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Stone Law Offices, Ltd.
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“Selecting appropriate guardians will ensure that your minor children are cared for, if you pass away.” Selecting a guardian to care for your minor child after you die isn’t a lot of fun. Who wants to think about a situation where their young children are left to mourn their parents... Continue reading
Posted 3 days ago at Stone Law Offices, Ltd.
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“Most IRAs of persons near or in retirement continued to grow in recent years, a study has found in what it called ‘an encouraging sign that many IRA owners are on the path to not outliving their retirement assets.’” The study by the Employee Benefit Research Institute examined what happened... Continue reading
Posted 4 days ago at Stone Law Offices, Ltd.
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“The decision by U.S. Solicitor General Noel Francisco ends months of uncertainty over whether the Trump administration would appeal the case to the U.S. Supreme Court.” The Justice Department told the U.S. Supreme Court that it will not challenge a landmark lower court ruling that “blue water” Navy veterans, who... Continue reading
Posted 5 days ago at Stone Law Offices, Ltd.
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“It’s critical for women to have access to key financial information, as well as passwords to electronic records and devices.” A spouse can die unexpectedly. That spouse can have a computer, an iPad, an iPhone, plus other technology—and no way to access them because there are no passwords. This can... Continue reading
Posted 6 days ago at Stone Law Offices, Ltd.
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“Do not put off finalizing and signing your estate planning documents, just because you have reached an impasse on who to name as trustee.” Selecting a trustee to manage your estate after you pass away is an important decision. Depending on the type of trust you’re creating, the trustee will... Continue reading
Posted 7 days ago at Stone Law Offices, Ltd.
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“Small-business owners pour their blood, sweat and tears into their enterprises, so it’s no wonder that such dedication can cause a little tunnel vision. In being so focused on day-to-day operations, owners often fail to spend the appropriate time on personal planning.” Failing to conduct long-term personal planning can create... Continue reading
Posted Nov 4, 2019 at Stone Law Offices, Ltd.
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“Westmoreland County’s Director of Veterans Affairs is reminding veterans that applying for benefits should never come with a fee.” The Tribune-Review’s article, “Veterans don’t need to pay for help to apply for benefits in Pa,” explains that the issue of military veterans being charged when applying for benefits is a... Continue reading
Posted Oct 20, 2019 at Stone Law Offices, Ltd.
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“If you have a medical issue that will certainly lead to death and significant costs, is it wise to legally divorce ahead of your death, so that the person dying owns very little beyond their health care coverage to protect assets from the likes of the medical insurance community?” It... Continue reading
Posted Oct 19, 2019 at Stone Law Offices, Ltd.
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“Billionaire Robert F. Smith made the 2019 class of Morehouse College graduates very happy over the weekend, when he pledged to pay off their student debt.” Billionaire Robert F. Smith told nearly 400 graduates of the historically black, all-male Morehouse College in Atlanta at their May graduation ceremony that he... Continue reading
Posted Oct 18, 2019 at Stone Law Offices, Ltd.
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“Sens. Ben Cardin, D-Md., and Rob Portman, R-Ohio, reintroduced legislation late Monday that would raise the required minimum distribution age from 70 ½ to 75 and also help workers pay off their student loans.” Senator Ben Cardin and Rob Portman’s Retirement Security and Savings Act of 2019 overlaps with some... Continue reading
Posted Oct 17, 2019 at Stone Law Offices, Ltd.
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“IRA rules can be tricky, and some have even changed over the years. Therefore, you need to be careful or you could pay income tax and penalties.” If you’re considering rolling your traditional IRAs from one financial institution to another, Investopedia’s article, “Common IRA Rollover Mistakes” provides an overview of... Continue reading
Posted Oct 7, 2019 at Stone Law Offices, Ltd.
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“The Consumers First Act could also come up for a vote soon, Majority Leader Steny Hoyer says.” House Majority Leader Steny Hoyer, a Democrat from Maryland, informed the House Democratic Caucus in an April 25th “Dear Colleague” letter that he intends to bring H.R. 1994, the Setting Every Community Up... Continue reading
Posted Oct 2, 2019 at Stone Law Offices, Ltd.
