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Duane Spears
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How to Save Money on Our Vacations
All-Inclusive Vacations Can Save You Money Most of us carefully plan our vacations to fit our paychecks and we are always interested in learning how to save money on our vacations. Somehow, though, in spite of all of our best intentions, vacations always seem to cost more than we expect.... Continue reading
Posted Mar 31, 2012 at Duane Spears's blog
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Preparing Your Finances for a New Baby
Get Instant Access to Your FREE Credit Score A Step-by-Step system to earn money from home. Preparing Your Finances for a New Baby A new baby on the way is always an exciting and celebratory time. However, a baby can also be a huge financial challenge, especially if you don't... Continue reading
Posted Mar 27, 2012 at Duane Spears's blog
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How to Raise Cash Quickly
Get Instant Access to Your FREE Credit Score A Step-by-Step system to earn money from home. How to Raise Cash Quickly Unexpected financial situations happen to even the most careful among us. When financial emergencies occur in your life, you may find yourself tempted to go for the easiest ways... Continue reading
Posted Mar 27, 2012 at Duane Spears's blog
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Are your Priorities Reflected in Your Spending?
Get Instant Access to Your FREE Credit Score A Step-by-Step system to earn money from home. Does Your Spending Reflect Your Priorities? When most of your money goes toward providing whatâs most important to you, you tend to live a more fulfilled life and feel more satisfied with the way... Continue reading
Posted Mar 26, 2012 at Duane Spears's blog
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Protect Yourself from a Recession
Get Instant Access to Your FREE Credit Score A Step-by-Step system to help you earn money from home. 7 Ways to Protect Yourself from a Recession Just the word, ârecession,â is scary for most of us, but you can put many of your fears to rest. By adopting these seven... Continue reading
Posted Mar 26, 2012 at Duane Spears's blog
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Living paycheck to paycheck
Get Instant Access to Your FREE Credit Score Can You Afford to Miss Your Next Paycheck? Living hand-to-mouth is never enjoyable. But when the economy is struggling, changing jobs isn't easy, and layoffs seem all too possible, living paycheck to paycheck can feel even scarier. What if your next paycheck... Continue reading
Posted Mar 25, 2012 at Duane Spears's blog
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How to Invest Like Warren Buffett
How to Invest Like Warren Buffett Warren Buffett is perpetually one of the richest people in the world and almost universally considered to be the greatest stock picker the world has ever known. While you might not ever be worth $50 billion, you can certainly learn a thing or two... Continue reading
Posted Mar 23, 2012 at Duane Spears's blog
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Tax Advantages for the Self-Employed
Tax Advantages for the Self-Employed There are some great advantages to being self-employed. Being self-employed allows for plenty of opportunities to minimize your taxable income by turning expenses you would have even if you weren't self-employed into tax-deductible business expenses. This article will give you some of the information you... Continue reading
Posted Mar 22, 2012 at Duane Spears's blog
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7 Steps to Organizing Your Finances
7 Steps to Organizing Your Finances You might not consider yourself to be an organized person, but your finances are the last place you want to be disorganized. Having too little cash at the end of the month is a challenge, but overdraft fees and late fees every month are... Continue reading
Posted Mar 21, 2012 at Duane Spears's blog
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Saving Money on Clothing
Saving Money on Clothing When left to its own devices, clothing can quickly become one of the priciest expenses in your household. The cute leather stilettos for your tootsies, the trendy jeans for the man of the house, and the Dora the Explorer sweatshirt for your baby girl may seem... Continue reading
Posted Feb 7, 2012 at Duane Spears's blog
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Save by Buying Local
Save by Buying Local Purchasing locally rather than through big box stores, such as Wal-Mart, Target, or K-Mart, undeniably stimulates your local economy. And, if many small economies stand tall and strong, chances are even better that our national economy, as a whole, would whip into shape. Stimulating your local... Continue reading
Posted Feb 7, 2012 at Duane Spears's blog
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Enjoying Fresh Food and Fresh Savings at the Farmer's Market
Enjoying Fresh Food and Fresh Savings at the Farmer's Market One of the biggest challenges facing anyone with a busy lifestyle and a tight budget is how to put healthy, nutritious meals on the table for your family. You know that, in order to cook a delicious meal, you need... Continue reading
Posted Feb 6, 2012 at Duane Spears's blog
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All About Credit Card Delinquency
