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APPLAUSE for saying what needed to be said. And if you don't mind, may add something further? In light of the Paula Deen outcry --racial damages by someone of a different race IS NOT causing the contemporary types of harm and impverished communities being proliferated from people of OUR OWN RACE. If racist conduct justifies outrage, there should be even more public outcry when OUR people utilize religion for human exploitation --and when OUR people become elected to offices, and carry out deeds that definitively harms and oppress --not only their Black race, but they utterly abuse positions of public trust, for their opulent lifestyles (and cronies). Instances? Sheila Dixon, Jesse Jackson Jr., Monica Conyers, Kwame Kilpatrick, former congressman Bill Jefferson & family members –and legions of people from my New Orleans hometown. **And yes, I do think that most of them are remorseful (at least the ones who are NOT from my hometown New Orleans). Furthermore, attendance at many African-American churches demonstrates that prominent members “the haves” distance themselves from “the have nots”? Hence: Snobbish people are as bad or worse than racists in some regards. I think if races had “brotherly love” instead of uniting on concurring issues, but if there’s hatred and killing –-NOT ENOUGH NEIGHBORS BOTHER SHARING CONFLICT RESOLUTION HINTS; and if more people exchanged recipes for building stronger households, they’d be an increases of wholesome families, and better getting along. Ironically, indifference about one’s fellowman is THE awful social problem in scores of churches! AND ENDORSING THE PROVEN UNSCRUPULOUS POLITICIAN is church policy because trust in God is not necessary when has strong "political connections," with $$$$$$$$. From ALL APPEARANCES, the heaping of money at churchianity seems to be the equivalence of heaping money at that which entertains and provides people with gratification IN LIKE MANNER THAT people enjoy / are gratified, willing to pay to see Madonna or Beyonce or John Legend or Jennifer Lopez. It’s a good SHOW! From marriages of religion and politics marriage for purposes of financial benefits, a type of PRESTIGIOUS SLAVERY evolves. I entitle it: "RESPECTABLE SOCIAL CAPTIVITY," with telltale evidences of impoverish communities, disintegrated households, and rampant homicides.
LAWYERS WHO FILE FORECLOSURES SHOULD BE INVESTIGATED Scores of homeowners do not contest foreclosures because: 1. They don't have knowledge of the law in order to recognize which aspects of foreclosure are legally challengeable or even fraudulent. 2. Even those who identify wrongdoing, lack funds to pay for attorneys to represent them. 3. Homeowners are told to come to foreclosure auctions with money that they do not have, so they stay away from foreclosure auctions. These homeowners are oblivious about sometimes "straw buyers" and sometimes lawyers in charge of foreclosures, obtaining illegal ownership of people's homes, and pay literally nothing through "credit bids;" and that those recorded deeds from such auctions are Null! For these very reasons, there needs to be a probe of lawyers who file foreclosures. Also, the average lay person doesn't know about legal requirements of "standing" that prevents their homes from being repossessed via non-existent lenders, or via lenders who have no ownership of promissory notes. Yet, courts are supposed to enforce "standing" and compliance with established laws! Illegal, defective, fraudulent foreclosure causes useless deeds for property sales; title insurance denials –and more! *Sample of fraudulent foreclosure acts: -Deliberately use defunct lenders, lenders without "standing" for false civil and bankruptcy foreclosure proceedings -Create and conceal malpractice foreclosure delays and engineer billable litigation -Orchestrate sham foreclosure auctions; property never acquired by lenders, but 'straw buyers' -Commit actionable wrongs (unfair debt collection, fraud, various torts) that create lawsuits - Foreclosures naming defunct lenders, illegally recorded property deeds, flipping, blighted communities -Unconscionably create false deficiency judgments against property owners after straw buyers acquire homes for pennies on the dollar -Intentionally false Bankruptcy court "Motion to Lift" and "Proof of Claim" on behalf of non-existent lenders which conceals fact of a "non-secured" mortgage debt -Involved in fraudulent collection of property damage insurance, as well as mortgage-default insurance - Fraudulent foreclosures abet loss of property taxes to city revenue, and invites rodents, vagrants - Thousands of families made unlawfully homeless from null foreclosure proceedings Foreclosure lawyers are officers of the court. Lawyers are required to know applicable laws and civil procedure. This knowledge is not required of mortgage lenders, nor loan servicers. *more @ Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#