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“When the news hit that Adele was ending her 7-year marriage to her partner, Simon Konecki–the world was shocked. The notoriously private singer has kept her relationship under wraps–so the world just assumed that she and Konecki were raising their son and living out the dream away from the spotlight.”... Continue reading
Posted Oct 1, 2019 at Stone Law Offices, Ltd.
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“You've heard of signing a prenuptial agreement to protect assets in the event of divorce, but now parents are considering the idea of a 'baby-nup' to make sure childcare is divided equally.” The idea of a baby-nup has recently started to gain interest on social media. However, it’s been further... Continue reading
Posted Sep 30, 2019 at Stone Law Offices, Ltd.
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“Doctors have newly outlined a type of dementia that could be more common than Alzheimer's among the oldest adults, according to a report published Tuesday in the journal Brain.” The disease, called LATE, may often replicate the symptoms of Alzheimer's disease. However, it impacts the brain differently and develops more... Continue reading
Posted Sep 28, 2019 at Stone Law Offices, Ltd.
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“Does getting married later, have any effect on retirement saving?” New research from Boston College’s Center for Retirement Research has analyzed individuals’ contributions to a 401(k) plan, before and after marriage. “Millennials marry later than previous generations. Since marriage is a major life milestone that often marks a line between... Continue reading
Posted Sep 27, 2019 at Stone Law Offices, Ltd.
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“Angelina Jolie has reportedly laid out the details of her estate, according to Radar Online, revealing that she plans to leave her $116 million-dollar fortune to only one of her six children, her son Maddox.” Angelina Jolie has made the decision to reward her son Maddox for supporting her during... Continue reading
Posted Sep 26, 2019 at Stone Law Offices, Ltd.
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“As it turns out, though, living wills and durable power of attorney for healthcare are two things that single people might especially want to give some thought to.” Morningstar’s article, “2 Estate-Planning Tools That Singles Should Consider” explains that a living will, or advance medical directive, is a legal document... Continue reading
Posted Sep 25, 2019 at Stone Law Offices, Ltd.
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“Investors hear a lot about the importance of diversifying their retirement portfolio. Having the right mix of small and large caps, U.S., international, bond and alternative investments is critical to your long-term success. However, what about tax diversification? This can be just as important as what kinds of stocks, bonds... Continue reading
Posted Sep 24, 2019 at Stone Law Offices, Ltd.
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“Greater Green Bay Community Foundation leaders say the Heims' donation is the largest they've ever received. The couple quietly supported the same causes during their lifetimes.” The Greater Green Bay Community Foundation (GGBCF) has received over $21 million in charitable donations this year to help causes in the area. One... Continue reading
Posted Sep 23, 2019 at Stone Law Offices, Ltd.
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“Upon passing, your will outlines who gets what, when and how (outright or in trust). Your named executor will submit the will to the proper court which determines its legitimacy and oversees the distribution of assets, a process called probate. However, not all of your assets are controlled by your... Continue reading
Posted Sep 21, 2019 at Stone Law Offices, Ltd.
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“The prospect of outliving retirement savings is a very real risk for many Baby Boomers and Gen Xers.” Purchasing a deferred annuity can be an effective way to protect against retirement “longevity risk”—that’s the possibility of running out of savings over a lengthy life in retirement. That’s according to a... Continue reading
Posted Sep 20, 2019 at Stone Law Offices, Ltd.
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“It's important to have certain binding legal documents in place, if you become disabled due to an illness or accident. These aren't easy things to talk about, but attorneys say every adult needs them.” WTHR 13’s recent article, “The 5 legal documents every adult should have” lists the five key... Continue reading
Posted Sep 19, 2019 at Stone Law Offices, Ltd.
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“More than 4 out of 10 people moving to New Mexico cited retirement as a reason, according to data from United Van Lines.” Watch out, Florida, and step aside Arizona. CNBC’s recent article, “Retirees are flocking to these 3 states — and fleeing these 3 states in droves” says that... Continue reading
Posted Sep 18, 2019 at Stone Law Offices, Ltd.
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“Transfer on death (TOD) accounts (also known as Totten trusts, in-trust-for accounts and payable-on-death accounts) allow spouses to pass small estates in a simple, convenient way.” Most married couples share a bank account from which either spouse can write checks and add or withdraw funds without approval from the other.... Continue reading
Posted Sep 17, 2019 at Stone Law Offices, Ltd.