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pro commerce
Expert witness in nearly all areas of business: finance, marketing, management, compensation, ethics...Author of 11 books on money and commerce
Interests: Licensed Pilot Single Engine Sailor Skier Welder Chinese Martial Arts student Motorcycles
Recent Activity
Every year, I spend a few months in Japan. One year, in the mid 1970s, I was in Kyoto where one of my kids was going to an international school for an introduction to Japanese arts. I had been to the school a few years earlier and loved it. As usual, I sent lovely Japanese postcards back to my girlfriends.... Continue reading
Posted 3 days ago at Pro Commerce
Another anecdote. This relates to the photo on the right. This is in my neighborhood. It is a spot where Miner's lettuce used to grow. I know because I have a very distinct memory associated with the lettuce I picked on this spot. The Miner's lettuce no longer seems to grow here. There is a new house here and a... Continue reading
Posted 4 days ago at Pro Commerce
I have an interesting experience with an emergency cache I set aside in the late 1970s. I put about $10,000 in an envelope. It consisted of U.S. dollars, French francs, travelers checks from two different banks in U.S. dollars, and Japanese yen. With the advent of this current plague, I got the money out. Several lessons about money and time... Continue reading
Posted 5 days ago at Pro Commerce
President Trump became an historically important person of monumental importance when he said in Poland that the most important act of any government is to reduce the amount of regulation. I explained, here, that commerce would thrive at many times the level we now see and prosperity would explode, if government regulation is reduced. Now he has done it again.... Continue reading
Posted Mar 27, 2020 at Pro Commerce
At noon today, on a Friday, I drove around the city to see what the shutdown means. I think that many of the other cars I saw were people doing what I was doing; looking around. The city was just like the same city on a Saturday morning in summer time at 8am, with five exceptions. People out exercising, but... Continue reading
Posted Mar 21, 2020 at Pro Commerce
There are two sides to the issue of interaction with history. I am particularly aware of this as the father and originator of MasterCard which is the first credit card designed to be a global currency. Am I the father of the first global currency or not? The 'not' argument is that what I invented would have developed in any... Continue reading
Posted Mar 4, 2020 at Pro Commerce
Thank you Senator Biden. You are an ass, but you reminded me of some of my history. Your dementia memory “You’re a lying dog faced pony soldier” was recorded at a rally. It is the opening sequence in an old fashioned swearing contest. It was probably a ‘buffalo soldier’ that was modified. A ‘buffalo soldier’ was a black. Up until... Continue reading
Posted Feb 11, 2020 at Pro Commerce
I seem to be chosen to write this tractate. ‘Chosen’ in the meaning of Torah is not chosen for some benefit; it is chosen for a responsibility unique to the chosen. I have three insights, based on experience, that have led to my being chosen. The first is my lifetime of connection to the new land of Israel and Second,... Continue reading
Posted Jan 26, 2020 at Pro Commerce
Calling a person a name such as ‘racist’, ‘homophobe’, ‘misogynist’, ‘xenophobe’ or anything in this domain is dishonest and vicious. There is no defense against such name calling. Which is why I call this category of name calling a Kafka Trap. This terminology comes from my son; thanks Scott. The reference to Kafka comes from his books: The Metamorphosis and... Continue reading
Posted Jan 3, 2020 at Pro Commerce
The first is called global commerce. The Internet is based on a few companies that are the fundamental operating Internet source of every major global corporation. When the world of commerce is thriving these companies are the primary beneficiaries, now and into the foreseeable future. These are Microsoft, Oracle, Salesforce and Adobe. All listed on American stock exchanges. The second... Continue reading
Posted Jan 1, 2020 at Pro Commerce
The academic post-modern view that everyone except white men are oppressed makes commerce unworkable. You can’t manage a department with diverse employees who hold the view that they are judged on any basis other than merit. The core principle of modern commerce is meritocracy. Meritocracy is the understanding that each person is judged and rewarded on the basis of individual... Continue reading
Posted Dec 29, 2019 at Pro Commerce
It’s hard to ignore. Revolutions are occurring around the world. The three most extraordinary are the Lebanese who linked hands the entire length of their country to eject the Shia and their government, the Hong Kong public that turned out by the millions to demonstrate and voted over 90% for change in a recent election and The United States that... Continue reading
Posted Nov 28, 2019 at Pro Commerce
