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Central Indiana Estate Planning & Elder Law

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The SECURE Act Signed Into Law for 2020

Congress has passed a bipartisan appropriations bill. In the contents of this spending bill is a piece of legislation known as the Setting Every Community Up for Retirement Enhancement Act (SECURE), the first significant change in retirement legislation since the Pension Protection Act in 2006. The President signed the Act... Continue reading

Posted Jan 6, 2020 at Central Indiana Estate Planning & Elder Law

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Caregiving for Your Ill Spouse

Caring for a seriously ill spouse can trigger relationship challenges. In the process of change, you can lose your best friend, your love, and your future as you both had imagined it. Promises will change from words spoken in oath on your wedding day to deeds of care in your... Continue reading

Posted Jan 3, 2020 at Central Indiana Estate Planning & Elder Law

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Reasons Why You Shouldn’t Add a Child’s Name to Your Bank Account

Although it can be useful to have another party available to keep track of bills when you’re sick or away, adding a child’s name to a bank account may be more of a hassle than it’s worth. Doing so may have unintended consequences for both you and the child. First... Continue reading

Posted Dec 30, 2019 at Central Indiana Estate Planning & Elder Law

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Be Aware of These Everyday Devices That Can Be Hacked

The internet of things (IoT) is responsible for many conveniences via embedded electronic devices, and many seniors are making use of these technologies. It is becoming increasingly common for everyday items like refrigerators, thermostats, and doorbells to be internet-connected making our homes and personal information subject to hacking. A hacker... Continue reading

Posted Dec 24, 2019 at Central Indiana Estate Planning & Elder Law

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An Update on Federal Spousal Impoverishment Protections

Federal spousal impoverishment protections were set to lapse in March 2019. Two bills were proposed to deal with that issue. H.R. 1343 is still sitting in the House, but H.R. 3253 was enacted on August 6, 2019. H.R. 1343, or the Protecting Married Seniors from Impoverishment Act, would have made... Continue reading

Posted Dec 23, 2019 at Central Indiana Estate Planning & Elder Law

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Understand These Health and Financial Questions Before Turning 65

In the United States, turning 65 years of age is a milestone on many levels, but before this birthday, there is a hefty checklist that you need to address to continue aging successfully. Overall the most crucial thing to do before turning 65 is to invest your time wisely crafting... Continue reading

Posted Dec 18, 2019 at Central Indiana Estate Planning & Elder Law

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Gen Xers Retirement Planning and Life Expectancy

As Gen Xers enter into their 40s and 50s, it is time for them to become active in the creation and execution of their retirement planning. There are many things to consider, including finances, investments, insurance policies, legal documents, living arrangements, and healthcare. It is advisable to make a detailed... Continue reading

Posted Dec 16, 2019 at Central Indiana Estate Planning & Elder Law

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Bacteria: The Hidden Cause of Many Diseases

Health experts have been advising people for years about unhealthy habits being the cause of "lifestyle" diseases that are increasing across the US. These lifestyle diseases become more common with age and include heart disease, type 2 diabetes, some cancers, and Alzheimer's disease. Around the globe, these diseases account for... Continue reading

Posted Dec 13, 2019 at Central Indiana Estate Planning & Elder Law

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Topics to Consider when Caring for an Aging Parent

It is essential to bring up a parent's aging expectations and set goals together even though initial discussions may be uncomfortable. Often, an exploration into a parent’s future thoughts about health, finances, and residential plans can make the difference between reacting to a crisis or following an established plan that... Continue reading

Posted Dec 9, 2019 at Central Indiana Estate Planning & Elder Law

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A Look at Social Security for Millennials

When the US federal government established its social insurance program on August 14, 1935, its purpose was to provide retirement, disability, and survivors’ benefits. Since that time, in part due to the disappearance of extended family networks, an increase in population, and a profound increase in life expectancy, it has... Continue reading

Posted Dec 4, 2019 at Central Indiana Estate Planning & Elder Law

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Beware of Genetic Testing Scams

An alert has been issued by the US Department of Health and Human Services Office of Inspector General about a fraud scheme that involves genetic testing. The warning is for Medicare beneficiaries across the nation, and the federal government is working with law enforcement to put an end to the... Continue reading

Posted Dec 2, 2019 at Central Indiana Estate Planning & Elder Law

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Benefits of Virtual Care in Senior Living

For care providers and aging seniors in the information age, the future is now. While still with some challenges, adoption of virtual care as a standard in senior living and aging services has become a fully integrated and accepted practice to overcome obstacles in senior healthcare. Virtual care techniques have... Continue reading

Posted Nov 26, 2019 at Central Indiana Estate Planning & Elder Law

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Understanding the Link Between Diet, Exercise and Alzheimer’s

