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Central Indiana Estate Planning & Elder Law
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The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living.... Continue reading
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The United States veteran population is some 20 million strong, many of whom face health challenges separate from non-Veterans. Due to their military training, Veterans have a well-defined culture that is strong on values, codes of conduct, respect of superiors, and customs to name a few. Due to this culture,... Continue reading
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Going to the doctor is more than just casual small talk with a stranger. Often, you must explain your ailment quickly and succinctly, trust that your doctor has your best interests at heart and will keep your confidentiality; and make yourself vulnerable and talk about health issues that may be... Continue reading
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When it comes to establishing wills and estate plans, older Americans outpace their younger counterparts. Still, a significant number — 19 percent of those over age 72 and 42 percent of those between 53 and 71, according to survey data — lack any type of estate plan. Although managing these... Continue reading
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It is no secret that a healthy lifestyle has a significant impact on your well-being and the earlier you implement a healthy lifestyle strategy, the greater the potential benefit regarding your longevity. Your lifespan can be increased by as much as 14 years for a woman and 12.2 years for... Continue reading
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In the largest ever nationwide elder fraud sweep the US Department of Justice (DOJ) has identified more than 260 defendants in fraud accounting for more than 750 million dollars. In each case, the defendants allegedly engaged in financial tactics that either specifically targeted or mostly affected seniors. The fraud operations... Continue reading
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We recently visited with Halo Senior Solutions, to talk about what makes them unique, this is what they had to say: Halo Senior Solutions oversees every step of a senior’s move. They are a full service concierge for those 55+ and in transition. Similar to what a Wedding Coordinator does... Continue reading
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A significant portion of Americans are saving nothing for retirement and very little in their day to day lives. While the unemployment rate is low and wages are seeing an increase the American worker is not saving enough of their income which will inevitably lead to short falls of operational... Continue reading
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Advances in technology are constantly changing the way we live our lives and seniors are no different. There are variety of new options emerging in technology that can improve resident security in senior living. Many things that have long been used in security for senior living facilities are still relevant,... Continue reading
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According to Veyo, a leader in the Non-Emergency Medical Transportation (NEMT) industry, there are over three and a half million people who have a difficult or impossible time getting to their doctor’s appointments. Many of these people are seniors. Moreover, many of these seniors have chronic conditions, and serious quality... Continue reading
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Contemplating our own death is one of the hardest challenges we will ever have to face. Yet, if we want our dying to be meaningful and merciful, it is imperative that we think about it while we still can. Most of us want to die at home, in a familiar... Continue reading
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Many elderly people who are diagnosed with dementia are unprepared for future care. Once this type of diagnosis is received, preparing for the future can no longer be avoided. If you or someone you love has received a dementia diagnosis, begin immediately to discuss and seek guidance for future care.... Continue reading
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Most people dream of the day they can retire. The problem is that many do not move beyond dreaming to planning. Planning can be done no matter what your age, but experts encourage people to start as early as possible. Retirement planning can seem like a daunting endeavor for many... Continue reading
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We recently visited with Home Instead Senior Care of Noblesville, to talk about what makes them unique, this is what they had to say: Home Instead Senior Care is a locally owned and operated Non-medical home care company. As the original franchise owner for the State of Indiana they have... Continue reading
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A major problem that faces Americans as they grow older is Elder Financial Abuse. But did you know that there is a documented link between elder financial abuse and Medicaid denials? What is Elder Financial Abuse? Elder financial abuse is a growing issue for Americans. Studies show that $2.9 Billion... Continue reading
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Early Made Plans Jack and Doris wanted to divide their property equally between their three children. The house should go to their daughter, Mary, who loved it, and the rest of their estate should be apportioned equally between their sons David and Paul. Jack and Doris’s attorney drafted a will... Continue reading
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Long term care (LTC) is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system which can be formally or informally provided. Formal facilities that provide long term care... Continue reading
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We recently visited with BrightStar Care Home Care, to talk about what makes them unique, this is what they had to say: BrightStar Care Home Care, voluntarily seeks Joint Commission Accreditation in addition to their Indiana State licensure. They provide 24 hour nurse availability to their clients. The Professional Care... Continue reading
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Alzheimer’s is a chronic neurodegenerative disease typically with a long pre-clinical phase which gradually worsens. Initial symptoms are often mistaken for normal aging and include problems with language, mood swings, disorientation, loss of motivation, poor self-care and behavioral issues. There are no treatments to stop or reverse the disease progression.... Continue reading
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According to the US Census Bureau, more than 51 million Americans are currently aged 65 or older, and the number is steadily increasing while medical and technological advancements are allowing seniors to live longer and better lives than ever before. The expanding needs of the US aging population are contributing... Continue reading
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We recently visited with Select Physical Therapy, to talk about what makes them unique, this is what they had to say: Select Physical Therapy provides an exceptional patient care experience that promotes healing and recovery in a compassionate environment. They deliver superior quality in all that they do, set high... Continue reading
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Receiving your social security benefits at an earlier age will not reduce the overall amount of your benefit over time. Because you will be taking it at a younger age, your monthly payment will be smaller than if you had waited but the aggregate payout overtime will be the same... Continue reading
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You may see it coming: Unfortunately, as hard as you try, you just can’t take care of your ill spouse at home any more. At this emotionally difficult time, the last thing you need is the stress of not knowing where to find the money to pay for the steep... Continue reading
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A letter of instruction can be a beneficial piece in estate planning. It is an informal document that will give your loved ones important information about personal and financial matters after your death. Letters of instruction are not legally binding and do not replace your need for a will or... Continue reading
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Roughly half of all Americans don’t have a will, so if you’ve already taken this vital step to protect your assets and successors then congratulations are in order - you’re already ahead of the curve. While a will is a necessary document that every person who owns assets should have,... Continue reading