Life is full of risk. Sometimes, the realization of this can cause us to ignore risks in favor of a comfortable ignorance that allows us to sleep at night. The ability to face and accurately assess your risks can give you the power to protect yourself effectively, and invest in... Continue reading

According to the FBI, during every 40-second period of 2009, one vehicle was stolen. And while some areas of the country are more prone to incidents of vehicle theft than others, this is still not a comforting average. It’s more than possible that you could be one of the lucky... Continue reading

It’s a rite of passage when a teenager gets their first part-time job. As their parent, you're happy because hopefully they'll learn how to manage money and develop some measure of responsibility. Unfortunately, a positive experience for your teen could become a negative one for you if they use the... Continue reading

Every parent goes through the five stages of grief once they realize their precious teenage son or daughter is about to start driving. When faced with the image of your one-time newborn sitting behind the wheel and making life and death decisions with their driving, it is natural to experience... Continue reading

Insurance isn’t really a “buy it and forget about it” type of product. Insurance should be dynamic—evolving and accommodating all the changes in your life as they occur, because in order to provide adequate protection, your policy must reflect your current levels of risk, need and exposure. When you have... Continue reading

Drivers are obligated to carry car insurance in nearly every state. It covers the driver in the occurrence of a fender-bender. Auto insurance is important; but, there are many falsities related to it. This piece will address the general untruths that several Americans assume about auto insurance, and will educate... Continue reading

Nothing gets your adrenaline up and puts you in fight-or-flight mode faster than an auto accident, and that survivalist reaction can make it extremely difficult to act in the most responsible and self-preserving behavior after an accident. Here is a list of things you should do after an accident that... Continue reading

Even if you live in a state with no official seat belt law, by now, you know that buckling up can save your life. But fastening up is not the only proactive way you to keep you and your family safe in your automobile. Properly engage your airbags: If your... Continue reading

The premium on my personal umbrella policy went through the roof in the halfway through my policy term. My insurance agent says it’s because we added a teen driver. This seems unfair seeing as how our daughter is a good student and is covered by our car policy. Umbrella coverage... Continue reading

When you are getting ready to buy your first vehicle, there are a million things to consider like, whether to choose a car with automatic or manual locks and windows, whether to go for the moon roof or a spoiler, and whether or not to hang fuzzy dice over the... Continue reading

We are Oxford Auto Insurance, specializing in Chicago Auto Insurance as well as SR-22, Motorcycle, and Commercial insurance in the surrounding areas of Cicero, Lyons, and Chicagoland in Illinois. Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance... Continue reading