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Social Apocalypse
Pacific Northwest
Fighting a wrongful foreclosure of our home since 2009. Justice needs a little work.
Recent Activity
One further comment: The Appeals court ruled that since they allege a "procedural error" in our case, then they ruled against us on a Rule 60(b) motion for relief-even though we were correct and our home was essentially stolen from us. The circular logic here is eye-popping: Rule 60(b) is PRECISELY to allow the court to overturn a ruling that may have had procedural errors, but JUSTICE WAS NOT ACCOMPLISHED. Wow.
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Mr. James; I am very grateful that you took the time to comment. It has been a painful experience. The most painful part is the indisputable evidence that our justice system is broken. We literally were denied our right to rescind, because we did it properly, and that is, at it's most basic: manifest injustice. The only party hurt in our case was the ONE party that did everything legally... Us. I simply don't know what to say. Thank you again so much! Theresa
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State courts stubbornly refuse to abide by explicit ruling by U.S. Supreme Court in mortgage law, trampling borrower’s who did everything right PRESS RELEASE By Theresa Baker May 20, 2016 Woodland, WA -- In a ruling by the Washington State Court of Appeals on May 10, 2016, borrowers Todd and... Continue reading
Posted May 21, 2016 at Social Apocalypse
Beryl; Thank you again for your kind words. I am compelled to comment that I do lean on Him for strength and guidance, as many do. I DO NOT ask him for help with regard to my case. I ask him for the personal strength to fight my battles and access my rights. I also feel STRONGLY that all people, regardless of whether or not they are of any faith or not, have a right to expect justice (I know you do too). Surviving this horrific chapter in our lives has not been easy. It is not easy to have your opponents stand in a courtroom and accuse you of actions that NEVER happened, and to characterize you as the very type of citizen you abhor, like a person who intentionally would default on a promise of any kind. We have strong moral integrity, and that is the most hurtful thing they can do. They seem to know this. This is what I pray about. To suppress the ugly hatred that tries to infect me. I fight that more than anything. I DO believe that some people are very miserable. You would have to be a very low person indeed to get up every morning and go to work with INTENTION to harm people in this way. There are people that are doing this, and I don't understand it, but then, I am glad I don't understand it. Thanks again.
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Dear Beryl; What a beautiful comment, thank you. We DO rely on Him, and we remind ourselves daily that He has a plan, we just don't know what it is yet. It does help. Thank you for your thoughts, we greatly appreciate it and are also hopeful for your endeavor. I feel that if people used INTENTION to judge people and their actions, rather than just result, the world would be a better place. What did they INTEND to do? The great truth lies there. Thank you so much.
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Hello Stanley; I am so very sorry to hear of your nightmare. I can completely imagine. Well, I agree with you that the people are starting to act out in various ways. I think it has taken a long time for people to really truly have the trust blown and truly understand the actual corruption that is taking place. There are still those that think that nothing is going on and millions of people all decided to quit paying their mortgage and abandon their homes. Many of us have been "waiting for change" I guess assuming that eventually the regulators would "do something". Well, I think they have sufficiently proven that they have no intention of doing anything (for a whole list of terrible reasons). One thing I do know, is we must speak up. We must shine MORE light on this problem. If I knew the answer I certainly would not be living in a trailer. Thank you so much for your comment!
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Hello Deborah; I am sorry for your struggle, and I understand. WE MUST COMMUNICATE BETTER. There is an attitude in our courts of "this is just another foreclosure... NEXT!" They are not adjudicating, they are PROCESSING cases. It's a horrific shame. If they would start adjudicating, the case loads would DECREASE because these THUGS (I blame the foreclosure trustees because they are the gate through which all non-judicial foreclosures must pass). If they did what they were legally required to do, then the "lenders" would quit crushing the masses. YES there are still foreclosures that are warranted, OF COURSE. I am not "anti-foreclosure". I am anti corrupt trustees. THEY ALONE are the main reason for this.
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As many of you know, the host of the popular foreclosure radio show "The Foreclosure Hour" attorney Gary Victor Dubin (who shepherded one of the cases heard in the JESINOSKI decision heard by the US Supreme Court, and is VERY affluent in TILA Rescission) featured our case on his radio... Continue reading
Posted May 16, 2016 at Social Apocalypse
The foreclosure trustees are out of control in Washington State, and there has been little effort to reign them in. Recently, we sought relief from judgement on an erroneous ruling stating our TILA Rescission was "time barred" when it was not. The United States Supreme Court recently confirmed in "JESINOSKI... Continue reading
Posted May 15, 2016 at Social Apocalypse
Hello B wRight; I do not know of an attorney that is taking new Rescission cases, but I will send out some inquiries and if I find anything I will get back to you. Unfortunately, because of the nature of this type of litigation, simply finding an attorney is a big part of the problem. There aren't enough of them that truly understand TILA Rescission, and of those, most are beyond capacity to take on more new clients. GOOD LUCK to you in this effort. DO keep us posted!
