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Gregorek and Associates, PLLC
Recent Activity
What Happens When the Family Fights over Personal Items or Artwork?
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“The key to avoiding bitter conflict among heirs, is to have candid discussions well before the reading of the will.” A few years after her death in 2014, Joan Rivers’ family put hundreds of her personal items up for auction at Christie’s in New York. As The Financial Times reported... Continue reading
Posted Aug 26, 2019 at RJG Legal
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Dissolving the Mystery of Probate
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Probate is not always an efficient process. However, it is the way to properly dispose of an individual’s property after they have died. It gives the necessary stamp of approval that the will is legitimate, and the executor has been confirmed. Probate can be avoided with proper estate planning, or... Continue reading
Posted Aug 26, 2019 at RJG Legal
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Is Estate Planning Really Such a Big Deal?
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“Your obligations to your family or loved ones do not stop, even if you have already passed on. If your family, especially your children, are still heavily dependent on you, you can still provide for them through proper estate planning, even if you are no longer present.” Delaying your estate... Continue reading
Posted Aug 23, 2019 at RJG Legal
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How Has the New Tax Reform Affected Charitable Giving?
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“After years of strong growth, total charitable giving rose just 0.7% in 2018, according to a new report on philanthropy by Giving USA. When adjusted for inflation, total giving declined 1.7%.” People typically don’t donate to charity because of tax benefits, but without it they’re likely to give less. CNBC’s... Continue reading
Posted Aug 23, 2019 at RJG Legal
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Should I Get Attorney to Write My Will?
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“Estate planning can be tricky, which is why many people turn to attorneys to get the job done right.” Drafting a will is an essential part of estate planning. Even though it’s vitally important, a recent survey from AARP revealed that two out of five Americans over the age of... Continue reading
Posted Aug 22, 2019 at RJG Legal
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What Bills Has Congress Introduced to Help Veterans?
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“While the House was busy passing its defense spending bill last week, other members of Congress were introducing other legislation aimed at helping veterans.” radio.com’s article “Congress introduces bills to increase veteran benefits, refund home loan fees, help women veterans,” lists all of the legislation that’s been introduced in Congress... Continue reading
Posted Aug 22, 2019 at RJG Legal
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How Does a Life Estate Work?
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“When you use a life estate, how does it work? What are the restrictions and who pays the property taxes and other expenses for the home?” Life estates are used for a number of estate planning purposes. However, the most frequent strategy is to use a life estate where a... Continue reading
Posted Aug 21, 2019 at RJG Legal
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What Can I Do with a Trust to Help My Children?
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Asset protection and incentive planning with trusts for your children can provide them with lifelong benefits. Continue reading
Posted Aug 21, 2019 at RJG Legal
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What is a 403(b) Plan, and Do I Need It?
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“A 403(b) plan is a type of tax-sheltered retirement plan that has a lot in common with the more widely recognized 401(k) plan.” A 403(b) plan is for employees who work in organizations that serve certain religious, charitable, scientific, public safety testing, literary or educational purposes. If you’re eligible to... Continue reading
Posted Mar 8, 2019 at RJG Legal
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Why Did A Massachusetts Court Give a Wife One-Third of Her Husband’s Estate, Even Though His Will Said Otherwise?
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“Relying on a decades-old inheritance law, the state’s highest court has ruled that spouses are entitled to one-third of their deceased spouse’s estate—when they are not mentioned in the spouse’s will.” The Massachusetts Supreme Judicial Court recently unanimously ruled for the second wife of a man who demanded her share... Continue reading
Posted Mar 8, 2019 at RJG Legal
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What are the Best Social Security Claiming Strategies?
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“Many American workers plan to rely on Social Security benefits as a steady source of income in retirement. If you are not on top of things, you are at risk for not using the right claiming strategy. If that happens, you could leave thousands of dollars on the table over... Continue reading
Posted Mar 7, 2019 at RJG Legal
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What Exactly is Long-Term Care Insurance?
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“Surprisingly, the words "Long-Term Care (LTC) Insurance" mean different things to different people.” Some people confuse Long-Term Care (LTC) with Long-Term Disability Insurance. The disability insurance coverage is designed to replace earned income in the event of a disability. Others think that LTC is a type of medical insurance. nj.com’s... Continue reading
Posted Mar 7, 2019 at RJG Legal
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Do You Have a Will?
