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Your means testing idea isn't really well thought out. Several important considerations remain about your proposal of a maximum income needed in order to qualify for future benefits: 1) if a person's earnings exceed your threshold only one working year, are they ineligible to receive any 'entitlements' in their retirement? 2) are people who've been paying into SS and have been budgeting that they would be collecting a certain amount of retirement income from SS, going to have their safety-net suddenly removed? What if they are close to retirement? At what age would you draw the line of unfairness?
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Dec 16, 2013