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Scott Gillis
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TD and CIBC will allow LOC in 2nd position at the branch level. But as Dale mentioned above they don't allow for multiple sub accounts. And I'm not aware of anyone that offers that feature in second position.
FYI - National Bank is now offering Prime +.50 inside the "All in One" HELOC product. You might want to use that as leveage.
Rob, great post! From a brokers perspective you hit the nail on the head.
As usual great info to pass along thanks Rob; As I commented to a client just a minute ago; "I guess the sky isn't falling just yet". I'll be looking forward to seeing what the "experts" say in the coming days re the July 20th BOC announcement.
I'm a fan of this product, and have had great feed back from my clients that I have placed in it todate.
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Apr 27, 2010