Life Insurance Trust Can Be a Good Tool / Greenwich, CT & New York, NY
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There are pros and cons to trusts and it is wise to know about them. Revocable trust and irrevocable trusts are excellent tools to be used in estate planning and the key is knowing when and how to use them, according to kake.com in “How an Irrevocable Life Insurance Trust... Continue reading
Posted Aug 15, 2019 at New York Estate Planning & Elder Law
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Generational Wealth Transfer through Education / New York, NY & Greenwich, CT
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Is it true that wealth lasts for many generations? The real root to accumulating and transferring wealth is through supporting education, helping in the purchase of a home or in getting married, according to Fast Company in “5 lies you’ve been told about generational wealth.” Here are a few commonly... Continue reading
Posted Aug 14, 2019 at New York Estate Planning & Elder Law
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Own a Small Business? Estate Planning Is Crucial / White Plains, NY & New York, NY
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Plan needs to address the owner’s personal life and the future of the business. Everyone needs an estate plan but small business owners need to take an additional step and plan for what they want to see happen to their business, according to grbj.com in “Estate planning for small businesses.”... Continue reading
Posted Aug 13, 2019 at New York Estate Planning & Elder Law
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Elder Law Estate Planning Can Be Helpful for Your Children / Greenwich, CT & White Plains, NY
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Children may not have to make as many major decisions at a difficult time in their lives. Elder law estate planning can make the lives of adult children easier by setting major goals and tasks in the process, according to the Times Herald-Record in “Three ways for seniors to make... Continue reading
Posted Aug 12, 2019 at New York Estate Planning & Elder Law
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Some Retirees End Up Returning to Work
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Half of all Americans working toward retirement expect to work past the age of 65. You can work and plan your retirement. However, it is possible that you may end up returning to work either for financial, social or other reasons, according to the New Hampshire Register in “Returning to... Continue reading
Posted Aug 9, 2019 at New York Estate Planning & Elder Law
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The Many Factors of Preparing for Retirement / Greenwich, CT and White Plains, NY
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A checklist can help you stay on top of preparing for those later days. You work long and hard during your life and those retirement days are finally approaching. Unfortunately, some are prepared for those days and some are not, according to CNBC in “Nearing retirement? This checklist can help... Continue reading
Posted Aug 8, 2019 at New York Estate Planning & Elder Law
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Estate Plan? Don’t Forget Digital Assets / New York, NY & White Plains, NY
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Work hard, plan your retirement and don’t forget the digital world. People can behave responsibility by working with an estate planning attorney to create a will, power of attorney and health care proxy as well as other important documents to protect their heirs. However, it is important to remember it... Continue reading
Posted Aug 7, 2019 at New York Estate Planning & Elder Law
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Choosing a Power of Attorney Can Be Tough Decision / White Plains, NY & Greenwich, CT
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Transparency is usually the best case, so make that choice wisely. If you decide to choose a family member for power of attorney, remember to consider the possibility of a family feud, according to Considerable.com in “How to assign power of attorney without sparking a family feud.” Start by understanding... Continue reading
Posted Aug 6, 2019 at New York Estate Planning & Elder Law
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Secure Act May Reduce the Value of Retirement Plans / Greenwich, CT & New York, NY
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The stretch IRA may disappear into the past. The House recently passed the Setting Every Community Up for Retirement Enhancement Act, known as the Secure Act, and it’s widely expected to pass the Senate. While its name sounds like it’s looking to help Americans with retirement, it is possible the... Continue reading
Posted Aug 5, 2019 at New York Estate Planning & Elder Law
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It Can Be an Unpleasant Surprise but a 401(k) Is Taxable / White Plains, NY & New York, NY
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While it is taxable on withdrawal, the contributions lower your taxable income. It comes as a surprise to some retirees that the withdrawals from a 401(k) are taxable. However, it is important to remember that the contributions are beneficial, because they lower taxable income, according to Market Watch in “How... Continue reading
Posted Aug 2, 2019 at New York Estate Planning & Elder Law
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Updated Estate Plan Can Help Your Heirs / Greenwich, CT & New York, NY
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Even if net worth is not high, a second look at your plan can be beneficial. The Federal Tax Cut and Jobs Act is a good reason for people, regardless of the amount of their assets, to either create an estate plan or review an already existing plan, according to... Continue reading
Posted Aug 1, 2019 at New York Estate Planning & Elder Law
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A POA Is Important to You Now, and Later / White Plains, NY & New York, NY
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It is important to realize that you can name your power of attorney. A power of attorney is someone you name to act on your behalf should you become unable to handle your finances or make your own decisions. If you do not have a power of attorney, then someone... Continue reading
Posted Aug 1, 2019 at New York Estate Planning & Elder Law
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Disinheriting a Child Can Be Difficult Emotionally and Legally / New York, NY & Greenwich, CT
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A real-life problem when long-lost relatives show up. A trustee and only beneficiary of her mother’s trust explained her difficulties when her long-lost sister suddenly showed up toward the end of her mother’s life, according to the Santa Cruz Sentinel in the article “It’s never too early to disinherit children.”... Continue reading
Posted Jul 31, 2019 at New York Estate Planning & Elder Law
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Work after Retirement Age Can Be Beneficial / Greenwich, CT & White Plains, NY
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A leisure world of retirement doesn’t appeal to everyone. If you have decided that you have had enough of work and plan to retire as soon as feasible, you might first take a look at some really good reasons to continue, according to USA Today in “18% of baby boomers... Continue reading
Posted Jul 31, 2019 at New York Estate Planning & Elder Law
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Age-Restricted Communities on the Increase / Greenwich, CT & White Plains, NY
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You have choices, so what are your interests? There are a number of options with age-restricted communities. However, active community living is one of the growing choices, according to Next Avenue in “How to Choose a 55+ Active Adult Community.” How can you determine which is the best for you?... Continue reading
Posted Jul 26, 2019 at New York Estate Planning & Elder Law
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Scammers Continue to Target Social Security Recipients / New York, NY & Greenwich, CT
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The average loss to the elderly is $1,500 per successful scam. Seniors across the U.S. receiving Social Security continue to be targeted with many scams. However, a favorite seems to be convincing you to buy gifts cards with your savings, according to The Sentinel Source in “How to protect yourself... Continue reading
Posted Jul 25, 2019 at New York Estate Planning & Elder Law
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Transfer on Death Accounts Can Avoid Some Probate / New York, NY & White Plains, NY
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No will or trust? The estate is most likely going to probate court. Transfer on death accounts can avoid some assets from going through probate. However, it is important to know that the laws governing TODs vary from state to state, according to Yahoo! Finance in “Transfer on Death (TOD)... Continue reading
Posted Jul 24, 2019 at New York Estate Planning & Elder Law
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Life Can Get Complicated If You Inherit Money / Greenwich, CT & New York, NY
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When money suddenly comes into the picture, there will most likely be challenges. There are many, many questions that can arise when you inherit money, such as do you pay down debts or do you invest, according to The Kansas City Star in “Coming into some money? Be wise with... Continue reading
Posted Jul 23, 2019 at New York Estate Planning & Elder Law
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Oil Tycoon Loses Lawsuit, Family Retains Control with Trust / White Plains, NY & Greenwich, CT
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Jack Grynberg built a billion-dollar industry but faces a near total loss of assets. Denver oil tycoon Jack Grynberg placed his assets into trusts for his family to protect his wealth and now has lost a suit to retain his wealth after the family fired him, according to The Denver... Continue reading
Posted Jul 22, 2019 at New York Estate Planning & Elder Law
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