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Founders Federal Credit Union
South Carolina
Founders FCU has 24 offices and 44 ATMs throughout our area.
Interests: Founders Federal Credit Union is here to help you simplify your financial life, attain your personal financial goals and provide the power of a strong relationship.
Recent Activity
If you are like a lot of folks I’ve talked with recently you may be worried about the interest you are earning on your fixed investments. Your CDs and IRAs may be maturing and the interest that you will begin drawing on them is likely to be much less. You... Continue reading
Posted Aug 28, 2013 at Founders Forum
When discussing “investing” and “asset allocation” most folks think of the mixture of stocks, bonds, and cash in their portfolio. While this is not necessarily wrong, asset allocation is more complicated than simply picking the appropriate pie chart or Morningstar style-box. With stocks at record highs and an increase in... Continue reading
Posted Aug 21, 2013 at Founders Forum
529 plans are state-specific savings plans that help investors save for college. All the money in the account is tax-deferred and as long as the money is used to pay for qualified education expenses the investment earnings may be withdrawn tax-free. This preferential tax treatment has made 529 plans a... Continue reading
Posted Aug 14, 2013 at Founders Forum
It’s summer, which means we’re getting into storm season. The first tropical storm, Andrea, inaugurated the opening of Hurricane Season and The National Weather Service is predicting that 2013 will have an active season. This means a lot of storms and a lot of rain. Almost anywhere it rains, it... Continue reading
Posted Aug 7, 2013 at Founders Forum
Financial consultants are asked this question every day, and surprisingly, it is a complicated question with different answers for each person who asks. Retirement has a different meaning for each of us. So various questions must be answered such as: • When do you want to retire and what will... Continue reading
Posted Jul 31, 2013 at Founders Forum
Now is the time when many summer seekers make arrangements for that long-awaited week at the beach or in the mountains. That also means it’s time to guard against vacation rental rip-offs. The fraudsters’ basic technique is to place phony advertisements for vacation rentals at great prices. Most commonly they... Continue reading
Posted Jul 24, 2013 at Founders Forum
Summer is here and vacations are in full swing. Haven’t booked your vacation yet? Use these tips for booking last minute travel to get the best deals! Being Flexible Is Better Last-minute deals arise when airlines and hotels need to fill seats and rooms. Period. So it’s much easier to... Continue reading
Posted Jul 17, 2013 at Founders Forum
Are you getting frustrated with your investments not generating the interest income they used to get? Is your retirement less golden than you thought it would be? Retirement is a life-changing event. You must reposition assets inside your retirement plans previously used to accumulate wealth into retirement solutions designed to... Continue reading
Posted Jul 10, 2013 at Founders Forum
When it comes to retirement accounts, bigger is better. The more dollars you contribute now, the more money you will have for retirement. For 2013, several changes have been made to retirement account contribution limits. Fortunately, these increases can help you add more to your accounts now, and help you... Continue reading
Posted Jul 3, 2013 at Founders Forum
Can you see the elephant in the room? We all know he is there, but it is hard to get our arms around him. That is how it is when we consider what it might cost to take care of us as we age. When Medicare was signed into law... Continue reading
Posted Jun 26, 2013 at Founders Forum
1. Open A Free Checking Account Become a member of Founders by opening a Savings Account with an initial deposit of $5. Apply for our Free Checking Account1 with no minimum balance and no monthly service charges. Set up overdraft protection by opening a Personal Line of Credit. 2. Order... Continue reading
Posted Jun 19, 2013 at Founders Forum
With the new Founders Mobile, banking with Founders just got easier. We have reintroduced Founders Online with exciting enhancements, including the long awaited Founders Mobile App, which is available for iPhone and Android phones. Founders Online has enhancements to help manage your finances. With text alerts, you can easily retrieve... Continue reading
Posted Jun 12, 2013 at Founders Forum
As we anticipated the dawn of 2013, we experienced fear and trepidation related to the impending “Fiscal Cliff.” After the November election, we anxiously awaited some resolution of the issues related to the automatic imposition of spending cuts and scheduled tax increases that would take place January 1, 2013. A... Continue reading
Posted Jun 5, 2013 at Founders Forum
ATMs are a great convenience, but they can compromise your safety. A robber looking for easy prey only has to stake out an ATM in a low-traffic, dimly lit area and bide his time. Follow these tips for making sure your visit to the ATM is uneventful: 1. Always pay... Continue reading
Posted May 31, 2013 at Founders Forum
The conventional wisdom among attorneys and CPAs who plan for estate taxes, right up until the new Fiscal Cliff legislation was signed into law, was that the $5 million exemption was probably too good to be true. Couples could gift up to $10 million to their heirs without paying any... Continue reading
Posted May 29, 2013 at Founders Forum
Some charities focus on temporary shelter and some concentrate on providing food and water; others specialize in simply raising money for other charities. The Oklahoma Attorney General’s Office is now warning of renewed charity scams following the tornado so before giving money to help with the recent tornado disaster relief,... Continue reading
Posted May 23, 2013 at Founders Forum
When it comes to protecting your identity, IdentitySecure® helps cover all the bases. This program provided by Trilegiant for Founders members helps you combat all the key methods thieves can use to take control of your good name and your credit for only $8.95 a month. From providing advanced safeguards... Continue reading
Posted May 22, 2013 at Founders Forum
No matter what time of year it is, it’s never too late to dust off your credit reports and know exactly where you stand. Especially these days when many consumers are swimming in debt or relying on credit to make ends meet. A recent study found it is common for... Continue reading
Posted May 17, 2013 at Founders Forum
The threat of identity theft this tax season leaves consumers with more to worry about than whether a tax return is in the mail. Experian’s ProtectMyID®, a multilayered identity theft detection, protection and fraud resolution product, advises consumers to protect personal financial information found in tax returns. A thief may... Continue reading
Posted May 8, 2013 at Founders Forum
Buying a new car on a budget can be a challenge, and you should prepare for some compromises. The trick is getting the right balance of value and quality for your money, without accepting one or more significant sacrifices that you may later regret. The good news is recent tests... Continue reading
Posted May 1, 2013 at Founders Forum
Over the course of our working years, many of us hold several jobs with various employers or even have multiple careers. We have participated in retirement savings plans and may or may not have rolled them over upon leaving the former job and moving on to the next one. Approaching... Continue reading
Posted Apr 24, 2013 at Founders Forum
It’s true that when you have an organized home, your financial situation usually benefits from it. So this year when you are doing your Spring cleaning, make sure you put emphasis on getting your paperwork organized as well. Where do you keep your important papers? If your answer is “in... Continue reading
Posted Apr 17, 2013 at Founders Forum
The simple answer to this question is “yes.” There are two main types of investments that pay interest tax-free — municipal bonds and municipal bond mutual funds. Municipal bonds are issued by state and local governments in order to finance capital expenditures. Typically, municipal bond funds invest in municipal bonds.... Continue reading
Posted Apr 10, 2013 at Founders Forum
As we start another year, it’s a good time to reflect on what has happened during the previous year. It’s also the time of year where we often shift our attention to what our goals/resolutions will be for the new year. One of the most overlooked goals that should be... Continue reading
Posted Mar 20, 2013 at Founders Forum
Not only are we adding additional qualified agents to our Insurance Services team, we are expanding throughout our service area so you have better access to your Founders Insurance agents. Joining us in Lancaster County with 21 years of insurance experience is Lewie Pitts. Additionally, with over 16 years experience,... Continue reading
Posted Mar 13, 2013 at Founders Forum