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Jonathan Osman
Charlotte NC
Realtor® with Keller Williams Southpark. 704-960-1725
Interests: Realtor®, Blogger, Leader of the Charlotte House Hunter Group, Car Guy, Music Lover, Techno & Audiophile. DC Native hiding out in the QC
Recent Activity
No, you're not reading a headline out of The Onion and I haven't turned my blog over to the positive-no-matter-what real estate crowd. However, when a trend begins to emerge, it's important to point it out whether it's positive or negative. Thankfully, this time it's positive and its of all... Continue reading
Posted Mar 20, 2011 at The Charlotte Real Estate Update
In 2010, home buyers flooded the real estate market throughout the Charlotte area ("flooded" used loosely mind you) to take advantage of the home buyer tax credit that was set to expire at the end of June. As a result, sales in the first half of the year were setting... Continue reading
Posted Mar 14, 2011 at The Charlotte Real Estate Update
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In 2006, there were thousands of mortgage programs available to consumers as a means selling more homes. In the following years, most of those programs were eliminated as the mortgage market tighened. One program that still remains with some major lenders is a Doctor Loan Program. While this mortgage product... Continue reading
Posted Mar 7, 2011 at Buying My First Home
Most of the buyers that call our team start out looking for a foreclosed home but are turned off by the condition they find many of these homes in. Consider that if the former owner stopped making payments two years ago, a year or two before that they most likely... Continue reading
Posted Mar 3, 2011 at The Charlotte Real Estate Update
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Last month, Trulia.com reported that Charlotte was one of the cities where it is actually cheaper to buy rather than rent a house. Since I am naturally skeptical, I have decided to take the challenge to explore if it actually cheaper than rent than purchase in Charlotte. For this, I... Continue reading
Posted Feb 25, 2011 at Buying My First Home
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So after searching and finding a home that looks good online, you decide to take a quick ride by the home. The sign says "OPEN HOUSE THIS WEEKEND." Could this be a sign that this is your perfect house or your worst nightmare? When first time home buyers see a... Continue reading
Posted Feb 19, 2011 at Buying My First Home
I wanted to take a moment to share this testimonial that I received from a client that we were able to assist in the sale of their home. “Presented with a dream job in Boston, I was contortedly faced with the bitter hardship of being a homeowner needing to sell... Continue reading
Posted Feb 17, 2011 at The Charlotte Real Estate Update
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If your plans include purchasing a home this spring or summer and you are buying with a FHA mortgage, you would be wise to purchase before April 18, 2011. Hot off the presses, the FHA is increasing the annual mortgage insurance premium on their loans by another 1/4 point. According... Continue reading
Posted Feb 16, 2011 at Buying My First Home
In case you missed it, the Queen City was shown some love this week by the folks over at CNN Money as we were ranked as the #8 Housing Recovery Best Bet. That's right. The folks at CNN Money are predicting a 2.5% real estate appreciation by the third quarter... Continue reading
Posted Feb 15, 2011 at The Charlotte Real Estate Update
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Q. In your previous response to my question, you mentioned Earnest Money. What is Earnest Money? Is it required? Is it non-refundable like Due Diligence Money? LQ A. For residential real estate sales in North Carolina and South Carolina, Earnest money is a refundable deposit, typically collected at the time... Continue reading
Posted Feb 13, 2011 at Buying My First Home
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Q. I started looking for a house in Charlotte last year but decided to take some time off and have recently started looking again. I found a home I like however I'm being told that I must pay Due Diligence money to the seller for a Due Diligence Period. What... Continue reading
Posted Feb 13, 2011 at Buying My First Home
This week, real estate tax revaluation notices started landing in the mailboxes of Mecklenburgcounty real estate owners. Condo owners will get their notices in March 2011. Some homeowners are angry by the value placed by the county while the vast majority of property owners are confused. Here's a quick Q&A... Continue reading
Reblogged Feb 13, 2011 at Buying My First Home
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This week, real estate tax revaluation notices started landing in the mailboxes of Mecklenburgcounty real estate owners. Condo owners will get their notices in March 2011. Some homeowners are angry by the value placed by the county while the vast majority of property owners are confused. Here's a quick Q&A... Continue reading
Posted Feb 13, 2011 at The Charlotte Real Estate Update
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Q. I am searching online to find a home and it is very confusing. Some websites contain more information than others. What's the deal? Where can I find homes for sale in the Charlotte area? A. This is a very common question for any home buyer. Searching for a home... Continue reading
Posted Feb 1, 2011 at Buying My First Home
I HATE fax machines. Standing and waiting for the pages to go through one by one only to look like a garbled mess on the other side. It only takes two passes through that wretched machine to make any document not legible. via www.whykellernow.com Keller Williams Realty is the first... Continue reading
Reblogged Jan 31, 2011 at The Charlotte Real Estate Update
I HATE fax machines. Standing and waiting for the pages to go through one by one only to look like a garbled mess on the other side. It only takes two passes through that wretched machine to make any document not legible. Then along came the scanner. A vast improvement... Continue reading
Posted Jan 31, 2011 at Why Keller Now
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Utilized by the majority of first time home buyers, a FHA mortgage is a loan backed by HUD (Housing and Urban Development). Offered by most lenders, FHA loans allow first time home buyers the ability to purchase with a minimum down payment, modest credit scores, and with Mortgage Insurance that... Continue reading
Posted Jan 15, 2011 at Buying My First Home
On January 1, 2011, a new Offer to Purchase and Contract debuts and will be the basis for nearly all residential resale purchases in the state of North Carolina. It is vastly different from it predecessor, which was written to benefit the buyer rather than the seller. Here are the... Continue reading
Reblogged Jan 15, 2011 at Buying My First Home
Search Charlotte NC Short Sale Homes For Sale Continue reading
Posted Jan 12, 2011 at The Charlotte Real Estate Update
No, that headline isn't a mistake. At the start of the recession and financial meltdown, only 695 condo, townhouses, and single family homes closed in Mecklenburg county in December 2008. Last year, with the aid of the First Time Home Buyer Tax Credit (having been extended for the final time... Continue reading
Posted Jan 10, 2011 at The Charlotte Real Estate Update
AUSTIN, TEXAS (January 10, 2011) – Keller Williams Realty announced today that it will launch the real estate industry’s first complete lead-to-close business solution for every agent in the company, eEdge. The first phase of eEdge, voted on and ratified by the company’s Associate Leadership Councils, will officially launch at... Continue reading
Posted Jan 10, 2011 at Why Keller Now