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structuredsettlements
Stamford, CT USA/ New York City Metro Area
John Darer is a Structured Settlement Expert, Master Structured Settlement Consultant, Registered Settlement Planner, Certified Financial Transitionist, Settlement Planner and Sudden Money Advisor
Interests: music, photography, movies, soccer, cycling, traveling, boating, gourmet cooking, theatre, engaging discourse, hearing different points of view and learning from others, social media and of course, blogging!
Recent Activity
Factoring Company Went Round in Circles Soliciting Structured Settlement Investors
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Structured settlement receivables were often falsely promoted as annuities by companies with no insurance, financial advisory or securities licenses, operating in a gray area. A decade on, legal cases reveal a growing body of victims bubbling to the surface like coffins in a flood. Continue reading
Posted 3 days ago at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Pacific Life & Annuity Services Inc. Redomiciles from Colorado to Missouri
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Pacific Life & Annuity Services, Inc., is the qualified assignment company for all Pacific Life branded structured settlements and include underwriting companies Pacific Life Insurance Company in all states but New York and Pcific LIfe & Annuity company for all claims with touch points to New York. Continue reading
Posted 5 days ago at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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We Pay More Funding Issues Press Release Self-Describes as Something It's Not
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Pennies on the dollar merchants who buy structured settlement payment rights, are not structured settlement companies. Instead of all the from funda cheese, why can't these companies just call themselves what they are? Continue reading
Posted 5 days ago at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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How Long Are State Legislatures Going to Tolerate Bribes for Structured Settlement Factoring Quotes?
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There are gaps in the regulation of Structured Settlement Transferees. We're not speaking of inducing Fifi the Frenchie to give a high five with a treat. Fifi is being rewarded for good behavior. Pennies on the dollar is not a treat for the structured settlement annuitant's good behavior. Continue reading
Posted 6 days ago at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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How Long Are State Legislatures Going to Tolerate Bribes for Structured Settlement Factoring Quotes?
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There are gaps in the regulation of Structured Settlement Transferees. We're not speaking of inducing Fifi the Frenchie to give a high five with a treat. Fifi is being rewarded for good behavior. Pennies on the dollar is not a treat for the structured settlement annuitant's good behavior. Continue reading
Posted 6 days ago at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Sell Any Annuity Claims It Has "75+Years of Experience" in Gross Misrepresentation
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Stack formation is a "fake it 'til you make it" marketing deception where a young company "stacks" years of experience of multiple individuals to create an illusion that a young company has been around for a long time. A more honest and ethical approach of using an average of the years of experience. Continue reading
Posted Jun 27, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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What is The California "Structured Settlement Attorney" Talking About?
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It's so disappointing when so-called experts providing independent professional advice about structured settlement factoring, can't articulate the fundamentals of the business upon which they are providing independent professional advice? How can any consumer feel confident in such advice? Continue reading
Posted Jun 25, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Pacific Life A+ Superior Financial Strength Rating is Affirmed by A.M. Best
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Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases. Continue reading
Posted Jun 24, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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USAA Celebrates 100 Years in Business
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Today the A++(Superior) A.M. Best rated USAA Life insurance Company is a highly respected issuer of structured settlement annuities for a wide spectrum of claimants, particularly competive for long duration cash flows . Continue reading
Posted Jun 21, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Milestone/Bair Withdraw Structured Settlement Insurer Appointments
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Bair/Milestone no longer hold appointments with Berkshire Hathaway, Pacific Life, New York Life and The Prudential Insurance Company of America effective May 31, 2022, according to New York Department of Financial Services at time of publishing, Continue reading
Posted Jun 20, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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We Pay More Funding is Latest Beneficiary of Structured Settlement Illiteracy
Bear in mind that the BEST that Rhett Wadsworth and We Pay More Funding have to offer consumers is nothing more than pennies on the dollar. There is nothing unique about pennies on the dollar regardless of whether you "roll 'em or stack 'em". Continue reading
Posted Jun 19, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Client First Settlement Funding Collapse is Causing Servicing Delays for Investors
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The apparent collapse of structured settlement factoring company Client First Settlement Funding has left structured settlement investors scrambling with some having faced delays in receiving due to the apparent failure to employ a back up servicing company. Continue reading
Posted Jun 15, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Black Square Financial Bogus Claims That You Can "Take Control Of" and "Structure Your Policy"
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Even with all the value that merely pennies on the dollar will buy, Black Square Financial promotes the following falsehoods (1) Implication that you can restructure an existing structured settlement. (2) Statement that you can take control of a policy (that you do not own). (3) " Structure your policy" Continue reading
Posted Jun 12, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Confiscated Structured Settlement Payments from Investors Arizona Litigation Update
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Partial Summary Judgment granted to Investors (1) Investors are the owners of and have the right to receive payments arising from the Payment Streams; (2) Genex has no right, title,or interest in Keefer' Payment Streams; (3) Genex had and has no right to withhold, sell, or reassign the Keefers’ Payment Streams. Continue reading
Posted Jun 11, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Why States Now Exclude SMA Investors From Annuity and Insurance Insolvency Schemes?