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Attention Washington State! Come meet Marie McDonnell, the Keynote Speaker at the Mortgage Economic Reality Summit that will take place on Sunday December 13 from 3-5 at the Bethany Church of Christ on Beacon Hill. You are cordially invited to attend an informal gathering to meet Ms. McDonnell at the... Continue reading
Posted Dec 9, 2015 at Social Apocalypse
NOTE: BILL PAATALO is an experienced private investigator and forensic analyst. Taking my material to heart and despite being ridiculed by bank lawyers and even some foreclosure defense lawyers, Paatalo took the simple position that once the notice of rescission is sent, that is the end of the matter, to... Continue reading
Posted Nov 18, 2015 at Social Apocalypse
KingCast and Mortgage Movies Interview Request with WA AG Ferguson on Foreclosure Mill Attorneys and Office Integrity. "As a former Assistant Attorney General and escrow attorney I can safely say that America's legal compass dangles in a very precipitous state when big money interests have co-opted the very institution that... Continue reading
Posted Oct 5, 2015 at Social Apocalypse
Any good television western will give you the solution: Blow up the trestle. Full disclosure here: Foreclosure is a necessary part of the housing market. The laws we have are more than adequate to assure that all parties' are protected from financial loss and default. Enforcement is the problem. It... Continue reading
Posted Oct 3, 2015 at Social Apocalypse
(Links to download the briefs for this upcoming case in Washington State Court of Appeals, Div II. follow ) Consistency in application of the law would go a long way to bring equity and justice into what is left of the expectation of "consumer protections". When a consumer is ripped... Continue reading
Posted Sep 23, 2015 at Social Apocalypse
This is good news! We all knew this was going on, but finally the courts are starting to get it. The foreclosure mill "Trustees" are cutting corners, ALWAYS in the banks favor, and running for the foreclosure sale so they can get paid and keep their "Clients" happy. This has... Continue reading
Posted Aug 20, 2015 at Social Apocalypse
Did NW Trustee Services breach its duty of good faith regarding a promissory note? The crux of this case: IF the trustee KNOWS that the owner of the note is other than they are stating in the foreclosure, does the provision that says that the "declaration by the beneficiary shall... Continue reading
Posted Jun 24, 2015 at Social Apocalypse
BRAVO Washington State Attorney General Rob Ferguson! It is with great appreciation and optimism that I present to you evidence <see below> that our AG is paying attention. I am grateful to Mr. Ferguson for taking on this very distasteful and long-overdue issue: Northwest Trustee Services routinely steamrolls borrowers who... Continue reading
Posted May 11, 2015 at Social Apocalypse
On the home page of the Republican Attorneys General Association (RAGA)'s home page is a video talking about the importance of "states' rights." The Attorney General of Georgia even opines in the same piece that expansion of the federal government is "not American." Then, on the same page, the RAGA... Continue reading
Reblogged May 11, 2015 at Social Apocalypse
I read the amicus and had the following thoughts/observations (for what they're worth) - pass it on if you think it is helpful: 1. MERS is a parasitic virus: "MERS is a system that is “grafted” onto the traditional recording system and could not exist without it, but it usurps... Continue reading
Posted May 9, 2015 at Social Apocalypse
Dear Honorable Attorney General Ferguson; First: A heartfelt THANK YOU for your recent Amicus regarding foreclosure trustee culpability in the Washington Deed of Trust Act! The citizens of this State that are paying attention are immensely gratified when we see evidence that not everyone is corrupt in government. Thank you... Continue reading
Posted May 8, 2015 at Social Apocalypse
We have a huge problem in Washington State and our Attorney General must take notice. Washington State is home to one of the largest foreclosure mills in the nation: Routh Crabtree and Olsen and Northwest Trustee Services and their "family of companies". A true FACTORY of foreclosure efficiency. The herculean... Continue reading
Posted Mar 7, 2015 at Social Apocalypse
It's not helpful when the news channels do not report accurate information, especially when it impacts our society's most vulnerable. In the below letter, Seattle Attorney Ha Dao of Grand Central Law contacted King5 News in Seattle to correct them on the erroneous information in their recent news story on... Continue reading
Posted Mar 6, 2015 at Social Apocalypse