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Christopher Peterson
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John P.-- It's good to get your feedback. While many in the mortgage finance industry may not agree on the substance of standing and priority arguments being litigated right now, your point that "It's an unbelievable mess" strikes me as beyond serious contention. The commercial practices changed so quickly and in such radical ways that the very old body of law on real property finance did not contemplate. Courts can come out on these questions in many ways, but what is certain is that they will not be uniform.