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The hammer is coming down on the possibility of any investors in factored structured settlement payment rights, deriving any benefit from insolvency protections designed to protect buyers of annuities and life insurance. Continue reading
Posted Jun 9, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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NJ , WA and OH Legislate Secondary Market "Annuity" Investors Have No Insolvency Protection
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The risk for people who are already invested in other people's structured settlement payment rights is that the exclusion is applied retroactively and they have no protection in the event of insolvency of the underlying annuity issuer or bankruptcy of the qualified assignment company. Continue reading
Posted Jun 7, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Have You Been Solicited by a Structured Settlement Buyer Soon After the Annuity Was Issued?
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Do you own a virgin structured settlement? Have you been solicited by a structured settlement buyer, seeking to buy your structured settlement payments before the structured settlement annuity was even issued or soon after it was issued? Continue reading
Posted Jun 7, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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What Do Structured Settlements Do for People?
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Structured settlements provide sustainable cinome for injury victims and their families. Sustainable income is income which is consistent and steady over time. Sustainable income provides a level of calm and clarity while things are in flux and pave the road to the new normal. Continue reading
Posted Jun 2, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Is an Investment in Structured Settlement Payment Rights Suitable for Injury Victims?
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Are investments in structured settlement payment rights suitable for tort victims? In rare circumstances and after careful deliberation. Buying fixed annuities doesn't require a court order to be concluded or have such an exposure to transactional risk as do factored structured settlement investments. Continue reading
Posted May 31, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Is an Investment in Structured Settlement Payment Rights Suitable for Injury Victims?
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Are investments in structured settlement payment rights suitable for tort victims? In rare circumstances and after careful deliberation. Buying fixed annuities doesn't require a court order to be concluded or have such an exposure to transactional risk as do factored structured settlement investments. Continue reading
Posted May 31, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Bought Life Contingent "Secondary Market Annuities" From Client First That Haven't Arrived?
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Client First Settlement Funding is "Missing in Action" while seniors who bought structured settlement payments as an investment have not received payments because proof of living from the underlying annuitant has not been provided. Continue reading
Posted May 31, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Annuity.Org's Structured Settlement Misinformed Strike Again
In Private Letter Ruling PLR-119273-97, the IRS concluded that the lump sum received from the sale of structured settlement payment rights retained the same tax treatment that it was accorded prior to the structured settlement factoring transaction. Continue reading
Posted May 24, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Authne.com Distributors of Structured Settlement Farcical on a Popsicle Stick from India
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The dregs of the structured settlement secondary market have long exploited Indian workers to support their SEO efforts. Emphasis on quantity over quality results in an ebb and flow of flotsam and jetsam, rich in malapropism, but of little benefit to American consumers. What a pity. Continue reading
Posted May 23, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Client First Funding | Business Listing Says Permanently Closed | What If You Have Payments?
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What's going on with Client First Settlement Funding of Boca Raton FL? A senior investor has allegedly past due life contingent structured settlement payment rights. The annuity issuer Symetra is waiting for a proof of living from Client First. No answers from Client First. Just crickets. Continue reading
Posted May 19, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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Professor Volokh Exposes Another Attempt to Vanish from Google Materials About Attempts to Vanish Materials
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On May 13, 2022, I received a bogus DMCA takedown, similar to what Professor Volokh received, which revealed more plagiarized content from yet another one of our blog posts, this one concerning Richart Ruddie's being sanctioned in the Myvesta Rhode Island matter and again backdated to mislead. Continue reading
Posted May 19, 2022 at Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
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