This is JohnDThompson's Typepad Profile.
Join Typepad and start following JohnDThompson's activity
JohnDThompson
Interests: byzantine art, james joyce, notre dame football, wes andersen films, public choice theory, jurisprudence, t.s. eliot, bono, morissey, mahler, beethoven, drinking single malt scotch, drinking cheap scotch, no-limit Texas hold'em, great danes, cute blonde veterinarians, philip roth, the catholic church, kids in the hall,
Recent Activity
I assume you're already familiar with this historical examination of the facile loan-shark thesis, but just in case you're not: http://scholarlycommons.law.wlu.edu/cgi/viewcontent.cgi?article=4277&context=wlulr
Commented Mar 27, 2015 on Where Are the Loan Sharks? at Consumer Law & Policy Blog
Where Are the Loan Sharks?
by Jeff Sovern Not that I need one, but my question is prompted by my expectation that during the Consumer Financial Protection Bureaus's field hearing today on payday lending, the Bureau will propose new restrictions on payday lending. Critics may claim that the restrictions will drive consume...
Do critics of payday lending typically cite reduced credit scores among the baleful effects of payday borrowing? Do critics also posit a causal link between reduced credit scores and financial distress? Does Ronald Mann's paper matter?
Commented Feb 8, 2015 on Ronald Mann on Whether Payday Loan Defaults Matter at Consumer Law & Policy Blog
Ronald Mann on Whether Payday Loan Defaults Matter
Ronald J. Mann of Columbia has written Do Defaults on Payday Loans Matter? Here's the abstract: This essay examines the effect on a borrower’s financial health of failure to repay a payday loan. Recent regulatory initiatives suggest an inclination to add an “ability to pay” requirement to payda...
Subscribe to JohnDThompson’s Recent Activity