The good thing about Consumer Driven Health Plans is they allow employees to save money by taking advantage of their commitment to maintaining good health. But, there is a downside. Because of higher deductibles and out-of-pocket maximums, a surprise major illness or injury can expose employees to financially crippling costs.... Continue reading

According to the United States Bureau of Justice Statistics an estimated 17.6 million, or 7 percent of U.S. residents 16 years of age or older were victims of identity theft in 2014. As identity theft continues to grow, we are constantly hearing about new data breaches of major proportions. We... Continue reading

As the first paychecks in 2016 have been issued and the new benefits plan year has commenced, many HR folks are going to get calls from employees saying, “My payroll deduction isn’t right.” I would submit that this is a very big deal. Even if a payroll deduction is off... Continue reading