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“Despite the importance of having a will, a recent survey from AARP found that two out of five Americans over the age of 45 do not have one.” Drafting a will is an essential component of estate planning. Drafting a will with an experienced estate planning attorney helps avoid unnecessary... Continue reading
Posted Mar 6, 2019 at RJG Legal
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Professional Guardian Preys on Elderly in Nevada
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“The choices she made were out of greed, not because she didn’t understand the ethical obligations of being a guardian.” Several people described their personal grief, and they read letters from several others who lost thousands of dollars and expensive heirlooms that would never be replaced, because a guardian stole... Continue reading
Posted Mar 6, 2019 at RJG Legal
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What States are Most Concerned with End-of-Life Issues?
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“While roughly 90% of Americans agree that discussing end-of-life care with their loved ones is important, only 27% actually follow through with conversations focused on planning, according to research from public engagement initiative The Conversation Project.” Although many have ramped up community outreach efforts, the dread of thinking about death... Continue reading
Posted Mar 5, 2019 at RJG Legal
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Why Did the Hawaii Attorney General Oppose a Change to the Trust of a Hawaiian Princess?
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“The Hawaii attorney general opposed a change that a 92-year-old Native Hawaiian princess has made to her trust, to ensure her wife receives $40 million and all her personal property.” Attorney General Russell Suzuki claimed in a court filing that 92-year-old Native Hawaiian princess Abigail Kawananakoa's amendment to her trust... Continue reading
Posted Mar 5, 2019 at RJG Legal
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How Do I Include Retirement Accounts in Estate Planning?
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“While most estate planning focuses on physical property, like your home, and liquid assets, such as investment accounts, retirement plans can actually make up a large portion of one’s estate. Due to the specific tax rules governing these assets at death, you must plan carefully to ensure these funds are... Continue reading
Posted Mar 4, 2019 at RJG Legal
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Who Will Cover My Debt When I Die?
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“Will your debt continue to haunt you from beyond the grave? Find out what exactly happens to debt when you die, while you still owe.” Did you know that we’re dying in this country with an average of $62,000 in debt? What happens to that debt? Fox Business recently published... Continue reading
Posted Mar 4, 2019 at RJG Legal
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How Can I Protect an Elder Loved One From Abuse?
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“The elderly are often seen as easy targets for criminals and unscrupulous scammers alike.” The (Lorain OH) Morning Journal’s recent article, “How to protect elder loved ones from abuse,” reports that the National Center on Elder Abuse says the 2010 census showed the largest number and proportion of people are... Continue reading
Posted Mar 1, 2019 at RJG Legal
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How Does the Medicaid Look-Back Work?
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“Medicaid will look back five years, to see if there should be a penalty period.” Say that an investment house in New Jersey worth $300,000 is passed from mother to daughter for sale of $1 today. Just two years later, the mother applies for Medicaid. There’s a look-back penalty period... Continue reading
Posted Mar 1, 2019 at RJG Legal
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Choose Power of Attorney Agents Wisely
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“O’Hara used a steady stream of his mother’s income from Social Security and other investments ‘to pay for personal expenses, including cell phone plans, credit card payments, youth soccer fees and entertainment,’ the indictment said.” For nearly four years, John Jerome O’Hara took charge of his mother’s care at a... Continue reading
Posted Feb 28, 2019 at RJG Legal
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What Should I Think About Before the Baby Comes?
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“Welcoming a child is an incredibly exciting time in your life. As you prepare for your new addition, it can be challenging to know where to start financially. Prince William Living’s recent article, “Baby on the Way? Here’s How You Can Prepare Financially,” says that as you plan to welcome... Continue reading
Posted Feb 28, 2019 at RJG Legal
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Here’s More Insight into Why Estate Planning is Critical
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“You're never too young or too old, too rich or too poor to start estate planning.” Fox 5 NY says in the article “Why estate planning is important regardless of your age or wealth” that this is great time to begin talking to your loved ones about estate planning, especially... Continue reading
Posted Feb 27, 2019 at RJG Legal
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What Do I Need to Do To Get Financially Fit in My 30s?
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“Take up the challenge and get on track for financial independence.” Whether you’re 30 or 39, retirement will come up fast. Many people are surprised when they see how much they need to put away to keep their current standard of living in retirement. Once you decide when you want... Continue reading
Posted Feb 27, 2019 at RJG Legal
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What is Seattle Doing to Combat Elder Abuse?
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“As Seattle’s senior population rises, elder abuse is increasingly becoming an issue on city officials and caretakers’ radars. Advocates throughout the nation are calling on states to increase public awareness of elder abuse and for courts to respond to the epidemic.” Research from the New England Center for Investigative Reporting... Continue reading
Posted Feb 26, 2019 at RJG Legal
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