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http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers# LAWYERS WHO FILE FORECLOSURES SHOULD ALSO BE INVESTIGATED Foreclosure lawyers are officers of the court; knowledge of applicable laws and civil procedure is not required from mortgage lenders, nor loan servicers. Inadequate or questionable foreclosure leads to useless property deeds that impede real estate sales; title insurance companies reluctant to cover foreclosed properties; mortgage default claims are being disputed due to defective foreclosures. . .Sample of fraudulent foreclosures: –Deliberately use of defunct lenders or lenders without “standing” to execute false civil and bankruptcy foreclosure proceedings. – Create and conceal malpractice, delay foreclosures, engineer billable litigation fees. – Orchestrate sham foreclosure auctions; property never acquired by lenders, but by 'straw buyers’ – Commit actionable wrongs (unfair debt collection, fraud, various torts) that give rise to lawsuits – Engage in self-dealing foreclosures by which some lawyers themselves gain foreclosed properties –Foreclosures via names of defunct lenders, illegally recorded property deeds, flipping, blighted communities – Unconscionably create false deficiency judgments against property owners after straw buyers acquire homes for pennies on the dollar – Intentionally false Bankruptcy court “Motion to Lift” and “Proof of Claim” on behalf of NON-EXISTENT lenders, concealing fact of “non-secured” mortgage debt. –Involved in fraudulent collection of property damage and mortgage insurance for illegally foreclosed homes –Fraudulent foreclosures abet loss of property taxes to city revenue, rodents, vagrants – Thousands of families made unlawfully homeless from null foreclosure proceedings. **more: Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#
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Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers# Although increasing numbers of courts are continuing to reject improper and fraudulent foreclosures, the Congressional Foreclosure Panel examination of mortgage services and foreclosure practices did not include foreclosure lawyers. Foreclosure lawyers are officers of the court; knowledge of applicable laws and civil procedure is not required from mortgage lenders, nor loan servicers. In states that require judicial foreclosures, lawyers are the ones who file lawsuits to seize and sell property; and lawyers are responsible for filing and recording foreclosure property deeds. An investigation could prove helpful to sorting out whether improper and illegal foreclosure proceedings are linked to any self-dealing conduct disadvantaging lenders, investors, homeowners, and city governments. Inadequate or questionable foreclosure can lead to useless property deeds that impede real estate sales. Increasing numbers of title insurance companies are refusing to cover foreclosed properties; and certain mortgage default claims, are being denied because of defective foreclosure proceedings. EXAMPLES: –Deliberately utilize defunct lenders or lenders without “standing” to intentionally execute false foreclosure proceedings in civil as well as bankruptcy courtrooms. – Create and conceal malpractice, delaying foreclosures, engineer various litigations to generate billable legal fees. – Orchestrate sham foreclosure auctions; property never becomes acquired by lenders, but by 'straw buyers’ – Commit wrongs which are actionable (unfair debt collection, fraud, various torts) that give rise to lawsuits from property owners, – Engage in self-dealing foreclosures by which some lawyers gain for themselves foreclosed properties –Foreclosures via names of defunct lenders allow ’straw buyers’ illegally convey property deeds, flip real estate, and create blighted communities – Unconscionably create false deficiency judgments against property owners after straw buyers acquire homes for pennies on the dollar – Intentionally file Bankruptcy court “Motion to Lift” and “Proof of Claim” on behalf of NON-EXISTENT lenders, concealing fact of “non-secured” mortgage debt. –Involved in fraudulent collection of property damage and mortgage insurance for illegally foreclosed homes –Fraudulent foreclosures abet loss of property taxes to city revenue, rodents, vagrants, and blight. – Thousands of families are being made unlawfully homeless, scores of homes have been fraudulently flipped and communities are blighted from null foreclosure proceedings. http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#
Toggle Commented Dec 14, 2010 on The New Robosigning at Credit Slips