All About Credit Card Delinquency Even though credit card delinquency has become increasingly common during the past several years, most consumers' understanding of it continues to be lacking. Too many of us donât know how to avoid or solve this personal financial challenge! The good news is that once you... Continue reading
Posted Feb 4, 2012 at Duane Spears's blog
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Tax Tips for Homeowners
Tax Tips for Homeowners You may already know that you can deduct the mortgage interest you pay on your home, but what other tax advantages are lurking in that house? One of the biggest challenges of owning a home is dealing with the tax laws, especially those around points and... Continue reading
Posted Feb 3, 2012 at Duane Spears's blog
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How to Stick to Your Budget While Eating Out
How to Stick to Your Budget While Eating Out Eating out is one of life's great pleasures. You get to enjoy a great meal with your loved ones without any cooking or clean up. When you learn to eat out for less, you can even visit restaurants more often! Here... Continue reading
Posted Feb 3, 2012 at Duane Spears's blog
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Teach Your Kids About Money With an Allowance
Teach Your Kids About Money With an Allowance Taking the time to learn wise financial strategies and putting them into practice has a great impact on your children. Research shows that the substantial majority of kids are destined for a financial future that is remarkably similar to that of their... Continue reading
Posted Feb 2, 2012 at Duane Spears's blog
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Teach Your Kids About Money With an Allowance
Teach Your Kids About Money With an Allowance Taking the time to learn wise financial strategies and putting them into practice has a great impact on your children. Research shows that the substantial majority of kids are destined for a financial future that is remarkably similar to that of their... Continue reading
Posted Feb 2, 2012 at Duane Spears's blog
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Learn from Kenny Brooks About Honest Sales
What Kenny Brooks Can Teach Us All About Honest Sales I thought I would add this video for pure entertainment value. A homeowner took this video of Kenny Brooks to show his sale techniques. Kenny is a traveling door-to-door salesman for a product named Advantage Cleaner. Kenny is really good... Continue reading
Posted Feb 2, 2012 at Duane Spears's blog
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6 Tips for Getting a Small Business Loan
6 Tips for Getting a Small Business Loan Getting a small business loan used to be relatively easy, but this is no longer the case. With the current weak state of the economy, loans of all types are now more challenging to acquire. If you want one of these coveted... Continue reading
Posted Feb 2, 2012 at Duane Spears's blog
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Office Potlucks That Won't Break Your Budget
Office Potlucks That Won't Break Your Budget The office potluck doesn't have to strain your food budget. There are many inexpensive options that your co-workers are sure to love so you can have fun while you save money. As an added bonus, many of these choices wind up being healthier... Continue reading
Posted Feb 2, 2012 at Duane Spears's blog
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Investing When Financial Times are Difficult
Investing When Financial Times are Difficult When times are tough and money's tight, one of the first things you may neglect is investing. That's also true when there's volatility in the stock market or when real estate prices seem to be dropping. People get frightened, and they don't want to... Continue reading
Posted Feb 2, 2012 at Duane Spears's blog
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How to Pay Off a Mortgage Faster
How to Pay Off a Mortgage Faster Owning a home is clearly number one on the wish list for many of us. However, owning a home outright is a close second. From a financial perspective, paying off your mortgage faster is a smart move. Being mortgage-free allows you to decrease... Continue reading
Posted Feb 1, 2012 at Duane Spears's blog
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How to Buy the House of Your Dreams Even with a Low Credit Score
How to Buy the House of Your Dreams Even with a Low Credit Score It's reassuring to know that the large sum of money you're putting towards your home each month is going towards an investment. And, if you're a renter, your money is certainly going towards an investment -... Continue reading
Posted Feb 1, 2012 at Duane Spears's blog
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Managing Money 101: Creating and Using a Budget
Managing Money 101: Creating and Using a Budget Even when the economy is good and you're living comfortably on the money you're making, it's a good idea to use a budget. Many people cringe when they hear that word, because they think it means you can't have any fun or... Continue reading
Posted Feb 1, 2012 at Duane Spears's blog
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The Hard Facts About Fixed and Variable Rate Mortgages
The Hard Facts About Fixed and Variable Rate Mortgages In the realm of mortgages, a fixed rate mortgage is considered to be the perfect little princess. And, a variable rate mortgage is often thought of as the wicked stepsister. While variable mortgages can be detrimental to some, they can provide... Continue reading
Posted Jan 31, 2012 at Duane Spears's blog
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