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Mies Rohe
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Should've performed more basic research. Merlin rates lower only after reaching a threshold that guarantees higher pay if met. The rate is the standard rate until the threshold is met, so the rate is not going down until that happens, and after that the rate lowers as a bonus for the higher play. Meaning that if they opt-in, their checks will not be smaller, and there is a strong incentive to make them larger.
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Oct 31, 2014