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As a broker I check to make sure there is no other product/term/rate on the market from another lender that might suit the clients needs better at renewal.
If the best option is still offered by their existing lender I wouldn't dream of having the clients switch just to make a commission.
Commented Jan 8, 2011 on Revealing Broker Stats at Mortgage Rates & Mortgage Broker News in Canada
Revealing Broker Stats
Here’s a sampling of intriguing stats about brokers from Maritz Research [Our comments in italics]: Brokers have the top market share of brand new mortgage originations (40%) but hold only a 23% share of the renewal market (which includes early renewals and renewals at maturity). [23% seems i...
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