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I find this argument interesting, and the most enlightening comment of all is the quote "who’s better to move the money than the banks". There's a narrow world view ripe for disruption if I've ever heard one. What if it isn't "money" we want to "move" around? What if our concept of money, or value, changes? What if the idea of information about money becomes as important as the money itself (a la Mint)? Banks will be disaggregated - in fact they are being disaggregated now, just in channels and in ways they discount.
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Mar 23, 2011