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Fong Law Group
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Medicare's Different Treatment of the Two Main Post-Hospital Care Options
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Hospital patients who need additional care after being discharged from the hospital are usually sent to either an inpatient rehabilitation facility (IRF) or a skilled nursing facility (SNF). Although these facilities may look similar from the outside, Medicare offers very different coverage for each. While you may not have complete... Continue reading
Posted yesterday at Fong Law Group
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A Final Retirement Account Distribution Must Still Be Made After Death 最後的退休賬戶分配仍必須在去世後進行(中英對照)
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Federal law requires that beginning on April 1 of ... Continue reading
Posted 4 days ago at Fong Law Group
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Protecting Your House from Medicaid Estate Recovery
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After a Medicaid recipient dies, the state must attempt to recoup from his or her estate whatever benefits it paid for the recipient's care. This is called "estate recovery." For most Medicaid recipients, their house is the only asset available, but there are steps you can take to protect your... Continue reading
Posted Jun 17, 2019 at Fong Law Group
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How to Deal With Student Loan Debt as You Age
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The number of older Americans with student loan debt – either theirs or someone else’s -- is growing. Sadly, learning how to deal with this debt is now a fact of life for many seniors heading into retirement. According to a study by the Consumer Financial Protection Bureau, the number... Continue reading
Posted Jun 13, 2019 at Fong Law Group
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What Is the Difference Between a Living Will and a Do-Not-Resuscitate Order?
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It is a very good idea to create advance directives in order to plan for the possibility that you may one day be unable to make your own medical decisions. In doing so, there can be confusion about the difference between a living will and a "do-not-resuscitate" order (DNR). While... Continue reading
Posted Jun 3, 2019 at Fong Law Group
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10 Facts Funeral Directors Don't Want You to Know
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Funerals are among the most expensive purchases many consumers will ever make, ranking only behind the purchase of a home and an automobile. A traditional funeral, including a casket and vault, can start at around $7,000, although "extras" like flowers, obituary notices, acknowledgment cards or limousines can add thousands of... Continue reading
Posted May 30, 2019 at Fong Law Group
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Will You Owe a Gift Tax This Year?
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The rules surrounding taxes on gifts often create confusion during tax season or any other time. Below are some of the nuts and bolts of the gift tax, including when a gift tax form needs to be filed. The annual gift tax exclusion for 2018 and 2019 is $15,000. This... Continue reading
Posted May 27, 2019 at Fong Law Group
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Maximizing Social Security Survivor's Benefits 取得社會安全遺屬最大的利益 (中英對照)
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Social Security survivor's benefits provide a safe... Continue reading
Posted May 23, 2019 at Fong Law Group
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How to Fight a Nursing Home Discharge 如何抵抗養老院強制住客出院 (中英對照)
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Once a resident is settled in a nursing home, bein... Continue reading
Posted May 20, 2019 at Fong Law Group
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Transfer on Death Deeds in California-What You Need To Know 加州的死亡契約轉讓 – 有什麼需要知道 (中英對照)
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A new law that became effective January 1, 2016 cr... Continue reading
Posted May 16, 2019 at Fong Law Group
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What's a Health Care Proxy and Why Do I Need One? 什麼是醫療授權書，為什麼我需要這份文件？(中英對照)
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If you become incapacitated, who will make your me... Continue reading
Posted May 13, 2019 at Fong Law Group
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If You Haven’t Been Regularly Reviewing Your Estate Plan, Start When You Hit 60 如果您沒有定期審查您的資產計劃，請由60歲開始 (中英對照)
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How frequently you should review your estate plan ... Continue reading
Posted May 9, 2019 at Fong Law Group
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Medicare Beneficiaries Need to Know the Difference Between a Wellness Visit and a Physical
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Medicare covers preventative care services, including an annual wellness visit. But confusing a wellness visit with a physical could be very costly. As part of the Affordable Care Act, Medicare beneficiaries receive a free annual wellness visit. At this visit, your doctor, nurse practitioner or physician assistant will generally do... Continue reading
Posted May 6, 2019 at Fong Law Group
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What are Some Common Mistakes in Titling Real Property?
