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Fong Law Group
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Every adult is assumed to be capable of making his or her own decisions unless a court determines otherwise. If an adult becomes incapable of making responsible decisions, the court will appoint a substitute decision maker, usually called a "guardian," but called a "conservator" or another term in some states.... Continue reading
Posted 5 days ago at Fong Law Group
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The COVID-19 pandemic has been particularly devastating for nursing homes and their residents. Aside from the tragically disproportionate loss of life, care for surviving residents has been delayed or interrupted due to infection, facility lockdowns or other health system disruptions. In such cases, Medicare beneficiaries who qualified for skilled nursing... Continue reading
Posted Oct 19, 2020 at Fong Law Group
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The coronavirus pandemic has forced nursing homes to place a number of restrictions on their residents. These constraints are having the unintended consequence of making it more difficult for nursing home residents to vote. Hundreds of thousands of nursing home and assisted living community residents could be disenfranchised. Older Americans... Continue reading
Posted Oct 12, 2020 at Fong Law Group
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Medicare's Open Enrollment Period, during which you can freely enroll in or switch plans, runs from October 15 to December 7. Now is the time to start shopping around to see whether your current choices are still the best ones for you. During this period you may enroll in a... Continue reading
Posted Oct 5, 2020 at Fong Law Group
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If you plan to move states, can you take your Medicare or Medicaid plans with you? The answer depends on whether you have original Medicare, Medicare Advantage, or Medicaid. Medicare If you have original Medicare (Plans A and B), you can move anywhere in the country and you should still... Continue reading
Posted Sep 28, 2020 at Fong Law Group
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Choosing a Nursing Home for a loved one is a difficult decision and it can only be made more confusing by the various rating systems. A recent study found that using both Medicare’s Nursing Home Compare site and user reviews can help with the decision making. The official Medicare website... Continue reading
Posted Sep 21, 2020 at Fong Law Group
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Under our "system" of paying for long-term care, you may be able to qualify for Medicaid to pay for nursing home care, but in most states there's little public assistance for home care. Most people want to stay at home as long as possible, but few can afford the high... Continue reading
Posted Sep 14, 2020 at Fong Law Group
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The coronavirus pandemic is having a profound effect on the current U.S. economy, and it may have a detrimental effect on Social Security’s long-term financial situation. High unemployment rates mean Social Security shortfalls could begin earlier than projected. Social Security retirement benefits are financed primarily through dedicated payroll taxes paid... Continue reading
Posted Sep 7, 2020 at Fong Law Group
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A controversial policy that reduces the benefits of military spouses is on the way out. The so-called “widow’s tax” cuts assistance to surviving military spouses who qualify for benefits under two different military benefit programs. The two programs are: The Department of Defense’s Survivor Benefit Plan (SBP), which allows a... Continue reading
Posted Aug 31, 2020 at Fong Law Group
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Raising the minimum wage by as little as 10 percent would significantly improve the safety and health of nursing home residents, according to new research. Most direct care in nursing homes is provided by nursing assistants, who make up about 40 percent of the nursing home workforce and are among... Continue reading
Posted Aug 24, 2020 at Fong Law Group
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With the coronavirus pandemic responsible for more than a hundred thousand deaths and disrupting life across the United States, the only way for the country to return to normal is an effective vaccine. When a vaccine is available, Medicare will cover the cost. Medicare covers vaccines in a variety of... Continue reading
Posted Aug 17, 2020 at Fong Law Group
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Although people are willing to voluntarily care for a parent or loved one without any promise of compensation, entering into a caregiver contract (also called personal service or personal care agreement) with a family member can have many benefits. It rewards the family member doing the work. It can help... Continue reading
Posted Aug 11, 2020 at Fong Law Group
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Reversing a three-year decline, the number of people covered by Medicaid nationwide rose markedly this spring as the impact of the recession caused by the outbreak of COVID-19 began to take hold. Yet, the growth in participation in the state-federal health insurance program for low-income people was less than many... Continue reading
Posted Jul 30, 2020 at Fong Law Group
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Medicare recently announced several ways in which scammers are attempting to steal numbers or other personal information, using fraudulent offers related to the COVID-19 pandemic. Automated calls, text messages or emails appear to be the preferred method used for these scams. Some claim to offer free face masks, COVID-19 testing... Continue reading
Posted Jul 29, 2020 at Fong Law Group
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The coronavirus pandemic has had a devastating impact on the elderly, particularly those in nursing homes and other long-term care facilities. This has raised questions about how the virus has influenced the costs and provision of long-term care insurance, which covers care in facilities and sometimes at home as well.... Continue reading
Posted Jul 27, 2020 at Fong Law Group
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Illegal evictions of Medicaid nursing home residents are nothing new, but the coronavirus pandemic is exacerbating the problem, according to an investigation by the New York Times. Some states have asked nursing homes to accept coronavirus patients in order to ease the burden on hospitals. Even as the virus has... Continue reading
Posted Jul 20, 2020 at Fong Law Group