My brother, who is a city planner, pointed out to me that city planners have no idea why there are empty retail stores. They have no idea of why retail stores open or close. So I wrote this explanation: Commerce is a weed. You have to make great efforts to keep it from thriving. I was in Sweden in 1980... Continue reading
Posted Oct 19, 2019 at Pro Commerce
Many readers don’t understand how our society could divide into an overclass and an underclass. With the Trumpers as the overclass and the PC People as the underclass. Don't let the very rich PC People like Bezos and Zuckerberg confuse you. There have always been rich who were not in the overclass. Two reasons for this problem. Most readers don’t... Continue reading
Posted Jul 20, 2019 at Pro Commerce
Our society is dividing into two distinct groups. An underclass and an overclass. For the time being I call them the PC Class and the Trumpers. A look at the PC Class shows they are the following: A group of people who don't tolerate ideas that challenge their ideology. They are people who believe in an immanent apocalypse. The world... Continue reading
Posted Jul 14, 2019 at Pro Commerce
I recently read a photo book on the geologic history of San Francisco. I have lived next to a chert outcropping on the side of Twin Peaks that has a beautiful view of San Francisco looking East. Lived here for more than a half century. The photo book gave credit for the creation of the open space on the hill... Continue reading
Posted Jun 25, 2019 at Pro Commerce
Jeff Bezos has proposed that his company, Blue Origin, begin building an O’Neill space colony. I played a role in the history of space colonies. In late 1971 I flew around the world stopping in Kyoto, Seoul, Bangkok, Kabul and Tehran. When I got home I founded the Committee for a New Planet, made up of my friends from around... Continue reading
Posted May 13, 2019 at Pro Commerce
I take it for granted that most people will understand that meritocracy is a paramount good for a commercial society. I know that because I have worked with many Arabs and Arab groups where a cousin is hired because he is a cousin and not for any special needed skills. The same with Filipinos. For Chinese it is a member... Continue reading
Posted Apr 30, 2019 at Pro Commerce
Today we are witnessing a world historic competition. After the failure of communism in the USSR, China adopted a combination of modern market commerce, state run large businesses with a single party political governance. China’s recent economic model is openly in competition with the 200 year old model of market commerce that has thrived in multi-party democracy in the United... Continue reading
Posted Mar 1, 2019 at Pro Commerce
I’ve been thinking about how to bridge the great American divide that confronts us. I propose that we win the core argument. We create a Library for the Trump Revolution; subtitled The Thinking and thinkers behind the Revolution. The Left has neither thinkers nor meaningful ideas on their side much like the Democrat South in the last civil war. By... Continue reading
Posted Dec 23, 2018 at Pro Commerce
It is my thesis that the nouveau ultra riche in America are a source of ongoing innovation. They reinvest in the technology that made them rich. Since I didn’t know the origins of many men who made their fortunes during the Civil War, I was happy to read a recent book by Jeffry Wert on the subject. Special thanks to... Continue reading
Posted Dec 1, 2018 at Pro Commerce
If you want to read in detail about Alan’s life, there are many references on the Internet. He wrote five books on his practice. I knew Alan for several decades and loved him. He practiced Zen at the San Francisco Zen Center, where I knew him. He later became a rabbi and served at a San Francisco conservative congregation where... Continue reading
Posted Nov 18, 2018 at Pro Commerce
I was eight years old at the end of World War II. I have lived in the happiest era in human history. My life has been bountiful. I’ve travelled the world for seven decades in the modern world of global airlines and lived many years abroad. The whole planetary adventure was at a cost of one or two earlier transAtlantic... Continue reading
Posted Nov 12, 2018 at Pro Commerce
Interesting that most of the great new wealth of the past three decades is concentrated in the San Francisco and peninsula area. Since nearly all of these nuevo riche made their money in tech they are doing something not surprising. The new techie wealth is investing in new technology. Investing in start-ups and start-up funds. Billions of this new money... Continue reading
Posted Nov 4, 2018 at Pro Commerce
This is the beginning of November and a horde of more than 10,000 people are travelling from Central America to the U.S. Some people have suggested that these people should turn around, overthrow their own governments and create their own decent economic society like ours. This is where my analysis in The Most Important Book in Human History comes into... Continue reading
Posted Oct 31, 2018 at Pro Commerce