The current Congressional hearings on Hearing on Mortgage Services and Foreclosure Practices is an exercise in futility without including a THOROUGH probe of the LETHAL role of lawyers regarding mortgage and real estate repossessions! It alarms me that the 'Elephant in the Room' (hiding in plain sight) continues to not undergo investigation! Foreclosure fraud is IMPOSSIBLE WITHOUT an Officer-of-the-Court (a lawyer) filing civil, as well as bankruptcy judicial pleadings! Investigations exclusive of the very lawyers who file court pleadings seems like a dog and pony show. Lawyers are required to prosecute legal claims by means of law, rather than predilections! Even if / when mortgage lenders instruct lawyers to file inappropriate or unlawful documents, a LAWYER is obligated to advise what can and cannot be lawfully done! For a very LONG time people such as Professor Elizabeth Warren, Professor Katherine Porter, and Gretchen Morgenson-NY Times (and even me!) have sounded alarms about PREDATORY, sometimes irreparable outcomes from UNREGULATED, IGNORED debt collection ILLEGALITIES. Our nation’s mortgage crisis has finally caused serious pondering of factors that indicate a mammoth creature (I am certain it is the judicial elephant!) might be the driving force for this incredible Banking debacle! For myself, and people who ask me to help, I HOPE a graphic TRUE STORY, spelling out methods that judicial systems are utilized to accomplish fraudulent real estate conveyances, and unlawful collections, is a catalyst for needed CHANGE. The epitomizing foreclosure story is found here: Foreclosure Fraud Assault - A Cry For Help http://newsblaze.com/story/20101116120222nnnn.nb/topstory.html “A foreclosure that entails savagery, fraud, corruption, greed, intrusion, peril, trauma, desolation, shocking deviation from established law and court rules and procedures, and reprisals for whistleblowing and for not relinquishing one's home to sham foreclosure is a riveting story worth being told. The victim's painful story comes with a plea for humanity to rise to a duty of raising awareness, and not merely for the sake of aiding this one victim. It is for the sake of calling attention - and hopefully "making a difference" by requiring lawmakers to make changes in what appears to be third-world judicial systems of shocking perversion and inequality, harmful to the entire economy. Encapsulated in the story "Foreclosure Gang Rape,. . .," the victim's graphic details of years of harm from lawyers, judges, and banks summed up as 'gang rape' is commensurate with defilement, exploitation, humiliation, bigotry, betrayal, invasion, revilement, assault, depredation, torture, despoliation, stigmatization, maltreatment, denigration, ruin, pillage, ransack, intrusion, and racism. Wells Fargo turned over the modified loan debt to a foreclosure mill debt collection lawyer who used a defunct lender's identity to foreclose, as well as demand unfair fees. At some point after foreclosure had been filed, the victim discovered that the modification consisted of a contract between the homeowner and a fictitious lender. . .”
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Foreclosure Frauds, Wells Fargo-the Fox in Charge, and Victimization http://newsblaze.com/story/20101028181052lawg.nb/topstory.html/ “Wells Fargo’s announcement about refiling 55k foreclosures is probably because covering up wrongful foreclosures is no longer effective. Wells Fargo can’t trusted to fix its foreclosure wrongdoings, no more than an addict can be trusted to self-reform. . . “Mortgage lenders are not required to know laws - attorneys are! The attorneys made severe errors - sometimes intentionally, since errors help keep the billable tab going, and commit the very frauds that provide basis, defenses, and reasons to attempt negotiating mortgage . . http://newsblaze.com/story/20101028181052lawg.nb/topstory.html/
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LIKE AMERICA NEED JOBS, FORECLOSURE MILLS NEED INVESTIGATION!!! Florida's Attorney General is correct to file his motion for rehearing the court ruling that prevents the AG from investigating foreclosure mill firms who CLEARLY fabricated foreclosure documents!! It is imperative the MILLS are investigated for INTENTIONALLY FABRICATING court documents because certain lawyers are engaged in SELF-DEALING FORECLOSURES. Most definitely, it is NOT A WASTE OF TAX PAYER MONEY to probe awful, underhanded illegalities surrounding foreclosures which have caused thousands of people to be UNLAWFULLY evicted and homeless –while unscrupulous lawyers became CRIMINALLY ENRICHED. LONGSTANDING foreclosure frauds incorporate falsified CIVIL as well as BANKRUPTCY court pleadings; repetitive and illegal property flipping (thus blighted neighborhoods); “simulated auctions” and “straw buyers”; FALSE “lift stay” motions and FALSE “proof of claims;” and "fee-splitting." Certain lawyers achieve extra benefits from litigating against foreclosure defense lawsuits, as they MISREPRESENT to their mortgage-clients property owners are delaying foreclosures, but actually its continual deceptive foreclosure lawyers' activities while billing $$$$ to mortgage clients and actually committing MALPRACTICE + fraud upon the courts + fraud & illegal exploitation of homeowners! Because fraudulent foreclosures include many facets, culmination can take years while arranging cash cow “PAWNS” needed for big pay-offs. [Super Future Equities Inc. v. Wells Fargo, et al., @ http://www.bankruptcy-lawnetwork.com/2007/05/11/what-are-those-mortgage-servicers-doing/. To repeat, LIKE AMERICA NEED JOBS, FORECLOSURE MILLS NEED INVESTIGATION. State Attorneys General everywhere now need to recognize the ELEPHANT IN THE ROOM –which has been for a long time, hiding in plain sight: foreclosure mill fraud! http://www.lawgrace.org/2010/09/30/important-facts-about-foreclosure-and-mortgage-fraud/
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Oct 2, 2010