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“Unlike personal property, real property–such as real estate or automobiles–is titled to convey ownership.” Title to real property must be transferred, when the asset is sold and must be cleared (free of liens or encumbrances) for the transfer to occur. Unlike other real property assets, real estate ownership can take... Continue reading
Posted Apr 30, 2019 at Fong Law Group
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What Are Some Good Tips for Business Succession Planning in The Internet Age? 在這互聯網時代，有什麼好提議給商業繼任計劃？ (中英對照)
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“Many business owners build their businesses hopin... Continue reading
Posted Apr 29, 2019 at Fong Law Group
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The Big Problem with Do-It-Yourself Wills
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“These documents could save money but can lay estate planning traps.” An estate planning attorney would much rather not see a family undergoing unnecessary stress and expenses. Do-it-yourself wills and on-line wills very often create problems for families, as reported in Next Avenue’s aptly-named article “The Problems With Do-It-Yourself Online... Continue reading
Posted Apr 26, 2019 at Fong Law Group
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Lee Radziwill Leaves Estate to Daughter and Nothing for Caroline Kennedy and Daughter-in Law Carole Radziwill
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“Lee Bouvier Radziwill's Last Will and Testament shows that her lone surviving child, Anna Christina 'Tina' Radziwill, will inherit her estimated $50 million estate.” International socialite Lee Bouvier Radziwill, sister of the late First Lady Jacqueline Kennedy Onassis, has left her entire estate to her only living child, Anna Christina... Continue reading
Posted Apr 25, 2019 at Fong Law Group
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Does A No-Contest Clause Really Mean No Contest?
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“The trust has a no-contest clause and a lawyer my brother consulted with said that the risk is too great for the return.” It’s impossible to know what is in the heart and mind of the deceased, except to consult their last will and testament. However, when there is a... Continue reading
Posted Apr 24, 2019 at Fong Law Group
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Celebrity Estate Battles Provide Valuable Lessons on Estate Planning
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“Wicked stepmothers are the stuff of Grimm’s fairy tales. Widowed stepmothers are the root of real-life inheritance wars.” The biggest issues in inheritance battles stem from Alzheimer’s disease, widowed stepmothers and estate crime. Certain issues, like signs of dementia, questionable asset transfers and sudden changes in investment risk profiles are... Continue reading
Posted Apr 23, 2019 at Fong Law Group
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If You’re Really Committed to Lowering Estate Taxes, Choose Your State of Dying
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“Does your ability to pass on your wealth to your heirs depend on where you live … and die? Indeed, it does. Federal estate taxes apply no matter where you live within the U.S. However, eighteen states subject their citizens to estate taxes or inheritance taxes.” It’s safe to say... Continue reading
Posted Apr 22, 2019 at Fong Law Group
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Social Security Scams Keep Going 社會保障詐騙仍繼續下去 (中英對照)
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“The Social Security scam is circulating once agai... Continue reading
Posted Apr 19, 2019 at Fong Law Group
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Social Security Scams Keep Going 社會保障詐騙仍繼續下去 (中英對照)
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“The Social Security scam is circulating once agai... Continue reading
Posted Apr 19, 2019 at Fong Law Group
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How to Be Smart about an Inheritance
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“If you were to receive a sizable inheritance, what should you do with it? This money could help you achieve some of your important financial goals , so you’ll want to think carefully about your choices.” While there’s no one way that is right for everyone, there are some basic... Continue reading
Posted Apr 18, 2019 at Fong Law Group
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How Do Gifts of LLC Interests Work?
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“Family LLCs (FLLCs) and/or Family Limited partnerships’ (FLLPs) have long been popular devices to use, when making intra-family gifts (note the terms are used interchangeably below).” Family LLCs and Family Limited Partnerships are easy to understand and to administer, and they require very little reporting at the state level, explains... Continue reading
Posted Apr 17, 2019 at Fong Law Group
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Don’t Wait to Purchase This Type of Insurance
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“With so many types of health insurance available, it is hard to decide which types of supplemental insurance you need.” Insurance is a tool that is necessary to protect yourself and your loved ones. Long-term care insurance and life insurance are often offered by employers as part of your benefits... Continue reading
Posted Apr 16, 2019 at Fong Law Group
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