Concerns about your memory or that of a loved one should never be ignored. There are many resources available through a simple internet search, and professional associations that provide education and guidance through a maze of questions you may have regarding how to approach someone you suspect may be experiencing... Continue reading

Posted Nov 25, 2019 at Central Indiana Estate Planning & Elder Law

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Safe Shopping Tips for Seniors

When we think of shopping, there are certain risks that are always a possibility. Unfortunately, seniors are often more vulnerable to these risks. The holiday season often brings with it criminals who are targeting shoppers, both in stores and online. Below are some tips to help senior shoppers stay safe... Continue reading

Posted Nov 20, 2019 at Central Indiana Estate Planning & Elder Law

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Newly Associated Diseases for Vietnam Veterans

During the Vietnam War (1962-1975), the United States military, as well as the Republic of Vietnam, used defoliants for tactical purposes to reduce cover for enemy forces, improve perimeter visibility of military installations, and even to kill enemy food crops. Agent Orange is the most infamous of the tactical herbicides... Continue reading

Posted Nov 18, 2019 at Central Indiana Estate Planning & Elder Law

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Addressing Resident Abuse in Senior Living Facilities

If you have an elderly family member or friend living in an assisted living or skilled nursing facility, it is imperative that you stay attuned to the signs of abuse to your loved one. The National Center on Elder Abuse reports the most common types of abuse include physical (29%),... Continue reading

Posted Nov 13, 2019 at Central Indiana Estate Planning & Elder Law

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Should You Rethink Your Retirement Portfolio?

Kiplinger.com is suggesting it is time to rethink your financial retirement portfolio. You may have built up a significant nest egg in a 401(k) plan, but it does come with serious baggage during your golden years. It is impossible to argue against the early stages of a 401(k) when employers... Continue reading

Posted Nov 11, 2019 at Central Indiana Estate Planning & Elder Law

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The Do's and Don’ts of Nursing Home Contracts

Suppose your mother can no longer make decisions for herself and she now needs nursing-home care. You are stressed and anxious. The nursing home puts a twenty-page, single-spaced contract in front of you. You wish you could flip straight to the last page and sign then and there, just to... Continue reading

Posted Nov 6, 2019 at Central Indiana Estate Planning & Elder Law

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Aging in an Intergenerational Community

Master plans for inter-generational community living models are changing the shape of the aging experience from the ages of 8 up to 80 years of age and beyond. Dubbed “new urbanism” it is the belief that a living environment with high standards can have a positive effect on the quality... Continue reading

Posted Nov 4, 2019 at Central Indiana Estate Planning & Elder Law

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Signs that Assisted Living May Not Be Enough

Jerry’s mother Jane decided, on her own, that it was time to move into an assisted-living facility. Jane’s arthritis had worsened to the point where she couldn’t dress herself, she struggled to get in and out of the shower, and she was lonely living by herself. Jane did very well... Continue reading

Posted Oct 30, 2019 at Central Indiana Estate Planning & Elder Law

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Autism Cares Act of 2019 Signed into Law

Much attention over the last ten years has been given to the research for causes and treatment of Autism Spectrum Disorder, also known as ASD. The Combating Autism Act became a law in 2006, was reauthorized in 2011, then again reauthorized and renamed to Autism CARES Act in 2014 (Autism... Continue reading

Posted Oct 28, 2019 at Central Indiana Estate Planning & Elder Law

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Which Hospital Will You Go to in a Medical Emergency?

When you dial 911 for emergency medical services (EMS) your transport may route you to a hospital that is not near your home. While you have the right to ask to be transported to the hospital of your choice, either out of preference or to stay in your insurance network... Continue reading

Posted Oct 23, 2019 at Central Indiana Estate Planning & Elder Law

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Data Breaches Often Affect Seniors

Data breaches have been one of the hot topics this year in the wake of the Capital One data breach which compromised nearly 100 million Americans. But what hasn’t been receiving much major media coverage are the recent breaches affecting seniors. One such breach occurred last year in May, and... Continue reading

Posted Oct 21, 2019 at Central Indiana Estate Planning & Elder Law

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Friends of the Firm Friday - Assisted Living Locators

Assisted Living Locators sat down with us to talk about their business. In our time together they shared some attributes that make their line of work unique. When seniors, and subsequently their families, begin looking to make a transition to independent living, assisted living, or a memory care community, Assisted... Continue reading

Posted Oct 18, 2019 at Central Indiana Estate Planning & Elder Law

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Recent Trends in Senior Living

The traditional senior housing market is undergoing a profound change. In 2018 senior housing occupancy fell to an eight-year low, even as the senior population continues to increase, as competition for the younger baby boomer market is ramping up and forcing a change to more traditional independent and assisted living... Continue reading

Posted Oct 14, 2019 at Central Indiana Estate Planning & Elder Law

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